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re: Credit Card Rewards and Points Discussion

Posted on 3/22/17 at 9:43 pm to
Posted by Creamer
louisiana
Member since Jul 2010
2817 posts
Posted on 3/22/17 at 9:43 pm to
quote:

ok how the frick does one get a first credit card.


Amex is the worst route to go for this, they areally strict about credit history. Go to Capitol one and get their basic card for a year, then test water with a freedom, then premiums.
Posted by Dtiger19
Member since Dec 2007
830 posts
Posted on 3/23/17 at 12:03 pm to
quote:

Minimum spend: $500 in three months Bonus: 40,000 miles (20k for any domestic r/t including Alaska)


I just priced MSY to DEN and it shows 20,000 points each way. Still a good deal but only 1 domestic round trip.
Posted by hiltacular
NYC
Member since Jan 2011
20202 posts
Posted on 3/23/17 at 12:43 pm to
quote:

I just met my minimum spending on the AmEx business card - 2 days after my billing statement closed. Do I have to wait a month to get the sign up bonus? Longer? Is there anything I can do to get the points sooner (like pay in advance)? I really need the points so I can book a hotel room.


Pretty sure amex will not give you the bonus until the billing cycle ends.
This post was edited on 3/23/17 at 12:44 pm
Posted by NoSaint
Member since Jun 2011
12679 posts
Posted on 3/23/17 at 4:14 pm to
quote:

really need the points so I can book a hotel room.


i bet youll book hotels again sometime soon. i dont know that it qualifies as a need worth worrying much over.


and likewise a first world problem here -- my CSR card is peeling apart. the front has a corner coming off and it annoys me to no end even though it doesnt effect usage. going to request a new one when i get back from an upcoming trip.
Posted by bayoubengals88
LA
Member since Sep 2007
24578 posts
Posted on 3/23/17 at 7:35 pm to
quote:

I just priced MSY to DEN and it shows 20,000 points each way. Still a good deal but only 1 domestic round trip.

Holy shite. It just expired as I got approved. That's such bull shite. Am I just out of luck on this one? Just one free flight instead of two now?

I'm ate up with the red arse now that I'm stuck with this shitty Frontier card.
Posted by bayoubengals88
LA
Member since Sep 2007
24578 posts
Posted on 3/24/17 at 11:50 am to
What gives?
This post was edited on 3/24/17 at 12:00 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 3/25/17 at 11:22 pm to
quote:

FYI Cardcash is back to coding as utilities for 5x with Ink.


Thanks, haven't used this before is this legit? I liked to buy gas cards at office supply but they don't do them anymore. I see a $200 gas card on Cardcash so that seems like an easy way to rack up points for what I'm gonna do a lot anyway.

ETA: BTW, how do you know when they are coding as a utility or not?
This post was edited on 3/25/17 at 11:25 pm
Posted by cypressbrake3
Member since Oct 2014
3681 posts
Posted on 3/26/17 at 7:43 am to
How does the CashForward MC from Barclay rank in the cc world?

I got a invite from them the other day, they will be bonus me 200 bucks if I take their card and purchase a thousand dollars on it in the first 90 days.
This post was edited on 3/26/17 at 7:44 am
Posted by Oenophile Brah
The Edge of Sanity
Member since Jan 2013
7569 posts
Posted on 3/26/17 at 11:00 am to
Does anyone have an opinion on the Chase Sapphire Reserve card? It offers 3x rewards on travel and dining. Those are two of our primary spending categories. The annual fee is substantial $450, but you get $300/yr annual travel credit. We travel several times a year, so we should always take advantage of this credit. Making the difference $150/yr.

Curious if anyone has experience with this one. Positive or negative.

TIA.
Posted by lighter345
Member since Jan 2009
11898 posts
Posted on 3/26/17 at 11:13 am to
If you search the board for That card, you will see many discussions about it. Almost all of them are positive. However, I don't think the 100k sign up bonus is still available. I think they extended it to in branch only recently, but that might have expired.

I have the card and it's great for the mainly reasons you listed above.
This post was edited on 3/26/17 at 12:10 pm
Posted by hiltacular
NYC
Member since Jan 2011
20202 posts
Posted on 3/26/17 at 11:34 am to
It is probably the best card that has ever come out. With that said, if you can't get the 100k signup bonus you may want to reconsider getting it.
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 3/26/17 at 3:01 pm to
quote:

It is probably the best card that has ever come out.


quote:

With that said, if you can't get the 100k signup bonus you may want to reconsider getting it.


I'm still I was at 5/24 and couldn't get the bonus. I'll be free of that in late May but I don't know if I can let myself sign up for that card with a 50k bonus. I can get that or more with Ink Preferred or CSP.
Posted by barry
Location, Location, Location
Member since Aug 2006
51395 posts
Posted on 3/26/17 at 3:56 pm to
quote:

It is probably the best card that has ever come out. With that said, if you can't get the 100k signup bonus you may want to reconsider getting it.




I applied in a branch the last weekend it was available. I got a rejection letter in the mail on friday. I called and it was because i already had the max credit chase would give out to me between my united card and marriot card. Just shifted 1/3 from each and they approved me.
Posted by bayoubengals88
LA
Member since Sep 2007
24578 posts
Posted on 3/26/17 at 5:51 pm to
quote:

Does anyone have an opinion on the Chase Sapphire Reserve card?
As stated, consensus is that it is the GOAT...the HOLY GRAIL!!!

If you can still get 100k in branch then go for it. If not, I'd go with the CSP, which has a second year fee of just $95.
Posted by NoSaint
Member since Jun 2011
12679 posts
Posted on 3/26/17 at 8:50 pm to
It's excellent - the $300 even counts towards Uber.

Additionally I used the global entry reimbursement already too. I got it in December and got the $300 for last year and this, plus the 100k points plus the global entry-- was like $2200 in rewards in 3 months
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 3/27/17 at 9:40 am to
Was able to book 4 RT tickets to Orlando on southwest in May for a shade over 40K RR points

I love southwest
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 3/30/17 at 10:12 am to
Any thoughts on the AMEX Hilton 100k point bonus?

Doesn't seem worth it given their redemption value
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 3/30/17 at 12:44 pm to
Sadly Hilton points don't go as far as they used to.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
32831 posts
Posted on 4/2/17 at 3:13 pm to
I've mentioned repeatedly on this thread that I'm an airline miles neophyte, so:

The lady and I are starting to plan a trip to Japan in early November. Trying to decide whether to use our copious UR points on airfare or lodging, whichever offers the better value. Ideally we would be flying out of BTR, but could be persuaded to fly out of another airport, within reason. Any particularly good transfer partners for travel to Asia? Preferably, if I'm using points for the flight, it would be in Business, but that's not necessarily a deal breaker.
Posted by Teddy Ruxpin
Member since Oct 2006
40837 posts
Posted on 4/2/17 at 3:24 pm to
Apparently there is a good Hyatt in Tokyo that bloggers like.

However, I cannot emphasize enough how awesome flying biz class to Asia is, and how much better you're going to feel throughout your vacation by having those comforts. That includes all the business class lounge access and general doting you receive all flight.

My experience is on Asiana to Seoul from LAX but ANA can be booked via United and should be good as well.
This post was edited on 4/2/17 at 3:26 pm
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