- My Forums
- Tiger Rant
- LSU Score Board
- LSU Recruiting
- SEC Rant
- SEC Score Board
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
What age do you consider too young to retire?
Posted on 6/20/25 at 8:36 am
Posted on 6/20/25 at 8:36 am
Is there an age in your head you consider too soon to stop working?
26
Posted on 6/20/25 at 8:41 am to Grinder
I imagine this would heavily depend on how you define “work”.
Posted on 6/20/25 at 8:50 am to Grinder
To each his own... If you make millions at 30 and feel like you don't need active income and won't get bored, retire.
My goal is to be financially set to "retire" by 55, however, continue working in some capacity long after. I'd get bored and enjoy earning play money to enjoy life with.
My goal is to be financially set to "retire" by 55, however, continue working in some capacity long after. I'd get bored and enjoy earning play money to enjoy life with.
Posted on 6/20/25 at 8:51 am to Grinder
Depends. I want to be confident that I'm not going to run out of money.
The earlier you retire, the more uncertainty there is. I think back to all of the catastrophic events that have happened in my lifetime, and think, "Can I weather that storm if it were to happen again?". Am I prepared/covered if my house floods or burns down? Can I survive a recession?
Consider your lifestyle, as well. If you are living bare bones and you have a catastrophic event take away some of your income, then you're living on the edge. If you're travelling a lot and/or still saving money in retirement, then you have room to throttle back your spending if something unexpected happens.
The earlier you retire, the more uncertainty there is. I think back to all of the catastrophic events that have happened in my lifetime, and think, "Can I weather that storm if it were to happen again?". Am I prepared/covered if my house floods or burns down? Can I survive a recession?
Consider your lifestyle, as well. If you are living bare bones and you have a catastrophic event take away some of your income, then you're living on the edge. If you're travelling a lot and/or still saving money in retirement, then you have room to throttle back your spending if something unexpected happens.
Posted on 6/20/25 at 9:05 am to Grinder
I always planned to retire at 55, but my kids will be in high school till I'm almost 60. I'm not sure there is any point in retiring till they are out of the house. Maybe go down to part time at work or something at 55.
Posted on 6/20/25 at 9:20 am to Grinder
17
Posted on 6/20/25 at 9:26 am to Grinder
I'm 42 and there now (single no kids).
If you pay attention to your surroundings, I think retiring completely is one of the worst things a man can do. We are born to compete and conquer. Working keeps the body and mind sharp.
At some point you don't need to be sacrificing any family and friend time to make more money but you do need to keep doing something.
Having nothing to do is a prison.
If you pay attention to your surroundings, I think retiring completely is one of the worst things a man can do. We are born to compete and conquer. Working keeps the body and mind sharp.
At some point you don't need to be sacrificing any family and friend time to make more money but you do need to keep doing something.
Having nothing to do is a prison.
Posted on 6/20/25 at 9:42 am to JL
quote:
I'm not sure there is any point in retiring till they are out of the house. Maybe go down to part time at work or something at 55.
Maybe the point would be to spend more time with them before they're gone and doing their own thing?
This post was edited on 6/20/25 at 9:50 am
Posted on 6/20/25 at 9:48 am to I Love Bama
quote:
If you pay attention to your surroundings, I think retiring completely is one of the worst things a man can do. We are born to compete and conquer. Working keeps the body and mind sharp.
Some of us don't need or want to compete or conquer, we just enjoy being able to develop our ideas into something concrete that satisfies us.
You sound like an ideal candidate to coach a church youth sports team.
Posted on 6/20/25 at 10:40 am to Grinder
Shooting for 55 for 1st retirement. Last kid will be off to college at that point.
My plan is to leave the corporate work life, thus 1st retirement. That is too young to sit around, so you might find me at Lowes wearing a blue vest to kill time and get discounts on tools
My plan is to leave the corporate work life, thus 1st retirement. That is too young to sit around, so you might find me at Lowes wearing a blue vest to kill time and get discounts on tools
Posted on 6/20/25 at 11:53 am to Grinder
quote:
What age do you consider too young to retire?
