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re: Bernie said the average american pays $12,000 a year in Healthcare
Posted on 2/20/20 at 10:43 am to cahoots
Posted on 2/20/20 at 10:43 am to cahoots
quote:The current rate for Medicare is 1.45% for the employer and 1.45% for the employee, or 2.9% total. You're including the SSI tax. Sorry. I thought that would be clearer in my previous post.
But see, this this where averages become meaningless. Very few households are paying $979 in Medicare taxes. Most households are paying much more than that, and then a lot of households are probably paying close to $0 because you have low income families with a lot of kids or retirees who pay practically nothing.
Hell, if that's what most of us are really paying per year, then nobobdy would complain about it
1
Posted on 2/20/20 at 10:47 am to NC_Tigah
(no message)
This post was edited on 2/21/20 at 8:00 am
Posted on 2/20/20 at 11:06 am to GoCrazyAuburn
quote:
I pay less than $4k per year, including my HSA contribution.
Are you including your employer's contribution in that number?
That's something to remember about these national healthcare proposals. They gonna get the money your employer is paying, as well.
Posted on 2/20/20 at 11:07 am to cahoots
quote:
But I have a new calculation for you. The US spends a total of roughly $3.6 trillion per year on healthcare. There are 330 million Americans. Do that math. ~$11,000.
Your move.
quote:quote:Yes, they do. Because they believe the numbers forming basis for Bernie's claims.
Bernie said the average american pays $12,000 a year in Healthcare
do people actually believe this guy?
Where do Bernie's numbers come from?
CMS runs an annual calculation known as the National Health Expenditure Accounts (NHEA). The NHEA is source of claims of annual US Health Care expenditures. E.g., According to CMS's NHEA, the US spent $3.65Trillion on health care last year. CMS is also a source of the claim that up to 27 million uninsured Americans meaning 300 million are paying for care.
So Bernie is simply taking those numbers and doing simple math:
$3.65T/300M people = $12,167 per person
More About the NHEA:
The NHEA measures annual U.S. expenditures for public health activities, government administration, the net cost of health insurance, all investment related to health care including stocks, bonds, and speculation, and all retail, and retail outlet sales.
Buy one of Brett Farve's Copperfit bands, or the latest male enhancement scam pill at GNC, or a massager at CVS and your bucks are part of the $3.65T. Buy a hover-round scooter chair, a home stair lift, or Walmart's Hearing Assist junk (as seen on TV!), and you're part of the $3.65T. Vitamins, reading glasses, diet pills . . . all part of the $3.65T.
Needless to say, no other country measures things that way. So it substantially inflates US healthcare spending vs that in other countries where measures reference only true medical spending.
Put bluntly, NHEA calculations are bullshite propaganda.
They have been for all 60 years of their existence.
They served as part of the rationale for formation of Medicare/Medicaid in the 1960's. They are now the reason Bernie can claim a family of four would average >$48,000 in annual healthcare expenses.
The numbers sound way off. Because they are way off.
LINK
This post was edited on 2/20/20 at 11:09 am
Posted on 2/20/20 at 11:11 am to RocketPower
About $200 monthly for family of 4 with health, dental, vision, and life insurance
Posted on 2/20/20 at 11:13 am to LSUFanHouston
quote:
Are you including your employer's contribution in that number?
No, but neither is Bernie.
Posted on 2/20/20 at 11:25 am to RocketPower
I’m n Georgia. I work for a New York headquartered company with New York rates. My company pays 700$ per my nth for my insurance. I pay additional $156 per month in irder to have much lower deductible and covered physicals (i’m over 50).
To add my wife and 3 children iscost prohibitve on this New York based plan.
Only one company offers health insurance in the state of Georgia for a ppo. That cost is $1500 per month for 4 with $6000 deductible.
So I’m paying $1656 per month for heLth insurance
However, nobody talks about the reL cost of health care insurance. All of us beed to add in to the costs of health care the medicare deduction from our paychecks. Thats another $8/900 per month
I loathe bernie and would never vote for him or his ilk
The problem is the cost of insurance for the good folks who work. Obamacare wrecked shite on the system
Now insurance, doctors and pharmaceutical companies are all happy cuz they’ve worked out their deal
As i say about the goveryi say the same about health care insurance
“Burn it all down and start over”
We know what does and does not work. Go to what works
Not going to be able to reply for those that want to trash these thoughts. I’m overseas working and it’s bedtime
Geaux tigers
ETA. My spelling blows as I’m on my phone
To add my wife and 3 children iscost prohibitve on this New York based plan.
