JL

Oh Houston area?

Once you get the social security number open a 529 for your new baby. You can make a pretty substantial deposit on your inital opening of the account. Look at your states first to see if there are any advantages, if not look at other states. I live in Texas, no state income tax benefit so opened my kids plans in NY, it had good investment options.

Be careful bro. I was like that and got a wicked case of tendonitis in my elbow doing weighted chins. Now I have to take it easy on pretty much ebery pull exercise. It's been months and doc says just to wait it out. not damaged enough for surgery.

Who has made the best picks over the past 3-4 years? I’m ready to gamble.

frick it, I hopped back in.

Do the Roth. Your company match is likely non-Roth so you will have a good balance of both.

Big 20k field in shenendoah just being brought online. A couple of other projects potentially in the pipeline. Shell hasn't had a big discovery in the gulf for a while and less risky to buy small deepwater companies with production than drill exploration wells.

15 yrs old washing dishes at neighborhood restaurant in east BR getting paid $5/hr, listening to 100.7 the tiger, getting handed vodka/sprite by the 21 yr old bartender, banging the hostess....

Brigtsens looks amazing. Thanks for the rec. gonna try to get a reservation there. Kids are 2 and 4 so we are limited on places we can take them.

I live in Houston and the front of our house faces west. You can see in the pictures below that all the bushes on the north side of our walkway died while south side survived over the past few freezes and whatever other conditions they were subjected to including getting way more water than the south side of our house because our neighbor to the north has all kinds of stuff in their yard they are constantly watering.

The yard:

I aerated very well and put down weed and feed in the spring. The St. Aug just never spread. Reading online it mentions putting down some sand to give the runners a chance to spread. Our dirt is pretty much rock hard at this point. What should I do now before winter and what should I do again in spring to give it the best chance to regrow? Or is this a dig up and resod the lawn situation?



Prepping the beds:
The boxwoods and gold splash windcreepers on the north side were already dead and pulled out. I've stirred up the dirt, there is clay about 4" below the soil. I was thinking putting some large rocks along the wall to protect the lattice then build up the beds 4-6" with compost?? The boxwoods on the south side survived and we will likely replant boxwoods in the same place on the north side. Any recommendation on what to plant behind the boxwoods? The gold splash windcreepers survived on the south side and I just dug them up, but we want to put something different in, maybe something perennial that flowers.

I know we are coming up on winter. What would be recommendation as to what to do now or what we should wait for spring to do? Wife is in a rush, but I don't want to plant stuff and it not survive winter.

Big Back Billy and Oak Tree. I could just keep rotating between those two and be happy.