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Anyone have an Apple Card?

Posted on 11/15/19 at 12:54 pm
Posted by Street Hawk
Member since Nov 2014
3461 posts
Posted on 11/15/19 at 12:54 pm
Are there any good reasons to get one vs other cards that give good cash back / points?
Posted by Parmen
Member since Apr 2016
18317 posts
Posted on 11/15/19 at 12:56 pm to
I do. Got the invite in August, applied, and was immediately approved with a very high credit limit. I've really only used it a handful of times a month with Apple Pay to keep activity on the card, paying it off weekly. I much prefer to use my Amazon Prime Visa and Costco Anywhere Visa.
Posted by OleWarSkuleAlum
Huntsville, AL
Member since Dec 2013
10293 posts
Posted on 11/15/19 at 1:10 pm to
Unless you have zero credit there’s dozens of other better cards. The only advantage of the Apple Card is the GUI and it’s integration in the ecosystem.
Posted by Parmen
Member since Apr 2016
18317 posts
Posted on 11/15/19 at 1:14 pm to
This. As an avid Apple user, it has a lot of cool things for someone like me.
Posted by Brian Wilson
Member since Mar 2012
2018 posts
Posted on 11/15/19 at 2:13 pm to
I read you can only pay via phone or by mail. No web portal...that true?
Posted by broadhead
Member since Oct 2014
2114 posts
Posted on 11/15/19 at 7:46 pm to
quote:

I read you can only pay via phone or by mail. No web portal...that true?


You link a bank account from the wallet app on your phone and pay from there. It's super easy.
Posted by Scrote
Member since Mar 2015
58 posts
Posted on 11/23/19 at 4:24 pm to
I have one and use it only for buying Apple products. The rewards for daily random purchases are not as good as 2% on all Fidelity / Costco Visa or Amazon Prime. I use all of them to to shop.
Posted by metallica81788
NO
Member since Sep 2008
8505 posts
Posted on 11/23/19 at 9:21 pm to
Why would anybody get this? How often are holders buying Apple products?

Seems like even a department store or Target credit card would be more useful.
Posted by Philzilla2k
Member since Oct 2017
11070 posts
Posted on 11/24/19 at 9:52 am to
quote:

Why would anybody get this? How often are holders buying Apple products?

Seems like even a department store or Target credit card would be more useful.

That’s not how it works
Posted by KamaCausey_LSU
Member since Apr 2013
14549 posts
Posted on 11/24/19 at 4:14 pm to
quote:

This. As an avid Apple user, it has a lot of cool things for someone like me.

Like?

eta: Not being sarcastic, just curious.
This post was edited on 11/25/19 at 12:28 pm
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80782 posts
Posted on 11/24/19 at 7:01 pm to
There are no reasons to have the Apple card unless your credit is bad. So many better options for rewards, perks, and signup bonues
Posted by RoyalWe
Prairieville, LA
Member since Mar 2018
3118 posts
Posted on 11/26/19 at 5:15 am to
But it's a metal card and from Apple!!!
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