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re: A small "sample" look at car pricing from 2010 to 2018
Posted on 4/26/18 at 10:21 pm to tigercross
Posted on 4/26/18 at 10:21 pm to tigercross
How about buy a car
0
Posted on 4/26/18 at 10:33 pm to Will Cover
Jubilee is coming to the US.
Google it.
Google it.
Posted on 4/27/18 at 12:30 am to Will Cover
Replying to your pic/meme of "Only 39% of Americans have enough savings to cover a $1,000 emergency."
That is a sad statistic. I had that much in savings as a 15 year old because I worked my arse off mowing yards. By the time I graduated High School I had 6 times that much by working three jobs. Now I'm a solid OT'er with a net worth over 30K and bills of 50k. But really it is hard to believe that that many people don't have 1k to their name. Sad.
That is a sad statistic. I had that much in savings as a 15 year old because I worked my arse off mowing yards. By the time I graduated High School I had 6 times that much by working three jobs. Now I'm a solid OT'er with a net worth over 30K and bills of 50k. But really it is hard to believe that that many people don't have 1k to their name. Sad.
Posted on 4/27/18 at 2:03 am to Will Cover
MSRP is a made up number so that domestic car makers can provide perceived value to their customers, and then at the same time, discount that price heavily to give those same customers a perceived "deal".
Plus American's are much more focused on payment than overall price, another sad statement about people and their finances. Car companies are getting rich off these types of people, and who can blame them.
Plus American's are much more focused on payment than overall price, another sad statement about people and their finances. Car companies are getting rich off these types of people, and who can blame them.
Posted on 4/27/18 at 3:45 am to kywildcatfanone
A little over two years ago I did go truck shopping. Last new truck I bought was in 2004. I was in total shock at what they were trying to sell new trucks for.
Dropped $2500 for a new front end and new tires and still driving my 2004 truck. It's a Dodge 2500 with diesel and is good for another 100K.
I total refuses to pay $45k+ for a truck.
Been retired going on 9 years and I just don't need to keep up with the fools willing to pay that much for something I really don't need. 
Now, I been looking at a new SUV for the wife. It will be a small crossover. Something under 25K and cheaper if I can find it.
Might even be a used one. Will pay cash.
Nice to not having a car or truck note the last 10+ years.
Dropped $2500 for a new front end and new tires and still driving my 2004 truck. It's a Dodge 2500 with diesel and is good for another 100K.
I total refuses to pay $45k+ for a truck.
Been retired going on 9 years and I just don't need to keep up with the fools willing to pay that much for something I really don't need. Now, I been looking at a new SUV for the wife. It will be a small crossover. Something under 25K and cheaper if I can find it.
Might even be a used one. Will pay cash. Nice to not having a car or truck note the last 10+ years.
Posted on 4/27/18 at 3:51 am to X123F45
quote:
Our household on paper income took a dip to right below 100k this year. I could likely come up with half that in a few hours or so in cash. Triple that if given a day.
Yet we live paycheck to paycheck. Drive used cars. Have a tiny home. Generally live within our means. My checking account has maybe $100 bucks in it right now. And 50 bucks is going into savings tomorrow.
Properly budgeting goes a long way.
Working my arse off in my early 20s goes farther.
Hey man,
Can ya loan me $50 to fill up my truck? I’m a little tight this month.
Posted on 4/27/18 at 4:08 am to BRgetthenet
quote:
Can ya loan me $50 to fill up my truck? I’m a little tight this month.
Must be driving a wind up little truck at that price to fill up.
Posted on 4/27/18 at 7:20 am to Will Cover
quote:
Today, more and more people are concerned about what type of payment they can fit into their lives that what used to be a 60 month "norm" auto loan has not been stretched out to 84 months.
Meanwhile social security is crumbling and people can’t save for a $1,000 emergency.
People are so dumb
Posted on 4/27/18 at 7:20 am to Will Cover
I know couples who are firemen and teachers driving Mercedes living in a home with a 3000 dollar mortgage, people are stupid
Posted on 4/27/18 at 7:26 am to Strannix
quote:
know couples who are firemen and teachers driving Mercedes living in a home with a 3000 dollar mortgage, people are stupid
Mind boggling, truly. We toyed with the idea of looking into building another house. But with only 8.5 years left to pay on our current one - and this is our only debt - the thought of resetting to a 15 year loan with a higher interest rate than 2.875 % quickly calmed our "want."
