AmEx Checking Account

If it's anything like their credit cards and savings account it should be great

I have it

I never ordered checks for it and I still have chase for ATM (although supposedly certain stms you can use). Might get checks

Basically I put weekly direct deposit of certain bills and it comes right out. Easy to transfer but takes a few days.

Instant transfer into my savings-

Overall love it and Amex card and savings account

There are local banks and credit unions with much better checking and savings rates plus full services.

There are digital banks with higher rates and more services.

Where are you?

If you’re in DFW… neighborhood credit union is offering 4% on checking.

SOFI is offering 2.50 on checking and 3.75 on savings.

quote:

---

Where are you?

---

quote:

---

In bed

---

Anybody else laugh at this?

Wonder how sofi

Didn't know checking had competitive rates

Guess what is real difference with savings

I’m a fan of AmEx, however, I switched to SOFI several months ago and haven’t been disappointed.

Wait you get AMEX points for a debit card? I have a platinum and green but might have to add the debit card as well.

Yes. On purchases using your debit card. I believe it's 1 point for every $2. Not great, but better than nothing. It is intriguing because I have a monthly expense I usually put on my AmEx that will soon move to a 3% fee for credit cards, but no fee for debit cards.