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Posted on 7/22/20 at 2:03 pm to hawkeye007
Hawkeye, any recent jumbo va loan rates getting down that low? I’m currently locked at 2.75 but I’ll certainly restart the refinance process if I can get it lower
Posted on 7/22/20 at 2:06 pm to ellesssuuu
Email? I’ve only gotten one quote so far and we haven’t made an offer on anything. Still looking but wouldn’t mind letting you see if your able to get a better rate
Posted on 7/22/20 at 2:12 pm to Civildawg
So coming out of forbearance making my first payment this month and looking to refinance. Anything I need to be concerned with? I was trying to wait until my other house sells to refinance my new one but I gotta get moving at these rates (currently at 3.75). Basically went into forbearance because they offered it and was a way to not have to worry about two house notes during all this. Will the forbearance affect ability to refinance?
Posted on 7/22/20 at 2:26 pm to CE Tiger
you will need to catch up the loan, document where the funds came from, and get out of forebearance
Posted on 7/22/20 at 2:31 pm to TigreB77
hancock bank thats who i work for. This rate is for FHA and VA loans not conventional
Posted on 7/22/20 at 2:32 pm to Civildawg
texas - florida is the states i handle
Posted on 7/22/20 at 2:34 pm to C
jumbo is a dirty word right now. We are not doing VA jumbo currently. the only jumbo loans we are offering is on our portfolio and the rates are not as low as conventional
Posted on 7/22/20 at 2:35 pm to CE Tiger
no you just have to have the forbearance current
Posted on 7/22/20 at 2:48 pm to hawkeye007
So what if the forbearance was just tacked to the end of the loan? Do I need to make all the missed payments ?
Posted on 7/22/20 at 2:50 pm to hawkeye007
quote:What are you seeing for conventional 30 year right now?
hancock bank thats who i work for. This rate is for FHA and VA loans not conventional
This post was edited on 7/22/20 at 2:55 pm
Posted on 7/22/20 at 3:23 pm to Epic Cajun
Just locked in 2.75, 30 year refinance.
Posted on 7/22/20 at 4:07 pm to Lickitty Split
Just locked in 2.625 on a 15 yr. Didn’t shop around - good enough for me. Agent recommended a guy and I rolled with it.
Posted on 7/22/20 at 4:07 pm to TigrrrDad
2.625% locked on 30 yr today. 15 was 2.25. No points
Posted on 7/22/20 at 4:15 pm to CE Tiger
the forebearance is normally not tacked on to the back of the loan. that is called a modification where they take 3 payments on the end of loan. totally different. Forbearance aggreements make you pay all the missed payments at the end of the forbearance period.
Posted on 7/22/20 at 4:20 pm to Epic Cajun
2.625-2.7 depends on LTV and loan amount. you need to borrowing over 200k and under 65% LTV to get the best rates.
Posted on 7/22/20 at 5:09 pm to DawgCountry
Yes email me and I can have someone in our office who is licensed there contact you
Posted on 7/22/20 at 7:49 pm to lsujro
Where at, and what bank?
Posted on 7/22/20 at 10:18 pm to CE Tiger
quote:
So coming out of forbearance making my first payment this month and looking to refinance. Anything I need to be concerned with? I was trying to wait until my other house sells to refinance my new one but I gotta get moving at these rates (currently at 3.75). Basically went into forbearance because they offered it and was a way to not have to worry about two house notes during all this. Will the forbearance affect ability to refinance?
You either need to pay the back payments current out of pocket before closing or modify the payments/ get on a payment plan and after 3mnths you can refi
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