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Posted on 9/23/17 at 12:16 pm to CorkSoaker
100%, no cap.
It's a small company, so it varies year to year. Next year there may be no match.
It's a small company, so it varies year to year. Next year there may be no match.
Posted on 9/23/17 at 3:34 pm to Northwestern tiger
7% match and 10% profit share. This will start for me next year so I should be able to get close to the employer/employee max.
My las two employers (law firms) didn't match anything. Greedy fricks.
My las two employers (law firms) didn't match anything. Greedy fricks.
Posted on 9/24/17 at 7:59 pm to Northwestern tiger
They put in 40% of whatever I put in up to the max. Good for around an extra 7k/year. Vested completely after 4 years.
Posted on 9/25/17 at 3:13 pm to Northwestern tiger
100% up to 3% as long as employee contributes 6%
Posted on 9/26/17 at 8:16 am to Northwestern tiger
6 percent plus a pension and discount on stock
Posted on 9/26/17 at 8:52 am to Northwestern tiger
Kind of an odd number but if I put in 8% they put in 7%. Which I have been doing since day 1. 7% hard to say no to. Vesting schedule sucks though.
Posted on 9/26/17 at 10:16 am to Northwestern tiger
75% of up to 6%. So 4.5%
Posted on 9/26/17 at 10:58 am to Volvagia
quote:samesies
My match maxes at 5% (100% for 3%, 50% for 2%, so 5% contribution to get 4%). In addition though we get profit sharing that varies in annual performance from 3-12% in my experience. Average year is 4-5%
Posted on 9/26/17 at 1:23 pm to Northwestern tiger
25 cents on the dollar, up to 15%. It's the worst one I've seen on this list. Yeah, I know it's "free money", but I do not participate in the plan.
Posted on 9/26/17 at 1:24 pm to OMapologist
quote:
25 cents on the dollar, up to 15%. It's the worst one I've seen on this list. Yeah, I know it's "free money", but I do not participate in the plan.
So, 3.75% if you contribute up to 15%?
That's not bad if you can contribute that much or max it anyways.
Posted on 9/26/17 at 1:38 pm to Teddy Ruxpin
quote:
So, 3.75% if you contribute up to 15%?
That's not bad if you can contribute that much or max it anyways.
3.75% If I contribute all of 15%. It's not the worst thing in the world...
but I don't do it because I'd rather not put all or substantially all of my monthly savings into a plan with a smaller than average match, expensive investment options, and a vesting schedule that I'm not really planning on sticking around for. I prefer being able to use my discretion to invest in different avenues.
Posted on 9/26/17 at 2:05 pm to Northwestern tiger
They give me 6% no matter what I contribute. They will additionally match up to another 4%. I have been putting in 10% since I started. Still have a LOOOONNNGGG way to go.
Posted on 9/26/17 at 4:34 pm to UltimaParadox
quote:
We get the standard 100% up to 5% match.
Seems like there are a lot more generous plans out there.
There's a lot LESS generous plans out there, as well. I promise you that.
Posted on 9/26/17 at 6:27 pm to Northwestern tiger
50¢ for each $1.00 contributed by the employee; up to 5 % of your base salary.
Is this a crappy plan? I just graduated and got hired and this is there 401k plan
Is this a crappy plan? I just graduated and got hired and this is there 401k plan
Posted on 9/26/17 at 6:29 pm to LittleAce
quote:
50¢ for each $1.00 contributed by the employee; up to 5 % of your base salary. Is this a crappy plan? I just graduated and got hired and this is there 401k plan
It's pretty crappy if you're a professional. But having a plan is better than a lot of folks. Contribute as much as you can now, increasenit when you get raises, don't take any money out, and don't stop.
ETA: Wait. Are you being facetious? I remembered you posted the info below recently. Hopefully you didn't buy a $43,000 vehicle while in college.
quote:
Bought a new 2016 in 16' for 43,000.
This post was edited on 9/26/17 at 6:32 pm
Posted on 9/26/17 at 6:50 pm to lnomm34
quote:
ETA: Wait. Are you being facetious? I remembered you posted the info below recently. Hopefully you didn't buy a $43,000 vehicle while in college.
lol sorry, actually some family bought/gifted us that vehicle.
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