Only one company offers health insurance in the state of Georgia for a ppo. That cost is $1500 per month for 4 with $6000 deductible.
So I’m paying $1656 per month for heLth insurance
However, nobody talks about the reL cost of health care insurance. All of us beed to add in to the costs of health care the medicare deduction from our paychecks. Thats another $8/900 per month
I loathe bernie and would never vote for him or his ilk
The problem is the cost of insurance for the good folks who work. Obamacare wrecked shite on the system
Now insurance, doctors and pharmaceutical companies are all happy cuz they’ve worked out their deal
As i say about the goveryi say the same about health care insurance
“Burn it all down and start over”
We know what does and does not work. Go to what works
Not going to be able to reply for those that want to trash these thoughts. I’m overseas working and it’s bedtime
Geaux tigers
ETA. My spelling blows as I’m on my phone
This post was edited on 2/20/20 at 11:28 am
Posted on 2/20/20 at 11:32 am to GeauxLax
quote:
nobody talks about the reL cost of health care insurance. All of us beed to add in to the costs of health care the medicare deduction from our paychecks. Thats another $8/900 per month
No.
Posted on 2/20/20 at 11:35 am to NC_Tigah
Do medicare taxes get taken out of your paycheck every time?
Posted on 2/20/20 at 11:40 am to LSUFanHouston
quote:
If you included the amount we pay, and the amount my wife's employer pays, for our family coverage, it's over $1,000 a month for just health insurance.
It's closer to $1200 a month if we include dental, vision, etc.
But that's for an entire family, not a single American.
I checked my numbers this morning after commenting on this thread last night. Health insurance for my family of 3 (including my employer's part) is just under 19k per year. We pay about 6k out of pocket. Dental and vision is about another 1k.
This post was edited on 2/20/20 at 11:41 am
Posted on 2/20/20 at 11:45 am to GeauxLax
quote:They are 2.9% of income (employee contribution is half that, or 1.45%) up to a $132.9K total. IOW, the max anyone in the country pays is $1927/yr with an identical employer contribution. Not the $9600-$10800 you noted.
Do medicare taxes get taken out of your paycheck every time?
Posted on 2/20/20 at 12:04 pm to NC_Tigah
Average American does not pay that much, I would say much less than half that amount, the average American family probably does pay close to that amount. $12,000 a year is close to what I pay for myself the wife and two kids.
This post was edited on 2/20/20 at 12:06 pm
Posted on 2/20/20 at 12:10 pm to TrueTiger
quote:
but that's insurance, not healthcare
So if you didnt pay the premiums you think you would pay less than $13,000/year?
Posted on 2/20/20 at 12:25 pm to NC_Tigah
quote:
No.
Even if we take those costs at his word, add in the $6k deductible, they are still at ~$9k/per person.
Posted on 2/20/20 at 12:33 pm to RocketPower
Just under 24k a year for a family of four over here. Thanks Obama!
Posted on 2/20/20 at 12:34 pm to RocketPower
quote:
What is he smoking I pay nowhere near that, do people actually believe this guy? He wants to raise my taxes to pay for a healthcare plan that I pay nowhere near that for shittier insurance?
You must be broke.
Posted on 2/20/20 at 12:41 pm to NC_Tigah
quote:All of the above calculations neglect our current deficit. If we took every dollar in AGI over $1m we could not balance the current budget. Now add healthcare.
• IAW Bernie's claim, the AVERAGE family of 3.14 persons pays $37,680 per year for healthcare.
She. they say “the rich” will pay for healthcare they are lying.
We should all beware of the risk of becoming fully dependent on a government $23T In debt for anything vita—like healthcare.
People are fond of saying insurance companies are motivated to deny claims because of “profits”. what will an entity $22T in debt be motivated to do?
Posted on 2/20/20 at 12:45 pm to Taxing Authority
quote:Well put.
We should all beware of the risk of becoming fully dependent on a government $23T In debt for anything vital—like healthcare.
Posted on 2/20/20 at 1:12 pm to RocketPower
My family healthcare is about $9600, but luckily my employer pays about $6k of that as part of the benefits package.
Posted on 2/20/20 at 1:16 pm to RocketPower
I pay $17,271.12 yearly for health, dental and vision for a family of 5.....
$719.63 comes out my check every pay period.
$719.63 comes out my check every pay period.
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