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Who is the ‘home affordability crisis’ actually a crisis for?
Posted on 7/12/26 at 12:55 pm
Posted on 7/12/26 at 12:55 pm
Buyers who are unable to go into massive debt to buy a generic vinyl snout house with granite countertops and wobbly construction provided by immigrants?
Or..
Home builders, lawn mower manufacturers, lumber providers, home improvement stores, governments, and everyone else who doesn’t want to see the casino stop paying out?
What if people weren’t put on Earth to own gutters and downspouts?
What if the media who lies to you at every turn isn’t being straight with you about the housing market?
How does any of this crisis square with a declining birth rate nationwide that has been occurring for years now?
Or..
Home builders, lawn mower manufacturers, lumber providers, home improvement stores, governments, and everyone else who doesn’t want to see the casino stop paying out?
What if people weren’t put on Earth to own gutters and downspouts?
What if the media who lies to you at every turn isn’t being straight with you about the housing market?
How does any of this crisis square with a declining birth rate nationwide that has been occurring for years now?
This post was edited on 7/12/26 at 1:03 pm
25
Posted on 7/12/26 at 1:08 pm to weagle1999
quote:
What if people weren’t put on Earth to own gutters and downspouts?
What if the media who lies to you at every turn isn’t being straight with you about the housing market?
How does any of this crisis square with a declining birth rate nationwide that has been occurring for years now?
Jeez man, I just woke up.
Posted on 7/12/26 at 1:19 pm to weagle1999
Why ask something that has such an obvious set of answers?
Posted on 7/12/26 at 1:22 pm to weagle1999
The world needs ditch diggers too
Posted on 7/12/26 at 1:31 pm to weagle1999
quote:
How does any of this crisis square with a declining birth rate nationwide
Because the invaders are born elsewhere and shipped in by the Dem filth. Birthrate is down yet population is up. Duh…
Posted on 7/12/26 at 1:57 pm to weagle1999
quote:
Who is the ‘home affordability crisis’ actually a crisis for?
In many instances, it's people who simply aren't willing to move to more affordable areas because they want to be in the same places everyone else wants. In others, it's that they want unrealistic homes just as starters (2-car garage, 2.5ksqft, etc) and they want it on their $45k/yr salary.
And then they are told their parents and/or grandparents were able to do it so they should be able too... except no one bothers to mention that homes were far smaller in average back then AND there's more things (like data plans or streaming services) which are considered basics today but didn't even exist back then.
Posted on 7/12/26 at 2:11 pm to weagle1999
quote:
What if people weren’t put on Earth to own gutters and downspouts?
Good way to get water intrusion and foundation damage
Posted on 7/12/26 at 2:18 pm to weagle1999
Lenders
Posted on 7/12/26 at 2:21 pm to weagle1999
What's your argument against home ownership? Why do you think it would be better to be a lifetime renter?
Paying a mortgage where a portion goes to principal is way better than paying rent where the only thing you get when you move out is your deposit back if you're lucky.
People tend to take care of things they own more than just looking out for their deposit, that can't go negative.
After owning for 5-10 years, you can move and upgrade without your payments going up as much.
ETA: Imagine how pissed off millennials would be if they found out their boomer parents were forever renters and there was nothing to inherit.
Paying a mortgage where a portion goes to principal is way better than paying rent where the only thing you get when you move out is your deposit back if you're lucky.
People tend to take care of things they own more than just looking out for their deposit, that can't go negative.
After owning for 5-10 years, you can move and upgrade without your payments going up as much.
ETA: Imagine how pissed off millennials would be if they found out their boomer parents were forever renters and there was nothing to inherit.
This post was edited on 7/12/26 at 2:24 pm
Posted on 7/12/26 at 2:23 pm to weagle1999
Let's not forget that new builds go to retired people because their neighborhoods have been infiltrated by section 8. And the younger folks don't want to buy the retired folks house, because section 8. Quite frankly, section 8 dwellers don't belong in towns and cities. They should be on the outskirts, close to a public school and a dollar general. Amenities should belong to people that can afford them.
