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Started By
Message
10,000.00...where would you invest
Posted on 11/23/20 at 5:12 am
Posted on 11/23/20 at 5:12 am
I'm 30 years old and I inherited ten thousand dollars...where would you invest this money long term for the next 35 years...
Posted on 11/23/20 at 5:50 am to tigers1956
A low cost and/or no fee equity index funds is probably the right answer. Some would consider a target date fund that would rebalance over time. But you could get a lot riskier than that or a lot safer if you wanted.
The amount itself isn’t of much help without knowing what it means to you (once in a life time event, 10% of your annual income, your annual gambling budget, etc). You’d also want to consider the chance that you will need access to the money, your other investments including the investment themselves and what type account they’re in, and your risk tolerance/investment discipline. You will probably get some specific security recommendations here but they aren’t worth a lot without this info, at least in my opinion.
The amount itself isn’t of much help without knowing what it means to you (once in a life time event, 10% of your annual income, your annual gambling budget, etc). You’d also want to consider the chance that you will need access to the money, your other investments including the investment themselves and what type account they’re in, and your risk tolerance/investment discipline. You will probably get some specific security recommendations here but they aren’t worth a lot without this info, at least in my opinion.
Posted on 11/23/20 at 7:48 am to tigers1956
iShares Russell Top 200 Growth ETF IWY
Posted on 11/23/20 at 7:54 am to tigers1956
If you don't touch for years, a nice mutual fund. If you want to make some excellent money over the coming months, Chinese EV companies like NIO or XPEV.
Posted on 11/23/20 at 8:06 am to RedlandsTiger
quote:
VTSAX
This ^ or VTI if you prefer ETFs (as long as your broker allows automatic reinvested dividends).
quote:
iShares Russell Top 200 Growth ETF IWY
Regarding iShares, it is run by BlackRock and investors should know that BlackRock uses the power derived from investors in their funds to advocate for anti-2nd amendment policies.
CNBC
quote:
BlackRock says it’s time to take action on guns, may use voting power to influence
Posted on 11/23/20 at 9:33 am to Auburn1968
Damn , you that high on standard L?
Posted on 11/23/20 at 9:35 am to tenderfoot tigah
quote:
If you want to make some excellent money over the coming months, Chinese EV companies like NIO or XPEV.
You could also throw down on red at the Wynn
Posted on 11/23/20 at 9:58 am to FMtTXtiger
quote:
Damn , you that high on standard L?
Higher actually.
Lots of good information in the last couple of weeks in the Standard Lithium thread.
Posted on 11/23/20 at 11:31 am to Auburn1968
quote:
Standard Lithium.
Second this. Hell, it's just now priced around where it IPO's a few years back when it was just a concept.
Posted on 11/23/20 at 2:26 pm to SmackoverHawg
quote:
it's just now priced around where it IPO's a few years back when it was just a concept.
Not quite accurate.
Schwa shows the IPO at 0.05 in 2016
But it ran up to $2.00 in Oct of 2017 and then collapsed.
To be fair a separate stock site shows the IPO at $2.00 in Oct of 2017 but i think schwab is more accurate.
Either way your point is valid. This stock is cheap right now
Posted on 11/23/20 at 2:55 pm to CajunTiger92
quote:
Regarding iShares, it is run by BlackRock and investors should know that BlackRock uses the power derived from investors in their funds to advocate for anti-2nd amendment policies.
I didn't know that, thanks.
Posted on 11/23/20 at 7:14 pm to tigers1956
Might want to grab stocks that were beat up by the pandemic. Oil, airlines, hotels, cruises, luxury makeup brands.
Rather than list specific stocks, I'll give you guidelines. Look for stocks in those categories that meet the following conditions:
- Closer to the 52 week low than the 52 week high. They still have room to bounce back.
- Dividend stocks. You might have to look up the dividend history because in some cases the earnings, and dividends, from recent quarters might be artificially low. (Even better if the normal dividends are still being paid.) You're going for a high yield here. If you can find a stock that pays $1 a quarter and is artifically cheap ($40 a share), you're getting a 10% yield as long as you hold it in addition to the gains from selling later at a higher price.
- Relatively low debt load. If a company has a liability to asset ratio of 95% it might not be able to hold on for another six months. 60%, it should be able to borrow money at a reasonable rate if needed.
I'm currently up 58% for the year in unrealized gainz. I opened my account when the market tanked.
Rather than list specific stocks, I'll give you guidelines. Look for stocks in those categories that meet the following conditions:
- Closer to the 52 week low than the 52 week high. They still have room to bounce back.
- Dividend stocks. You might have to look up the dividend history because in some cases the earnings, and dividends, from recent quarters might be artificially low. (Even better if the normal dividends are still being paid.) You're going for a high yield here. If you can find a stock that pays $1 a quarter and is artifically cheap ($40 a share), you're getting a 10% yield as long as you hold it in addition to the gains from selling later at a higher price.
- Relatively low debt load. If a company has a liability to asset ratio of 95% it might not be able to hold on for another six months. 60%, it should be able to borrow money at a reasonable rate if needed.
I'm currently up 58% for the year in unrealized gainz. I opened my account when the market tanked.
Posted on 11/23/20 at 7:50 pm to Bestbank Tiger
Other thing you might want to do is identify cyclical stocks, and buy at the bottom and sell at the top. I'm not personally a fan of trying to time the market but some people like swing trading.
Posted on 11/23/20 at 8:02 pm to tigers1956
75% nasdaq & s&p
25% bitcoin & ethereum
Ymmv
25% bitcoin & ethereum
Ymmv
Posted on 11/23/20 at 10:54 pm to ProbyOne
Travel stocks will give you the biggest bang in an oversold market, at the moment.
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