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Started By
Message
re: What’s your car payment?
Posted on 2/27/19 at 9:55 am to BACONisMEATcandy
Posted on 2/27/19 at 9:55 am to BACONisMEATcandy
$0.
0
Posted on 2/27/19 at 9:58 am to Eli Goldfinger
Paying 650 a month
Posted on 2/27/19 at 9:58 am to Eli Goldfinger
$550 a month but I'm paying around $200 over
Posted on 2/27/19 at 10:00 am to StealthCalais11
quote:
StealthCalais11
Just post the make and model
Posted on 2/27/19 at 10:03 am to Eli Goldfinger
my rule of thumb is save enough for a 75% down payment
Posted on 2/27/19 at 10:09 am to Eli Goldfinger
I used the OT method of negotiating my last purchase. I said dealer I want this vehicle, and I'm only willing to pay treefiddy a month. You figure out the rest!
Posted on 2/27/19 at 10:35 am to JayDeerTay84
quote:
Boy was that fricking stupid.
Not having a car payment is nearly always a better option as long as you do it correctly. Start by getting away from the mindset that you need a new car every three years.
Obviously if you view vehicles as a hobby like I do, things change.
Posted on 2/27/19 at 10:37 am to Eli Goldfinger
1270.00 1.9%
Posted on 2/27/19 at 10:38 am to Eli Goldfinger
$0 actual car payment.
Variable monthly payment for the unrelenting repairs required.
Variable monthly payment for the unrelenting repairs required.
This post was edited on 2/27/19 at 10:47 am
Posted on 2/27/19 at 11:32 am to Eli Goldfinger
0 I paid off my 2014 Sierra SLT in 3 years
Posted on 2/27/19 at 11:36 am to Eli Goldfinger
Wow that’s crazy it’s 523 a month exactly (damn for being average as frick) for our 2015 sorento sx which should be paid off in the next year.
Posted on 2/27/19 at 11:42 am to Eli Goldfinger
Never had a car/vehicle payment and I'm 57. Tractors, cars. trucks, MCs, etc.
Guess I'm lucky (but I paid cash for them from my earnings).
Guess I'm lucky (but I paid cash for them from my earnings).
Posted on 2/27/19 at 11:44 am to Eli Goldfinger
I have no idea because I have never payed it. 
72 month loan with zero interest. I put down 20k for a down payment when I bought it. I have not paid anything on it since and that was 14 months ago. I have no idea what it will be.
72 month loan with zero interest. I put down 20k for a down payment when I bought it. I have not paid anything on it since and that was 14 months ago. I have no idea what it will be. 
Posted on 2/27/19 at 11:44 am to Eli Goldfinger
I know a couple that got a brand new car every year for each- and have at least a -$1800 2 cars- payment, a home they really can't afford--- just to keep up with the Jones' and file bankruptcy every 7 years. They post their high end purses on facebook-then called me to say they were broke and were selling things on craigslist to eat. The high maintenance wife wonders why the husband divorced her.
Posted on 2/27/19 at 11:47 am to Eli Goldfinger
$523/month is disturbing? How?
Posted on 2/27/19 at 12:58 pm to ctiger69
quote:
I have no idea because I have never payed it. 72 month loan with zero interest. I put down 20k for a down payment when I bought it. I have not paid anything on it since and that was 14 months ago. I have no idea what it will be.
Not sure if serious.
Posted on 2/27/19 at 1:00 pm to Ostrich
quote:
$0 - If I can't pay cash I can't afford it. That goes for all things except for house.
That is fine and dandy but I got my vehicle financed at 0% interest. Why would I give them all the money up front when I can keep it and let it make me money and just pay them $500 a month? In this scenario, it wouldn't be wise to pay it all in cash.
Posted on 2/27/19 at 1:03 pm to StealthCalais11
quote:
Depends on the car. ‘19 model of my vehicle is 60K+; I purchased the ‘18 model w/10K miles for 29K and it’s essentially the same car
No fricking chance unless something is laughably wrong with your car.
Posted on 2/27/19 at 1:15 pm to Eli Goldfinger
My insurance is north of $500 a month. (Pro tip- kids are expensive)
I think my wife's car payment is $625ish, but it's not that big of deal. I could see where that seems like a lot and it certainly would have been for me too, years ago. I've been driving the same car for 9 years and had no payment ever. My wife's previous car she drove for 8 years, with no payment for 4 years. Her new car sucks, I want to get rid of it, but I'm also itching for a new ride. Might end up with 2 payments for the first time in my life. Now, it's possible to buy both with no payment, but if something tragic happened, now my safety net is in the driveway. I prefer to have some wiggle room and will take the payments with a low interest rate.
I think my wife's car payment is $625ish, but it's not that big of deal. I could see where that seems like a lot and it certainly would have been for me too, years ago. I've been driving the same car for 9 years and had no payment ever. My wife's previous car she drove for 8 years, with no payment for 4 years. Her new car sucks, I want to get rid of it, but I'm also itching for a new ride. Might end up with 2 payments for the first time in my life. Now, it's possible to buy both with no payment, but if something tragic happened, now my safety net is in the driveway. I prefer to have some wiggle room and will take the payments with a low interest rate.
Posted on 2/27/19 at 1:21 pm to slacker130
1999 Dodge Ram paid in full years ago, can't afford anything new currently as the courts think my ex wife needs the money more than me LOL!!
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