- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Bank Asking for Occupation on Withdrawals
Posted on 3/1/25 at 3:45 pm to ronricks
Posted on 3/1/25 at 3:45 pm to ronricks
quote:
I’ve had large cash deposits after selling a watch or gold or silver and they ask where the money came from. I just troll them and tell them I made it cutting grass over the weekend or selling hamburgers and hotdogs out of a food cart. There’s nothing they can do. They are just filling out a form required by law.
With cash deposits, couldn’t you just say they were gifts? The giver not the receiver has the obligation to report it on their taxes if it’s over the allowable amount.
1
Posted on 3/1/25 at 4:33 pm to Tear It Up
Just tell them you suck dick for cash, then when they hand you 5k they think wow this guy must suck one hell of a dick
Posted on 3/1/25 at 4:56 pm to Rize
quote:
Just tell them you’re a drug dealer.
Just tell them you have college aged daughters……
Posted on 3/1/25 at 5:02 pm to ronricks
quote:
I’ve had large cash deposits after selling a watch or gold or silver and they ask where the money came from. I just troll them and tell them I made it cutting grass over the weekend or selling hamburgers and hotdogs out of a food cart. There’s nothing they can do. They are just filling out a form required by law.
I promise you there is very much stuff they can hand over to FinCEN / FTI that can do things to you. TD just paid a $3B fine to settle a money laundering lawsuit
This post was edited on 3/1/25 at 5:06 pm
Posted on 3/1/25 at 7:01 pm to Tear It Up
quote:
quote:
Name of bank?
Small local bank in a rural area
Then every damn teller should know what you do.
Posted on 3/1/25 at 7:58 pm to IMSA_Fan
quote:
I promise you there is very much stuff they can hand over to FinCEN / FTI that can do things to you. TD just paid a $3B fine to settle a money laundering lawsuit
These are legitimate transactions not money laundering. I have all information and the cooperation of who I sold to who can provide evidence of such transactions. There isn’t a thing they can do. I deposited $18k two weeks ago from selling a watch. Told them I made the money cutting grass. There’s nothing they can do I have all the information if they come after me. I’d only be worried if I was doing something illegal.
Posted on 3/1/25 at 8:34 pm to Tear It Up
quote:
With cash deposits, couldn’t you just say they were gifts? The giver not the receiver has the obligation to report it on their taxes if it’s over the allowable amount.
There’s no reason to tell a story, the information is not being reported to the IRS. I’m not sure what report requires the source of funds to be obtained, but could it be an attempt at a cross-sell?
Posted on 3/1/25 at 8:38 pm to Dead Mike
When you deposit over $9999 they can ask about source of funds and there is a form they can fill out. I’ve been asked every single time I do this not sure if it’s mandatory or up to discretion of bank. I’ve never been asked when withdrawing but I’m usually not withdrawing in the thousands.
Posted on 3/2/25 at 5:28 am to ronricks
A little ironic our government is the largest money launderer in the world and yet they are all over over arse for depositing or withdrawing a few thousand dollars.
Posted on 3/2/25 at 10:50 am to Tear It Up
List your occupation as tomato salesman like Carlos Marcello used to do.
Posted on 3/2/25 at 10:54 am to ronricks
quote:
There isn’t a thing they can do. I deposited $18k two weeks ago from selling a watch. Told them I made the money cutting grass. There’s nothing they can do I have all the information if they come after me. I’d only be worried if I was doing something illegal.
Like lying asbout where the money came from?
To the OP. Is it a required field? If not, leave it blank.
Posted on 3/2/25 at 11:18 am to VABuckeye
quote:
Like lying asbout where the money came from?
To the OP. Is it a required field? If not, leave it blank.
Yeah lying makes no sense here especially over $10k as they can flag it and make your life a hell of a lot more complicated by having it investigated.
Posted on 3/2/25 at 12:41 pm to ronricks
quote:
When you deposit over $9999 they can ask about source of funds and there is a form they can fill out. I’ve been asked every single time I do this not sure if it’s mandatory or up to discretion of bank. I’ve never been asked when withdrawing but I’m usually not withdrawing in the thousands.
I’m familiar with CTRs. My recollection is that personal (and business) information was required to be collected, including occupation. Looking at an example CTR online, there is no field for source of funds. That’s why I’m wondering if the question is about compliance, or if they could be making conversation for a cross-sell opportunity.
Posted on 3/2/25 at 3:40 pm to MrSpock
quote:
Feel free to bank yourself under your mattress
Okay dumbass. You’re acting like he’s complaining about the free market when the actuality is that the Feds and local law enforcement have made it essentially illegal to carry large amounts of cash as they will confiscate under civil forfeiture while they simultaneously threaten businesses that take large cash payments. It’s readying apparent that the war on cash is about giving the Feds more power to control and monitor individuals. Fake money laundering claims are used to fool idiots like yourselves into willingly ignoring that your freedom is being eroded. It’s the same play as the Patriot Act or TSA. Scare weak idiots with a boogeyman then have them beg you to take away their rights.
This post was edited on 3/2/25 at 3:41 pm
Posted on 3/3/25 at 6:39 am to Tear It Up
Next time, ask for 2k or 5k in singles, doubles, or 5’s and tell them it is for a strip club you are opening up and gauge their reaction.
This post was edited on 3/3/25 at 7:52 am
Posted on 3/3/25 at 12:41 pm to Tear It Up
quote:
The last several times I’ve withdrawn money from my checking account the bank teller asked me for my occupation.
Seriously, is there any reason not to respond with "I cut grass" or "I'm a go-cart racer"?
Not being silly, just curious if there is any reason to give a truthful response? You aren't signing an affidavit or anything.
Posted on 3/3/25 at 3:40 pm to Tear It Up
They know you are structuring and they are gathering evidence.
Posted on 3/3/25 at 3:44 pm to Tear It Up
Hookers and blow in Columbia
Posted on 3/3/25 at 3:50 pm to IMSA_Fan
quote:
It’s tied to money laundering monitoring
So just tell them your occupation is politician... obviously they don't ever worry about money laundering.
Posted on 3/3/25 at 3:50 pm to Tear It Up
Tell them you are in Waste Management.
Page 2 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News