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Best rates on new vehicles?
Posted on 5/14/20 at 3:47 pm
Posted on 5/14/20 at 3:47 pm
I see that Tacoma's have 0% 60 mths. The cash incentive is only $1750 so even at 2% it would be better to take the 0% on say a $45k truck. These are just general numbers right now, not dealing on anything.
6
Posted on 5/14/20 at 4:31 pm to LSUSUPERSTAR
I saw gmc advertising 0% for up to 72 months and no payments for 6 months. I assume that’s still going on.
Posted on 5/14/20 at 5:23 pm to LSUSUPERSTAR
2.94% Neighbors (60 mo) is lowest I have seen in area (BR)
Posted on 5/14/20 at 5:37 pm to LSUSUPERSTAR
Just bought a Subaru ... 63 months, 0% interest. No payment for 90 days.
GM had something similar.
GM had something similar.
Posted on 5/14/20 at 5:50 pm to stewie
Other posters, OP is asking about non-incentive rates to see if he should give up rebate for special APR or not, obviously majority of brands are offering 0%
Posted on 5/14/20 at 5:52 pm to LSUSUPERSTAR
quote:
The cash incentive is only $1750
That's extremely low. Most places are offering 6500-8000 in rebates and whatnot.
As of yesterday Neighbors had the lowest rate in BR of 3.19%.
Posted on 5/14/20 at 7:29 pm to Awesome All Day
quote:
That's extremely low. Most places are offering 6500-8000 in rebates and whatnot.
On a Toyota Tacoma? Tell me where and I will buy it right now.
Like the other poster said, I'm looking at non-incenive rates.
Does anyone think now is the time to buy? I was originally planning on buying in December, but with promo 0% rates and 3 months no payment, that is only about a 3 month difference in time. I'm going to check my credit union at work tomorrow. I'm not seeing anything other than to take the 0% assuming the price is right.
Posted on 5/14/20 at 8:06 pm to LSUSUPERSTAR
Land Rover got that 0% dog
Posted on 5/14/20 at 8:30 pm to Robertson coach
quote:
2.94% Neighbors (60 mo) is lowest I have seen in area (BR)
You can get substantially lower from Neighbors if you go through a dealer that uses them. I've seen 2.14 recently.
Posted on 5/14/20 at 10:29 pm to achenator
We financed a used car with neighbors 3 weeks ago at 2.3%
Posted on 5/15/20 at 12:12 am to Chad504boy
Mercedes 0% as well FYI
Posted on 5/15/20 at 8:09 am to LSUFootballLover
Pay cash
Posted on 5/15/20 at 8:19 am to Popths
quote:
Pay cash
Posted on 5/15/20 at 8:31 am to stewie
Well, he's right. Financing a depreciable asset over 5 or 6 years is just silly. Always pay cash if you can, but if you do finance, don't do it for more than 3 years on a vehicle.
I'm looking at a $40K SUV right now for my wife. Buying it one year old with less than 20K miles takes over $10K off the price.
I'm looking at a $40K SUV right now for my wife. Buying it one year old with less than 20K miles takes over $10K off the price.
Posted on 5/15/20 at 10:55 am to Auburn80
quote:
Financing a depreciable asset over 5 or 6 years is just silly. Always pay cash if you can, but if you do finance, don't do it for more than 3 years on a vehicle
Even if the rate is lower than your cost of capital??? You completely ignored rate in the statement above. Rate is much more important than term.
Posted on 5/15/20 at 11:07 am to LSUSUPERSTAR
quote:
On a Toyota Tacoma?
Oh no, my bad. Those were on GMC and Chevy. Didn't realize you were only looking Toyota.
Posted on 5/15/20 at 11:09 am to LSUFootballLover
quote:
Mercedes 0% as well FYI
link?
0% is only 4 36 mos. Land Rover was doing long term 0% financing.
This post was edited on 5/15/20 at 11:14 am
Posted on 5/15/20 at 1:27 pm to LSUSUPERSTAR
GM has 0% for 72 months if you wave the incentives. The incentives are knocking 10-12K off which is a better deal though.
Posted on 5/15/20 at 3:23 pm to tke_swamprat
Range Rover had 0% for 72 months as well.
Posted on 5/15/20 at 8:32 pm to Auburn80
quote:
'm looking at a $40K SUV right now for my wife. Buying it one year old with less than 20K miles takes over $10K off the price.
If 40k is the MSRP you’re lying to yourself.
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