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Started By
Message
Neighbors tree falls and damaged your house
Posted on 10/11/20 at 5:04 pm
Posted on 10/11/20 at 5:04 pm
Who pays for the damages?
46
Posted on 10/11/20 at 5:05 pm to doya2
I think you do. Act of God.
Posted on 10/11/20 at 5:05 pm to doya2
You do. I work in insurance.
Not sure why the downvotes? I literally paid out someone for this the other day.
Not sure why the downvotes? I literally paid out someone for this the other day.
This post was edited on 10/11/20 at 5:08 pm
Posted on 10/11/20 at 5:05 pm to doya2
I’m just here for the inevitable bad legal advice 
Posted on 10/11/20 at 5:06 pm to doya2
The tree does
Posted on 10/11/20 at 5:06 pm to doya2
You do
Posted on 10/11/20 at 5:07 pm to doya2
If the tree was alive, you do. Your insurance might go after his if the tree was dead.
Posted on 10/11/20 at 5:07 pm to doya2
What’s his wife look like?
Posted on 10/11/20 at 5:08 pm to doya2
What caused the tree to fall?
Posted on 10/11/20 at 5:08 pm to doya2
If no one heard the tree fall, did it really ever fall at all?
Posted on 10/11/20 at 5:08 pm to doya2
The whole neighborhood must split all cost...
Posted on 10/11/20 at 5:09 pm to doya2
Who pays or who is legally responsible for paying?
If the neighbor is a decent human being, they at least chip in. But he’s probably being advised that chipping in is some admission of guilt.
Biden goes up in the polls, human decency goes out the window.
If the neighbor is a decent human being, they at least chip in. But he’s probably being advised that chipping in is some admission of guilt.
Biden goes up in the polls, human decency goes out the window.
Posted on 10/11/20 at 5:09 pm to doya2
Whoever has the higher percentage of tree in their property. You have to hire a surveyor to determine this. Don’t move the tree.
Posted on 10/11/20 at 5:09 pm to jscrims
quote:
You do. I work in insurance.
Not sure why the downvotes? I literally paid out someone for this the other day.
Because it isn’t always that cut and dry.
Signed: someone who had their neighbor pay for the damage their tree did to our house
at the downvotes This post was edited on 10/11/20 at 5:25 pm
Posted on 10/11/20 at 5:11 pm to doya2
quote:
Neighbors tree falls and damaged your house
Who pays for the damages?
If the tree was not obviously rotted and diseased and has leaves your neighbor is not liable for your loss.
Strict liability no longer applies in Louisiana and you must prove negligence.
Posted on 10/11/20 at 5:11 pm to doya2
File a claim on your insurance, there is a small chance, depending on the condition of the tree, that your insurance will subrogate against the neighbor's insurance for damages.
In the state of Louisiana, if the tree is healthy, the neighbor and their insurance might owe for the removal only. If you try to go through the neighbor's insurance, you will really draw out the claims process on your end.
In the state of Louisiana, if the tree is healthy, the neighbor and their insurance might owe for the removal only. If you try to go through the neighbor's insurance, you will really draw out the claims process on your end.
Posted on 10/11/20 at 5:12 pm to doya2
Did anyone hear it fall?
Posted on 10/11/20 at 5:12 pm to doya2
I don’t know who pays, but it’ll cost tree fiddy
Posted on 10/11/20 at 5:16 pm to SuperSaint
quote:
What’s his wife look like?
This is important.
I don't work in insurance, but I'm pretty sure this is in the fine print.
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