Any educated guesses on when interest rates go back down to 3-4% range again?

My guess is not any time even remotely soon

Historically mortgage rates have been in the 6 to 8% range. The 3-4% range of the last decade are as much an anomaly as the 10-15% rates of the early 80s.

We may not see 3-4% again for decades.

Not in the next 5 years. Start saving for that down payment.

Once the fed destroys the economy.

When our market investments drop another 25% and we are in a full blown recession.

This is the right answer. I think the fed capitulates one more time before we're done and bringing rates back down. But who knows? Maybe they have a backbone this time.

If interest rates go back down to recent low range, it likely means a choked out economy is coughing up blood. The sweetness of low interest rates will have bitterness all over it.

6+% is the long term average for a 30 year mortgage. 2, 3 and 4% were not normal. So why expect something that isn't normal?

Buy what you want to buy. You will refi 2 or 3 times over the nest 15 years anyway. I bought a house about 20 years ago and paid 7.5 or something like that on a 3 yr adj, refinanced it down to 5.875 a few years later, then 4.5 a few years later and then 3.0 a few years later. Each time I refi'd I thought "rates will never get lower than this".

That window has closed. Interest rates will continue to go up until we get to recession and high unemployment. It’s the only thing the Fed can do to reduce inflation. Of course, the idiot in the White House will do everything he can to make things worse.