I attended a wedding once where there were some super old money types in attendance. Anyway, I remember talking to a small group of people in my age group (30s at the time) and they were fascinated that I had a job. Their comments were basically, “I’d love to have a job but I’ve never really had the time.”
So to answer your question…some people are born into retirement, so I guess there’s no such thing as too young.
Posted on 6/20/25 at 12:14 pm to Grinder
When I was in early 20’s and starting career, one of my primary goals was to invest for my money to earn more money than I earned when I turned 45. At the time, retirement was an abstract thing.
Now, I am on the other side of 45. Mission was accomplished. Woke up the last 3 years with option to retire (nest egg was ready for us) but some known unknowns (son’s choice for college, etc) existed.
Now we are on other side of that. Woke up this year with mindset of I have the option work. This is psychologically very different than option to retire. Getting very close to eject from work.
To say, too early is before nest egg will (fully) support you (essentials and non essentials) For rest of life, incl pensions and SS. IMO.
Now, I am on the other side of 45. Mission was accomplished. Woke up the last 3 years with option to retire (nest egg was ready for us) but some known unknowns (son’s choice for college, etc) existed.
Now we are on other side of that. Woke up this year with mindset of I have the option work. This is psychologically very different than option to retire. Getting very close to eject from work.
To say, too early is before nest egg will (fully) support you (essentials and non essentials) For rest of life, incl pensions and SS. IMO.
Posted on 6/20/25 at 12:30 pm to Grinder
quote:
Is there an age in your head you consider too soon to stop working?
If we are talking from a fianancial standpoint, is there one if you have the finances to do so?
Now, from a personal perspective, I enjoy work and would probably be bored out of my mind if I was retired for like 20 years...before retirement
Posted on 6/20/25 at 12:57 pm to Grinder
On your obituary do you want it to read he worked his life away??
Think when you have financial independence do it early.
Just make sure you have purpose in your life when you don’t work. See many people struggle with idle hands in retirement.
Think when you have financial independence do it early.
Just make sure you have purpose in your life when you don’t work. See many people struggle with idle hands in retirement.
Posted on 6/20/25 at 1:25 pm to Grinder
No, but have a plan.
I retired at 52 because my work wasn't enjoyable and I could. Knowing what I know now, I would have done it sooner. But that's me. Some people want to work until they die. To each his own.
I retired at 52 because my work wasn't enjoyable and I could. Knowing what I know now, I would have done it sooner. But that's me. Some people want to work until they die. To each his own.
Posted on 6/20/25 at 1:47 pm to Grinder
If you have what you need to live, why you you work at all?
Time is finite.
Time is finite.
Posted on 6/20/25 at 1:48 pm to Grinder
No age. Or do you mean too young to hang out at the donut shop at 5am, read the paper and then nap on and off all day?
Posted on 6/20/25 at 1:50 pm to CharlesUFarley
quote:
I think retiring completely is one of the worst things a man can do.
I think working is one of the worst things a man can do if he does not enjoy his work.
Posted on 6/20/25 at 1:52 pm to I Love Bama
quote:
Having nothing to do is a prison.
I’m retired.
I have plenty to do.
Work can be a prison.
Posted on 6/20/25 at 2:51 pm to Grinder
Too young is a personal decision but I'd say too early for retiring/shifting to leisure and personal pursuits would be before achieving some signifigant degree of professional success. Retiring from work early without earning it (like from a windfall in 20s) seems like a recipe for feeling listless and unfulfilled.
I retired at 45 (after having nothing left to prove) to spend more time with kids (they were still in elementary school.) Between that and focusing more on fitness, I stay busy. I work occasionally part time mostly for the travel and as a backup plan to stay professionally relevant but that's proving unnecessary. Haven't found time to leisure travel as much as I'd like or build hobbies. As kids enter HS I suspect I'll have more time.
I retired at 45 (after having nothing left to prove) to spend more time with kids (they were still in elementary school.) Between that and focusing more on fitness, I stay busy. I work occasionally part time mostly for the travel and as a backup plan to stay professionally relevant but that's proving unnecessary. Haven't found time to leisure travel as much as I'd like or build hobbies. As kids enter HS I suspect I'll have more time.
This post was edited on 6/20/25 at 2:57 pm
Page 1 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News