I simply don't want to be in my 60s or 70s and still have a home that I am paying on. The greatest gift that any parent can give their child is to not burden them in debt or ask their child to help them later in life with their finances because they were too irresponsible 3/4 of their life to properly manage and guide their owm money.
This post was edited on 4/27/18 at 7:27 am
Posted on 4/27/18 at 7:31 am to Strannix
quote:
I know couples who are firemen and teachers driving Mercedes living in a home with a 3000 dollar mortgage
I can't imagine trying to swing that on anything less than 150 a year and even then it seems excessive
Posted on 4/27/18 at 8:33 am to Will Cover
quote:
But at some point, when will people's "budget," if one even exists, reach a breaking point? Today, more and more people are concerned about what type of payment they can fit into their lives that what used to be a 60 month "norm" auto loan has not been stretched out to 84 months.
When does it end?
The bubble will likely have to burst soon, right? Nearly 7 out of 10 posters in this forum and our neighbors are living to paycheck to paycheck and could not come up with $1000 in cash in the event of an emergency.
I think it's more likely that you will see Car Loans stretch further and further more so than the price of Trucks and SUV's dropping.
Posted on 4/27/18 at 8:35 am to Will Cover
Options and power plants have changed as well. its not an identical comparison for price purposes
This post was edited on 4/27/18 at 8:38 am
Posted on 4/27/18 at 8:43 am to BRgetthenet
quote:
Can ya loan me $50 to fill up my truck? I’m a little tight this month.
If your ol lady washes my bike using only a bucket of soap and her tits.
Cant loan you $50 until the forst though. Paycheck to paycheck remember?
Posted on 4/27/18 at 8:47 am to 50_Tiger
quote:
Can't the same be said for some select housing markets?
I keep waiting on the bubble to bust in and around Lafayette, Youngsville and Broussard. Even with the bad times in the oil field, the houses just keep staying the same size and the prices keep going up.
Posted on 4/27/18 at 9:31 am to Powerman
Me and wife made around 180 this past year and I couldn't even imagine living with a 3k a month mortgage. Then again we have children in private school and daycare which eats up a lot of income. Our mortgage is around 1,200
Posted on 4/27/18 at 10:11 am to Will Cover
Back in the 80’s Popular Mechanics published an article everybyear entitled “best new trucks under $10,000”. By the 90’s they no longer ran this article.
Posted on 4/27/18 at 10:16 am to tigercross
quote:4% is more than double the inflation of most goods if you strip out energy inflation. 4% annual increase every year for ten years is pretty high. Especially in a time when wages aren't moving at the same rate.
So you would consider it a large increase if I told you I would sell you a car today for $10k or essentially the same car, only with better technology, for $12.2k in 5 years?
This post was edited on 4/27/18 at 10:18 am
Posted on 4/27/18 at 10:49 am to PearlJam
Yeah except they don’t base MSRP on yearly inflation. Financing terms, wage stagnation, and inflation are not the driving factors of a manufacturers suggested retail price. A case could be made for the financing since manufacturers make plenty on interest, but I don’t see the bing correlation this thread is trying to make. Maybe someone more educated can explain. Like I said in an earlier post, the only thing that would be alarming is if the cost to make vehicles have not changed equivocally or close to the year to year % change in MSRP.
Posted on 4/27/18 at 10:53 am to Will Cover
Really good read
Also printed out your 20 tips for car buying as I am looking to upgrade due to my first kid
I am currently contacting dealerships within a 50 mile radius of BR, talking deals for either a 2018 Chevy Traverse or Tahoe.
These dealers don't budge but a few hundred dollars and say that is all they can go
I really want to call them out on their BS for raising prices every year for the same vehicle with "better technology" and a new look
A new, base model Tahoe isn't worth $50K and a new, base model Traverse isn't worth $35K
Also printed out your 20 tips for car buying as I am looking to upgrade due to my first kid
I am currently contacting dealerships within a 50 mile radius of BR, talking deals for either a 2018 Chevy Traverse or Tahoe.
These dealers don't budge but a few hundred dollars and say that is all they can go
I really want to call them out on their BS for raising prices every year for the same vehicle with "better technology" and a new look
A new, base model Tahoe isn't worth $50K and a new, base model Traverse isn't worth $35K
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