Favorite team:LSU 
Location:Cimmeria
Biography:I was born of fire and ice
Interests:World conquest
Occupation:Barbarian
Number of Posts:14906
Registered on:8/5/2013
Online Status:Not Online

Recent Posts

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re: Credit cards

Posted by Drizzt on 5/23/26 at 9:10 am to
I have United Quest Visa. Good card with nice benefits. Good way to get status. $5000 spend in 3 months should be easy for a baller like you.
O is a great recruiter and fantastic with boosters. He’s a steal at $100,000. He’s also an insurance policy in case Baker leaves for a HC job next season and takes the dline coaches with him.

re: Credit cards

Posted by Drizzt on 5/23/26 at 12:04 am to
I love my Amex Platinum. Great benefits if you travel.

re: Guidance

Posted by Drizzt on 5/22/26 at 7:48 pm to
Now we are not disagreeing and everyone is being reasonable (except for RickRoids). I have 2.5 million in assets and it’s all self-managed. But I also am good with numbers and probability (graduate level statistics training) and put a lot of time into educating myself about investing. My only point was that someone who is likely retiring around age 60 with no background in investing needs someone to hold their hand. They can’t make up a big loss at that age. The OP also doesn’t know what he doesn’t know.

Most of my money is in index funds but I actively trade about $200,000 for fun. Not sure I wouldn’t be better off just putting everything in an S&P 500 ETF but trading is essentially my hobby. I don’t golf. I did consult with Ameriprise twice for financial planning and found it helpful for getting me to do things like wills and medical POA. They also did a projection of what I would have at retirement based on my savings rate. That part was pretty nice because I realized I could actually spend more now and enjoy things. I’m too contrarian to let them manage my money though. Like Jax said, my risk tolerance made them uneasy as well.

re: Guidance

Posted by Drizzt on 5/22/26 at 1:31 pm to
If the advisor got paid six figures on a 1% fee, the client did pretty damn good.

re: Coach O

Posted by Drizzt on 5/22/26 at 11:42 am to
Landry should feel honored if this happens.

re: Guidance

Posted by Drizzt on 5/22/26 at 10:20 am to
Creative mathematics aside, bad investments will cost a newbie way more than $100,000 but tell some guy who literally said he has no idea what he is doing to start investing his retirement himself. Caveat emptor.

re: Guidance

Posted by Drizzt on 5/22/26 at 9:38 am to
Hundreds of thousands in fees? Now you are just making stuff up unless they are managing Jeff Bezos portfolio. The annual management fee is 1%. That’s not awful if you know nothing about investing and they make you money or save you money with tax planning. On a $500,000 portfolio that’s $5000 a year for them to contact you monthly, do an analysis of your assets, and provide investment advice. I know I charge more than that for a single day of consulting. I’m not saying EJ is good for knowledgeable investors. I’m saying it’s good if you have no idea what you are doing…like asking for investment advice on a message board from anonymous yahoos who may be living in a trailer.
1. Iran got their shite pushed in. Anyone saying they won anything is a complete moron.

2. Why is anyone surprised Russia is helping Iran when the US has been helping the Ukrainians for years with targeting assets in Russia?

re: Guidance

Posted by Drizzt on 5/21/26 at 9:17 pm to
Edward Jones is fine for the average investor. They are standardized and won’t lose your money on something exotic. Plus they are big enough that they worry about liability. I’d trust them for a family member way more than some independent private office in bumfrick Louisiana or Alabama.

re: Guidance

Posted by Drizzt on 5/21/26 at 5:09 pm to
If you take this board’s advice you will end up losing a lot of money. Managing retirement funds takes knowledge, skill, and discipline. If you don’t have all of those things you should pay someone to do this for you. You don’t get a redo on this at your age. Good luck.

re: Guidance

Posted by Drizzt on 5/21/26 at 1:06 pm to
You are starting too late to figure this out on your own. Just find a reputable advisor like Edward Jones or Ameriprise and talk with them. You need tax advising, wills, and all kinds of things you don’t know about. You’ll pay them a small fee but it’s worth it not to make a big mistake when you don’t know what you’re doing.
I am looking forward to the anti O crowd eating crow.
Report: Tesla to build solar factory near HoustonTeslaTSLA $412.95 (2.19%) is planning to build its solar panel manufacturing plant — an endeavor that could add up to $50 billion in value to its energy business — near Houston, Texas, Electrek reports. The plant would be located on the same site as its Megafactory, which builds Megapack battery systems. The solar plant is part of Tesla and SpaceX’s goal of eventually putting solar-powered data centers in space.

This is the synergy I’m talking about.

Edit: From today’s SPCX IPO filing “AI (xAI/Grok/X integration): Gigawatt-scale terrestrial AI training clusters (e.g., COLOSSUS); plans for orbital AI compute satellites (using solar power, starting ~2028).”
Massie has been nothing but an arrogant prick. He brought this on himself. He deserves to lose bigly.
Paxton fricked someone other than his wife.

Coryn fricked conservative voters over repeatedly.

Vote Paxton.

re: Career Change Recommendations

Posted by Drizzt on 5/18/26 at 7:12 pm to
Are you salary or taking insurance? Mental health can be very lucrative if you have a fee for service model instead of insurance. My group has a MSW who is constantly booked 3-4 months out for worker’s compensation treatment. Testing services are great if you want to avoid burnout from therapy. Mental status evaluations and testing for Social Security Disability also pay well. You need a doctoral level degree in most states to do these but you could partner with a PhD who signs the reports and does a 5 minute interview while you do the mental status report and IQ/memory testing. Those pay almost $400 and take about 2 hours. Lots of ways you could be a service e extender off a PhDs license to generate billable hours at a higher rate than a masters level provider.

re: SpaceX IPO set for June 12 Nasdaq debut

Posted by Drizzt on 5/17/26 at 10:48 pm to
I’m sure the Bama fan is much smarter than Elon, Bezos, and all the other idiots at Google who say space based data centers are the future. Ultimate has it all figured out.

LINK
From Gemini:

SpaceX: Filed ambitious plans with the FCC for an orbital data center constellation that could eventually scale up to one million satellites.

Orbital data centers solve all the current issues with power and water for cooling plus there are no neighbors to annoy. It’s the future and will happen in the next 5-10 years.