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Started By
Message
re: Current Mortgage Rates
Posted on 7/23/20 at 9:00 am to lsujro
Posted on 7/23/20 at 9:00 am to lsujro
I closed on my 2.99% 30 year refi on June 30. I told myself I wouldn't revisit this thread because I knew the rates would continue to drop and I'd be upset.
Yet, here I am. Still telling myself 2.99% is historically low and I need to be happy about it. Congrats to literally everyone refinancing/purchasing.
Yet, here I am. Still telling myself 2.99% is historically low and I need to be happy about it. Congrats to literally everyone refinancing/purchasing.
1
Posted on 7/23/20 at 10:14 am to AndyJ
yes but they are not as low as the rates should be. we are only doing portfolio Jumbo's no one is buying them in the secondary market. you purchasing or refinancing? last week wells fargo issued a statement saying to borrowr jumbo money from them you must have 1 million on deposit with them. thats how hard jumbo money is to come by right now.
This post was edited on 7/23/20 at 10:16 am
Posted on 7/23/20 at 1:39 pm to LaplassTiger
quote:
Where at, and what bank?
Red River Bank in Shreveport
Posted on 7/23/20 at 2:22 pm to boomtapp
you did well, 2.625% is gone it only lasted 2 days last week. Purchase money is 2.75% and lowest refinance 30 is the same. You have get the perfect day and perfect scenerio to get these rock bottom rates.
Posted on 7/23/20 at 2:41 pm to hawkeye007
I was just offered 3.25% unsolicited by my current mortgage company - no fees, no cost rolling into loan, keeping the same duration of the loan. Essentially a free reduction
Posted on 7/23/20 at 3:35 pm to Lickitty Split
Where would be the best place to start looking at refinance options? Local bank or credit union? Independent broker?
In Baton Rouge.
In Baton Rouge.
Posted on 7/23/20 at 3:58 pm to TigerTatorTots
These deals are decieving, run the numbers on 2.875% with closign cost added in. that extra .5% of interest saved over a the life of the loan is worth the closing cost.
Posted on 7/23/20 at 4:10 pm to hawkeye007
Locked in a rate this week to keep same term and drop from 4% to 2.8%. Pretty happy about it.
Posted on 7/23/20 at 6:35 pm to TigerTatorTots
What company?
Posted on 7/23/20 at 7:50 pm to hawkeye007
Ok thanks. I’m just looking to refinance
Posted on 7/23/20 at 8:37 pm to jimbeam
Freedom MOrtgage
Posted on 7/23/20 at 9:11 pm to TigerTatorTots
Anyone with info on rates for a 30 year refi on a second home ?
Posted on 7/23/20 at 9:14 pm to hawkeye007
Is this your correct email? edhawk75@ygmail.com
Posted on 7/24/20 at 12:52 pm to Breadcrumbs
yes it is
Posted on 7/24/20 at 12:53 pm to OTIS2
same as first homes, should be 2.875% range.
Posted on 7/24/20 at 1:16 pm to AndyJ
send me an email at edhawk75@gmail.com i can run a scenerio for you and see if it makes since
Posted on 7/25/20 at 6:50 am to hawkeye007
Posted on 7/25/20 at 4:44 pm to OTIS2
Locked in 3.125 for 30 earlier this week
Posted on 7/25/20 at 4:54 pm to Lickitty Split
Locked in 2.875 for 20 years last week
Posted on 7/26/20 at 4:45 pm to SnukaD
Locked in 2.75 for 30 last week. Can’t close until September due to the number of refinances going on right now though.
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