Posted on 7/12/26 at 2:32 pm to CubsFanBudMan
quote:
After owning for 5-10 years, you can move and upgrade without your payments going up as much.
Many of these newly built Horton home neighborhoods are turning into garbage in 10 years in my experience. So at that point we feed the machine by building more new homes. Which wipes out more natural habitat.
quote:
Paying a mortgage where a portion goes to principal is way better than paying rent where the only thing you get when you move out is your deposit back if you're lucky.
Assuming you sell the house at some point. That is the only way that angle works.
This post was edited on 7/12/26 at 2:34 pm
Posted on 7/12/26 at 2:36 pm to Gee Grenouille
quote:
Let's not forget that new builds go to retired people because their neighborhoods have been infiltrated by section 8. And the younger folks don't want to buy the retired folks house, because section 8. Quite frankly, section 8 dwellers don't belong in towns and cities. They should be on the outskirts, close to a public school and a dollar general. Amenities should belong to people that can afford them.
Many people on this board want the Section 8 crowd to have more children.
Posted on 7/12/26 at 2:42 pm to weagle1999
It is INSANE to think that a 'home affordability crisis' can be reduced or eliminated. This will be like the 'affordable health care' problem.
Not everyone can own a house. Not everyone drives a Cadillac Escalade. Life is not fair.
This is big Gub-ment going on bended knee to the largest trade group in America 'the NAR - national association of realtors'.
Not everyone can own a house. Not everyone drives a Cadillac Escalade. Life is not fair.
This is big Gub-ment going on bended knee to the largest trade group in America 'the NAR - national association of realtors'.
Posted on 7/12/26 at 2:43 pm to weagle1999
It is INSANE to think that a 'home affordability crisis' can be reduced or eliminated. This will be like the 'affordable health care' problem.
Not everyone can own a house. Not everyone drives a Cadillac Escalade. Life is not fair.
This is big Gub-ment going on bended knee to the largest trade group in America 'the NAR - national association of realtors'.
Not everyone can own a house. Not everyone drives a Cadillac Escalade. Life is not fair.
This is big Gub-ment going on bended knee to the largest trade group in America 'the NAR - national association of realtors'.
Posted on 7/12/26 at 2:44 pm to weagle1999
Matthew Perry?
Posted on 7/12/26 at 3:36 pm to weagle1999
The housing crisis is artificial and created by many things, both planned and also incidental. Our government creates crises to fix and within that fix they create more, thus making themselves artificially important, this creating job stability. I still have trouble understanding why millions of people retire people every two years that keep getting worse at their job.
Posted on 7/12/26 at 4:53 pm to weagle1999
What's wrong with granite countertops?
Posted on 7/12/26 at 5:18 pm to weagle1999
quote:
Many of these newly built Horton home neighborhoods are turning into garbage in 10 years in my experience. So at that point we feed the machine by building more new homes. Which wipes out more natural habitat.
Hopefully, at some point, consumers recognize crap builders and stop buying from them. I would support local restrictions banning people that buy a lot from picking their own builder. Or somehow creating a line between developers and builders.
quote:
Assuming you sell the house at some point. That is the only way that angle works.
If you don't sell it, then someone must inherit it.
Edit: should have said banning developers from restricting who can build in a subdivision.
This post was edited on 7/12/26 at 7:21 pm
Posted on 7/12/26 at 5:26 pm to CubsFanBudMan
quote:
I would support local restrictions banning people that buy a lot from picking their own builder.
Just what we need, more government regulations to inhibit people from doing what they want to do and learning from their mistakes. So you want the government to pick winners and losers from an approved list of builders? That’s nuts.
That’s why I voted for Trump.
You’ll have your chance to vote for AOC or some other lunatic on the left. You gave us Clinton, Obama, and Biden. Haven’t you learned anything yet?
Posted on 7/12/26 at 5:30 pm to Bayou Warrior 64
quote:
This is Trump's big Gub-ment going on bended knee to the largest trade group in America 'the NAR - national association of realtors'.
FIFY.
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