- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Car Insurance Premium age 25
Posted on 11/25/12 at 6:33 pm
Posted on 11/25/12 at 6:33 pm
I am a male turning 25 next month and just received my new car insurance quote in the mail. I have been waiting for this milestone so that my rates would go down. I go through an independent agent and they currently have me with Hanover Insurance Group. My monthly premium has gone down from $141/month to $112/month. Is this generally about how much rates should go down?
For the record, I drive an 04 Avalanche with 132k miles, have been in one accident (not at fault), and had one speeding ticket at 16, so my record is pretty clean. Second question, am I paying too much? This is what I'm paying for:
For the record, I drive an 04 Avalanche with 132k miles, have been in one accident (not at fault), and had one speeding ticket at 16, so my record is pretty clean. Second question, am I paying too much? This is what I'm paying for:
This post was edited on 11/25/12 at 7:48 pm
11
Posted on 11/25/12 at 7:08 pm to PhiTiger1764
Wow. That seems incredibly high.
We have 2 drivers 2 cars and 100/300/100 plus comprehensive and collison for right under 100/month. No major at fault accidents. Same age range.
We have 2 drivers 2 cars and 100/300/100 plus comprehensive and collison for right under 100/month. No major at fault accidents. Same age range.
This post was edited on 11/25/12 at 7:24 pm
Posted on 11/25/12 at 7:10 pm to PhiTiger1764
You're getting ripped off big time. I'm with USAA and it's $144 a month for an 07 xterra and 11 malibu. 1 ticket for me and I'm younger than you. I'm with USAA and that probably has something to do with my rate.
My coverage is 100/300/100. Not 25/50/25
$500 deductible.
My coverage is 100/300/100. Not 25/50/25
$500 deductible.
Posted on 11/25/12 at 7:44 pm to PhiTiger1764
Seems a little high for that coverage, but not outlandish (to me). I'm not sure what year/model truck you have as that can make a difference.
I pay around $140/mo/vehicle for mine. When I had my Silverado 1500 it was about $110/mo. However, I do have 100/300/100 and $500 deductibles, and one minor parking lot accident, no tickets (lose a signifiant claim free discount).
I'd suggest shopping around.
I pay around $140/mo/vehicle for mine. When I had my Silverado 1500 it was about $110/mo. However, I do have 100/300/100 and $500 deductibles, and one minor parking lot accident, no tickets (lose a signifiant claim free discount).
I'd suggest shopping around.
Posted on 11/26/12 at 8:47 am to PhiTiger1764
If you live in Louisiana, you probably won't do too much better.
Posted on 11/26/12 at 10:08 am to PhiTiger1764
(no message)
This post was edited on 11/29/12 at 2:53 pm
Posted on 11/26/12 at 10:31 am to PhiTiger1764
Seems like you're paying too much.
I have 100/300/100 with UMI for 3 vehicles - 2012 - Nissan Altima, 2003 Acura MDX and 2008 Jeep Wrangler Sahara and pay $1900.00 a year with USAA. $1K deductible.
I have 100/300/100 with UMI for 3 vehicles - 2012 - Nissan Altima, 2003 Acura MDX and 2008 Jeep Wrangler Sahara and pay $1900.00 a year with USAA. $1K deductible.
This post was edited on 11/26/12 at 10:32 am
Posted on 11/26/12 at 12:40 pm to PhiTiger1764
i am 26 2002 Acura mine is roughly $90 a month.
2 wrecks in the past... i carry 100 50 100... so your number does seem high.
2 wrecks in the past... i carry 100 50 100... so your number does seem high.
Posted on 11/26/12 at 3:02 pm to PhiTiger1764
What kind of assets do you have? A $25k limit is very low.
*Also, that quote does seem very high. My wife and I (28 & 26 yrs old) have 60x that coverage, including UM, and it's $1700/yr for both of us combined.
*Also, that quote does seem very high. My wife and I (28 & 26 yrs old) have 60x that coverage, including UM, and it's $1700/yr for both of us combined.
This post was edited on 11/26/12 at 3:09 pm
Posted on 11/26/12 at 4:11 pm to PhiTiger1764
I pay $73/month, and that covers my truck and my boat. Been with Farmer's since 1996, have not had one complaint ever.
Posted on 11/26/12 at 9:56 pm to PhiTiger1764
I have two trucks with Travelers. 01 GMC 1500 Z71 & 06 Ford F-150 Lariat 4x4. I think I have 100/300/100 on both of them. Never been in a wreck, 25 yrs old, had two speeding tickets when I was about 20. I pay about $140/month.
Posted on 11/27/12 at 9:53 am to PhiTiger1764
Man you are getting so ripped off. I live in Montana and have 3 million dollar limits with the fulls coverage of moose and reindeer and whats not and I only pay 13 bucks a month and I drive a mercedes G class fool.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News