stewie

What’s the interest rate on the mortgage?...

[quote]Shaddiq Charles - 3rd or 4th rounder. [/quote] I wouldn’t be surprised to see teams take him off their board. He could be a first rounder if he came back and stayed clean....

Phillips - 3-6th rd (depends on how he runs at combine but could be a sure fire second round pick next year) Queen - 3-4th rd (Could elevate to late first round with more refining). Logan - 4-6th rd (could elevate to 2-3 rd pick easily next year) Charles - likely UDFA (needs to stay clean o...

60/40 but all Clemson fans are early ... LSU fans still drinking Seriously...

[img]https://media.giphy.com/media/H4uTmigWCk360/giphy.gif[/img] In honor of Freek, the greatest ...

Yup, worth it ...

605 Little over $840 after fees ...

Two more for the good guys in the crowd tomorrow night! [img]https://media1.giphy.com/media/H4uTmigWCk360/giphy.gif?cid=19f5b51a510a0b4b5475193fd0ae0ef30b68d012e9fbc1d9&rid=giphy.gif[/img]...

[quote]Beating lsu gave them so much momentum the frick? [/quote] Dabo admitted that win against LSU in the Peach Bowl gave the program its first huge boost of momentum....

Limit the big run plays. Etienne needs +20 carries but keep him under 3.3 yds./carry. Also, win on first and second down. Keep Clemson count of 3rd and less than 3....

Reading this board ... self made financial consultant ...

[quote]People bragging about being debt free that don’t understand time value of money and opportunity cost[/quote] [img]https://media.giphy.com/media/UWovEBGTAjFra/giphy.gif[/img]...

[quote]I am a fan of paying cash for the car I can afford[/quote] As others have noted, it’s a fantastic way to help buyers realize what the need vs what they want (or how badly they want it)....

[img]https://media2.giphy.com/media/hH277gkcg3Jok/giphy.gif?cid=19f5b51a06735fc6c008b0357782f82b45f9164bedfd6f46&rid=giphy.gif[/img]...

[quote]It is just a budget item not written in stone.[/quote] Roger that. Just curious as to why the 8 year turn over plan. Didn’t know if there was some magical resale loss after 8 years or some other reason....

[quote]That way I have an 8 years old car to trade in[/quote] [img]https://media.giphy.com/media/s239QJIh56sRW/giphy.gif[/img] The wife and I drive 14 and 15 year old vehicles .... the reliability is there, so why not? Actually now just starting to look to replace the 14 year old car....

[quote]feel like Gibbs is a lot better than Bradford.[/quote] [img]https://media2.giphy.com/media/TL6poLzwbHuF2/giphy.gif?cid=19f5b51ae8d22d421e89f995927948befdcfccf3e50092d1&rid=giphy.gif[/img]...

[quote]That's all well and good but why not apply those same payments to the debt that is causing more harm?[/quote] I would agree and in most instances (pay day loans and credit cards) the loans with the shortest terms carry the highest interest. But it’s all about forming good habits, seeing...

[quote]Then show me the math because you are flat-out, 100% wrong.[/quote] As I already said in the previous post ... you aren’t wrong. But you are missing the point. The goal is to get someone who simply isn’t making payments (or making them with no continuity) to start making continuous pay...

[quote]False...the math works in my favor no matter how you slice it.[/quote] Not if they fall off the wagon ... ...you aren’t wrong, just have to realize what/who you are working with....