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Rebuilding a home after a fire
Posted on 10/9/26 at 9:15 am
Posted on 10/9/26 at 9:15 am
My neighbors house burned down, almost to the foundation, from a lightning strike several months ago. It sat there with no activity for several weeks then an army of workers has descended on the house and they seem to be reframing/building on a burnt foundation including the charred chimney. This can’t be up to code right? It’s an elderly couple and I’m worried they are getting bamboozled.


Posted on 10/9/26 at 9:47 am to TigerWerm
Call your local code enforcement and see if a permit was pulled? If not up to code I doubt there would be permit issued.
Posted on 10/9/26 at 9:48 am to TigerWerm
Not unusual at all. Although all soot should have been removed from the chimney and foundation via soda or dry ice blasting, preferably before framing.
Posted on 10/9/26 at 10:32 am to Dusty Bottoms
There’s soot all over the brick walls and chimney. Sad for them, doesn’t seem right
Posted on 10/9/26 at 11:59 am to TigerWerm
or it just could be that the engineers gave an option to leave the existing slab and masonry intact based on inspection. Which obviously saves costs exponentially. Which the elderly couple would quite likely agree to.
They are not doing a complete slab up rebuild without a building permit. They would never get an electrical service without it
They are not doing a complete slab up rebuild without a building permit. They would never get an electrical service without it
This post was edited on 10/9/26 at 12:00 pm
Posted on 10/9/26 at 4:33 pm to cgrand
In my experience, builders love to build on top of dirty things. Slab, subfloor, they will not clean it, they just put stuff right on top.
Posted on 10/10/26 at 8:27 am to TigerWerm
I saw it done with a friends house too. 7 years later it was resold and no issues.
Posted on 10/12/26 at 9:34 am to TigerWerm
I live in that neighborhood also.
I was very surprised to see the house being rebuilt in-place, inside of the existing brick walls. I just assumed it would be leveled and the lot cleared.
I'm more interested in "why" rebuild in-place like that, rather that take the insurance money and move on.
It appears as though the rebuilt house will have higher ceilings and a more pitched roof.
Google maps shows a pool in the back yard. I wonder
if that factored in.
I was very surprised to see the house being rebuilt in-place, inside of the existing brick walls. I just assumed it would be leveled and the lot cleared.
I'm more interested in "why" rebuild in-place like that, rather that take the insurance money and move on.
It appears as though the rebuilt house will have higher ceilings and a more pitched roof.
Google maps shows a pool in the back yard. I wonder
if that factored in.
Posted on 10/12/26 at 1:15 pm to DrewTheEngineer
quote:
I'm more interested in "why" rebuild in-place like that, rather that take the insurance money and move on.
They could have an Extended Replacement Cost endorsement that increases the dwelling coverage by 10-50% if the cost to rebuild is higher than the dwelling limits.
Another reason may be the current interest rates. Rebuild w the insurance money and keep paying the current low interest mortgage. Not sure if the lien holder would go for that.
Posted on 10/13/26 at 11:11 am to TigerWerm
It's also cool to say you rebuilt but some of the original brick/chimney are still in the house.
I'm a sentimental sucker for things like that though.
I'm a sentimental sucker for things like that though.
Posted on 10/13/26 at 11:26 am to TigerWerm
The chimney may be built with fire-rated bricks/mortar which could be why it's being reused. The slab, I'm not sure about fire-rating, but maybe it's the same?
Posted on 10/13/26 at 7:56 pm to TigerWerm
On a hot august afternoon, they will smell that fire and smoke smell.
I'd call the local code office.
I'd call the local code office.
Posted on 10/14/26 at 9:31 am to Fishwater
quote:
I'd call the local code office.
On the elderly couple because they might smell smoke after rebuilding their house that burnt down?
Maybe just talk to them and warn them about the smell.
Posted on 10/14/26 at 1:37 pm to TigerWerm
It looks like the roof is going to be equal to the top of the chimney opening on that back side...

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