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Message
How does a totaled vehicle is determined?
Posted on 3/23/26 at 11:10 pm
Posted on 3/23/26 at 11:10 pm
Daughter got in an accident today and her air bag didn’t deploy but the hood was pushed up and front end was messed up. Had to be towed away but not sure if anything major was damaged.
18
Posted on 3/23/26 at 11:12 pm to shoelessjoe
Price to repair is greater than the vehicle's value.
Posted on 3/23/26 at 11:12 pm to shoelessjoe
Repair cost vs resale value
Posted on 3/23/26 at 11:13 pm to shoelessjoe
Is the amount of to fix it more than the blue book value of the car?
Posted on 3/23/26 at 11:17 pm to shoelessjoe
In LA it is totaled if the cost to repair is more than 75% of the actual cash value.
Posted on 3/23/26 at 11:18 pm to MMauler
Ok thanks. It’s a 2020 Honda LX with about 78k miles on it. My daughter’s first car and is so upset about the incident.
Posted on 3/23/26 at 11:22 pm to shoelessjoe
quote:1. Learn to speak English
How does a totaled vehicle is determined?
Posted on 3/23/26 at 11:24 pm to shoelessjoe
quote:
her air bag didn’t deploy
If a number of the air bags deploy, they are so expensive, that’s when you start getting into the totaled part!
Does the motor still run, does the A/C work?
This post was edited on 3/23/26 at 11:25 pm
Posted on 3/23/26 at 11:24 pm to Kafka
quote:
1. Learn to speak English
Beat me to it.
Posted on 3/23/26 at 11:29 pm to Kafka
quote:
1. Learn to speak English
Ive always been taught to not look down on people who speak broken English, because it means they know more than one language…. So i just assumed English wasnt the OP’s first language .
Posted on 3/23/26 at 11:29 pm to shoelessjoe
Airbag didn’t deploy? Honda? I would get it repaired if insurance covers. Tell your daughter not to sweat it. Stuff happens.
Posted on 3/23/26 at 11:29 pm to Red Stick Tigress
quote:shoelessjoe was always ignorantquote:Beat me to it
1. Learn to speak English
ty cobb and I would laugh at him when he spelled his name wrong signing autographs
Posted on 3/23/26 at 11:32 pm to BK Lounge
quote:I was taught to ridicule them sadistically and demand their deportation even if they are here legally
Ive always been taught to not look down on people who speak broken English
Posted on 3/23/26 at 11:35 pm to shoelessjoe
Actual Cash Value of the vehicle (same year, make, model, mileage) minus the salvage value of the vehicle versus the repair cost (repair cost may include cost of a rental as well).
Totalling out a vehicle is a math equation.
Totalling out a vehicle is a math equation.
Posted on 3/24/26 at 12:06 am to meansonny
quote:
minus the salvage value of the vehicle
People don’t realize what a huge part of this is especially on a newish vehicle. Wrecked cars that can be repaired bring good $ at copart. Insurance starts looking at what they can get compared to storage fees, repairs and rental car fees and just total the car. Especially when parts supplies are tight.
Posted on 3/24/26 at 7:08 am to shoelessjoe
quote:
How does a totaled vehicle is determined?
Don’t drink and drive.
Posted on 3/24/26 at 7:17 am to TidenUP
quote:I have a 20 year old car. It might be totaled when I need to get a new set of tires.
Price to repair is greater than the vehicle's value
Posted on 3/24/26 at 8:00 am to shoelessjoe
Expect a check for about 14k...
Just went through this about a month ago...They will take blue book for the car right now and then comp it like you were buying a house with two or three similar cars on lots...
Your lawyer should get back to you with their first offer within a few days after you get the police report (this was 100% the longest part of the process)
As others have mentioned, you should get essentially two offers each time
(1) car value, they keep the scrap
(2) car value-you take the scrap off their hands
Odds are they will send you half the money when they write it off and the other half when they receive keys and title
Just went through this about a month ago...They will take blue book for the car right now and then comp it like you were buying a house with two or three similar cars on lots...
Your lawyer should get back to you with their first offer within a few days after you get the police report (this was 100% the longest part of the process)
As others have mentioned, you should get essentially two offers each time
(1) car value, they keep the scrap
(2) car value-you take the scrap off their hands
Odds are they will send you half the money when they write it off and the other half when they receive keys and title
This post was edited on 3/24/26 at 8:03 am
Posted on 3/24/26 at 8:12 am to shoelessjoe
When the Repair Cost + the Diminished Value Cost is greater than the Replacement Value minus the Salvage Value.
This post was edited on 3/24/26 at 8:15 am
Posted on 3/24/26 at 8:15 am to shoelessjoe
If the repairs equal or surpass 75% of the vehicles value in Louisiana.
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