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Should insurance cover medically induced suicide?

Posted on 6/7/25 at 2:06 pm
Posted by Skenes
Member since Mar 2025
193 posts
Posted on 6/7/25 at 2:06 pm
A coworker was recently in an accident and is paralyzed from his midsection down. He can no longer play golf, hunt, or travel how he enjoys. Essentially, his way of life is altered considerably, considering he can't even have sex anymore. Should insurance cover things like this?


I know Louisiana is a bible state, but at what point is the quality of life and life in general meaningless? Shouldn't he have an option if he can no longer do the things that make him happy or live everyday life? I know personally, I'd want to end it as I don't feel that is a way to really live. Living just to be alive is just sad.
Posted by roadGator
Member since Feb 2009
150824 posts
Posted on 6/7/25 at 2:08 pm to
He can do all those things. Just not the way he used to.


No. Insurance should not cover suicide.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
75946 posts
Posted on 6/7/25 at 2:08 pm to
Can't imagine how this could possibly be abused.
Posted by Burt Reynolds
Winnfield, LA
Member since Jul 2008
22982 posts
Posted on 6/7/25 at 2:10 pm to
It should be covered for OT posters
Posted by TheDeathValley
New Orleans, LA
Member since Sep 2010
19023 posts
Posted on 6/7/25 at 2:10 pm to
Euthanasia should be legal.
Posted by beerJeep
Louisiana
Member since Nov 2016
36937 posts
Posted on 6/7/25 at 2:12 pm to
quote:

Should insurance cover medically induced suicide?


No. Plenty of free ways to off yourself if you do so choose.
Posted by Higgysmalls
Ft Lauderdale
Member since Jun 2016
7164 posts
Posted on 6/7/25 at 2:12 pm to
If I wanted to do that. I could find a way
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
283931 posts
Posted on 6/7/25 at 2:13 pm to
quote:


I know Louisiana is a bible state, but at what point is the quality of life and life in general meaningless?


Never

Lots of paralyzed dudes live good lives.
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
3058 posts
Posted on 6/7/25 at 2:14 pm to
No but your friend can off himself if he wants almost free.

Car running in a closed garage.
Bullet
Hanging
OD on pain pills he’s probably on
Go on the street for fentanyl

Why should insurance pay for it and raise all our premiums?
Posted by Horsemeat
Truckin' somewhere in the US
Member since Dec 2014
14565 posts
Posted on 6/7/25 at 2:16 pm to
This post just screams athiesm. You guys think life is meaningless no matter the state.
Posted by Dire Wolf
bawcomville
Member since Sep 2008
38953 posts
Posted on 6/7/25 at 2:17 pm to
You’d think it would be cheaper than end of life care but I am sure the hospital will charge insurance 500k for a bullet
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
283931 posts
Posted on 6/7/25 at 2:23 pm to
quote:

You guys think life is meaningless


Yep.

"Cant have sex so just kill me."

Posted by JOJO Hammer
Member since Nov 2010
12239 posts
Posted on 6/7/25 at 2:33 pm to
quote:

Euthanasia should be legal.


I consider myself religious and I believe in the sanctity of life. But after watching 2 loved ones suffer through dementia I agree with you.
Posted by junkfunky
Member since Jan 2011
35136 posts
Posted on 6/7/25 at 2:34 pm to
I'm gonna say no but I'm more curious about what you think the incentive is for insurance companies. How would they make money without a customer giving it to them?
Posted by BluegrassBelle
RIP Hefty Lefty - 1981-2019
Member since Nov 2010
104351 posts
Posted on 6/7/25 at 2:35 pm to
Altered =\= Not sustainable

If he had a terminal diagnosis like ALS, cancer, or Alzheimer’s then I’d be willing to argue that it should. But he can still live a full life and many do even with his disability.
Posted by TrapperJohn
Louisiana
Member since Dec 2007
11846 posts
Posted on 6/7/25 at 2:39 pm to
quote:

Lots of paralyzed dudes live good lives.


I'm pretty sure we have a poster that lost his arms and legs...still posts and has things to live for. Some people are tough as nails.
Posted by LRB1967
Tennessee
Member since Dec 2020
21443 posts
Posted on 6/7/25 at 2:40 pm to
There are plenty of things I used to enjoy that I can no longer do. Old age is not for sissies. Having said that, I am finding pleasure in the things I am still able to do. Suicide hurts the loved ones left behind and insurance should not have to pay
Posted by LSU82BILL
Fort Lauderdale, FL
Member since Sep 2006
10657 posts
Posted on 6/7/25 at 2:44 pm to
quote:

No. Insurance should not cover suicide.


I’m not agreeing or disagreeing. But if a person is depressed and decide to cope with their issues by abusing alcohol, drugs, poor diet and other self-destructive behavior, insurance will cover the cost of all the healthcare related medical and psychological treatment in perpetuity.
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
283931 posts
Posted on 6/7/25 at 2:46 pm to
quote:



I'm pretty sure we have a poster that lost his arms and legs...still posts


Bless him ...

I know who you speak of. I dont have a lot ot complain about considering that dude went through hell and still is engaged with life.
Posted by N2cars
Member since Feb 2008
34969 posts
Posted on 6/7/25 at 2:51 pm to
It already is.
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