Larry Gooseman

I went through this about 10-12 months ago. Ultimately I decided to pivot towards Roth 401k. As it stands between 401k, IRA, HSA we had approximately 75-80% pre-tax and 20-25% Roth/HSA.

All employer contributions will go to pre-tax and the balance will compound at such a trajectory that without action now we risked substantial RMD and tax “time bomb” for our children.

It sucks to be paying more in taxes since my mindset was opposite all along but this is the right move to give our family the flexibility in retirement to optimize our tax situation.

I like what you’ve done here and I come with two requests:
1) can you add 55 and 57 as retirement ages?
2) can you include various account types: brokerage, hsa, Roth, traditional retirement?

Thank you!

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get it's really annoying how many services have that tip screen now. And I do think it means that services that legitimately should be tipped won't be.

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If I order standing up the tip is $0

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My main concern is not my wife personally; it’s the general risk that assets intended for our children could eventually be redirected to someone else’s family through remarriage, pressure, or poor planning

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My mom’s dad married woman younger than my mom. Mom and siblings were cut out of that estate. What you described isn’t a fear I’m ready to discuss with my wife but I want to be sure the fruits of our labor go to our children and not to a gold digger.

Heart of Texas Bowhunting

Their books open for next year 5/11

Nothing would motivate voters more than their pro rata vote being tied to their tax contributions

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If in doubt, bring it to a gunsmith for a look-see. Can't cost that much

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Gunsmith will fire gun for you after evaluating it’s safe

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When shooting wildlife this is how I set up: 1. Set shutter speed to what i need to get a sharp shot of the subject

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I think this is the missing piece for me right now!

That’s pretty impressive at 45 yards

I forgot to mention Ronnie “Cuz” Strickland, Mossy Oak OG, was in camp the same time we were taking his grandsons hunting.

Down to earth guy that was telling some good stories. He was also engaged and enjoyed hearing my story about the bird I took with my 6yo. He said he’s been going to this ranch for 25 years.