All State Homeowner's Increae

How did you make it that long before an increase?

They all do this. Ours with progressive jumped from 3k to 7k over 2 years, needless to say, we went to allstate, and ill keep changing as needed

Your individual claim history doesn’t have that great of an impact
Shop around

Where do you live? How big is your house, value, etc? Consider yourself lucky you were paying $1,300 for as long as you were. Hell, 3,000 ain't bad compared to what some people are paying.

i'm with AllState as well and it jumped 3k with no claim. have used a broker the last few years and he saved me a bunch of money, says he shopped it and it's state wide in TN...blamed the fires and floods in east TN

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Now it's time to switch to someone else before you actually have to have a claim. They are the worst homeowners insurance by a mile.

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I had to sue Allstate to pay out after Katrina. They lost but I lost 1/3 to the lawyer.

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As someone who deals with homeowners insurance every day, you need to get as far away from Allstate as soon as possible. Thankfully you didn't have a claim and just had some cheap insurance for 8 years.

Now it's time to switch to someone else before you actually have to have a claim. They are the worst homeowners insurance by a mile. That's pretty impressive considering how bad State Farm is.

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Um, Sargeant Major Blane literally tells us the opposite.

People still have homeowners insurance?

I gave mine up years ago.

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Jumped from $1300 a year to $3,000 a a year. 130 % increase, never one claim, 8 years with All State. What gives?

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Lol where do you live and how small is your house?

Mine was about 3k in 2020. Jumped about $1000 a year since then until this year when it jumped to 13k

Shopped around and got it back down to 5500

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All State

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I see the problem.

The Allstates and State Farms of the world ARE NOT YOUR INSURANCE AGENTS PEOPLE!

These agents work for the company and can only give you the company’s products or coverage.

A State Farm agent is not your insurance agent. He’s an agent of State Farm.

DO NOT BUY FROM THEM.

Find a reputable Independent Agent and do business with them*

They are YOUR agent, they do not represent the company.

/rant

*in a tiny minority of specific cases, a good Independent Agent will correctly tell you to use a State Farm or Allstate, etc. But usually only for a policy year or two until the markets change.