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re: Wife involved in hit-and-run

Posted on 12/3/23 at 7:28 am to
Posted by tigersownall
Thibodaux
Member since Sep 2011
15401 posts
Posted on 12/3/23 at 7:28 am to
Your insurance needs to fight it out with them. They have ways of proving this shite. They are just trying to scare you.
Posted by Polycarp
Texas
Member since Feb 2009
5580 posts
Posted on 12/3/23 at 7:37 am to
Perp probably going to say you backed into her, and you are responsible for their damages. In addition to their “new” medical condition.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
71793 posts
Posted on 12/3/23 at 7:39 am to
quote:

State Farm doesn’t want to pay your insurance back



Hopefully that works in OP's favor. They're messing with another insurance company and not a little guy.
Posted by tigerbutt
Deep South
Member since Jun 2006
24666 posts
Posted on 12/3/23 at 7:40 am to
Just call the spade a spade. Pussy
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
425838 posts
Posted on 12/3/23 at 7:49 am to
quote:

Threatening valid legal action is not extortion. You can say we can settle this for 50k or I’ll sue.

Correct.

He did not do that. He said "you have to do something to help me settle or I'll call the cops". You can't do that.
This post was edited on 12/3/23 at 7:54 am
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
425838 posts
Posted on 12/3/23 at 7:51 am to
quote:

These dudes just said you going to the cops to report a crime that was committed is extortion.

Going to the cops to report a crime is fine.

Saying "do x or I'll go to the cops" is not fine.

quote:

They have said some dumb shite over the years but this is pretty top and why guys like slow shouldn’t be taken seriously.


Lol..K

quote:

Threat to Accuse of a Crime

A threat to accuse the individual threatened or any member of his family or any other person held dear to him of any crime. It is extortion if the defendant tells the victim that they will call the police and accuse them of breaking the law if the victim doesn’t pay him money or do something for him. It is illegal to get paid off to not turn someone in.


Posted by jimmy the leg
Member since Aug 2007
35213 posts
Posted on 12/3/23 at 7:56 am to
quote:

Like what kind of check? Damages are already covered.


Because, as I understand it, your wife can sue for up to a calendar year.

I would imagine that they are looking long term.
This post was edited on 12/3/23 at 7:58 am
Posted by tigerbaiter
Member since Dec 2006
405 posts
Posted on 12/3/23 at 8:17 am to
Something very similar happened to my wife a couple of years back. Rear ended at a stop light , driver took off. Car directly behind took a pic of the other vehicle’s plate. Local PD gave me insurance info on that vehicle, I called his insurance (progressive) and after about a week of back and forth they provided us with a rental and covered all damages. I did not notify my insurance (State Farm). Local PD never issued an arrest warrant for the driver though .
Posted by Tiger in the Sticks
Back in the Boot
Member since Jan 2007
1456 posts
Posted on 12/3/23 at 8:19 am to
I’m shocked the other driver had insurance since they fled.
Posted by 225Tyga
Member since Oct 2013
16028 posts
Posted on 12/3/23 at 8:21 am to
Yeah I can confirm that she's okay
Posted by i am dan
NC
Member since Aug 2011
24988 posts
Posted on 12/3/23 at 8:27 am to
Pretty much the exact thing happened to me. Not a hit and run. Police came for a info swap.

But USAA had to contact the other guy's insurance. He never called his insurance.

My insurance completed the ball rolling on repairs.

I got that same letter in the mail. They wouldn't cover. That should be FELONY FRAUD.

GET AN ACCIDENT POLICE REPORT.

Screw all the pieces of crap that don't play life the right way.

Your's was a hit and run?? That person needs beating. Pisses me off when I see that. Hope she gets in trouble for that, but she probobly won't.
Posted by Tiger in the Sticks
Back in the Boot
Member since Jan 2007
1456 posts
Posted on 12/3/23 at 8:38 am to
quote:

sue for up to a calendar year.


Depends on where this happened. Statute of limitations in Louisiana for liability is a year, but it’s at least 2 years in almost every other state. IMO it’s one of the reasons our insurance rates are so high.
Posted by LRB1967
Tennessee
Member since Dec 2020
16257 posts
Posted on 12/3/23 at 9:29 am to
The perp's insurance doesn't want to pay. I hope your wife is ok.
Posted by tigerstripes
Loranger, LA
Member since Aug 2006
801 posts
Posted on 12/3/23 at 9:35 am to
You have to be able to determine your wife is 100% ok before you do anything to release these claims. I got rear ended and found out within a week my shoulder had a torn labrum and a previous rotator cuff repair was ripped. Guess it's a first time for everything as the final bill for repairs and physical therapy was 240,000 not including my time and gas going to and from....Major pain in the arse.
Posted by Quatrepot
Member since Jun 2023
4119 posts
Posted on 12/3/23 at 9:40 am to
quote:

Wife got frazzled and before she could process what happened, the other driver sped away. She go ZERO details on the make of the car
Red flag
Posted by Thundercles
Mars
Member since Sep 2010
5226 posts
Posted on 12/3/23 at 9:53 am to
quote:

or you can get the cops involved and the police report can prove she did it


How would the police prove this? Even if they gave a shite there's zero evidence.
Posted by RoyalWe
Prairieville, LA
Member since Mar 2018
3210 posts
Posted on 12/3/23 at 10:06 am to
But they're not saying "do this or I'll do that." They're saying "you choose."
Posted by Yewkindewit
Near Birmingham, Alabama
Member since Apr 2012
20182 posts
Posted on 12/3/23 at 10:28 am to
You let your insurance debate with their insurance and provide I for if your insurance carrier needs it. Pass all correspondence to your insurance even if they already paid.
Posted by Blizzard of Chizz
Member since Apr 2012
19168 posts
Posted on 12/3/23 at 10:56 am to
quote:

the car behind her (Cadillac) actually had a pic of the perpetrators tag from camera which was used in the police report and ultimately, to name the perp.


I’m confused as to what exact the issue is here. As you clearly stated above, the police used video evidence from the car behind the perp to identify both driver and vehicle. It’s in the accident report, which states the driver is at fault….
Posted by lsuson
Metairie
Member since Oct 2013
12337 posts
Posted on 12/3/23 at 11:24 am to
Lawyer up
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