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Started By
Message
re: What’s a real conservative solution to fix healthcare?
Posted on 12/13/24 at 12:35 am to RaoulDuke504
Posted on 12/13/24 at 12:35 am to RaoulDuke504
quote:
What is an actual proposal to make healthcare more affordable and bring down massive co pays
The problem that health insurance has is not unique. Other insurance arenas are facing similar issues. There's too many claims to cover what's being paid in. The concept of insurance only works if few are abusing and overusing it.
It's also tied to the economy. Higher costs of medicine, employee salaries, locations and equipment = cost passed down to the customer and insurance company.
There is no direct way to "fix" the industry other than price manipulation by the government and no conservative wants that.
1
Posted on 12/13/24 at 2:39 am to The Pirate King
quote:
There's too many claims to cover what's being paid in.
That's not a problem in the health insurance industry.
Health insurance companies post record profits almost every year.
Posted on 12/13/24 at 2:43 am to MemphisGuy
quote:
My plan
My plan
My plan
My plan
My plan
My plan
Who the hell is this guy?
He's the guy who didn't read MY plan, or he would know that HIS plan wouldn't fix everything.
Posted on 12/13/24 at 2:50 am to Ronaldo Burgundiaz
quote:
The root cause of high healthcare costs is obesity. Its that simple.
No, it isn't.
Obesity creates a higher demand.
It isn't responsible for the mechanisms that artificially inflate health care.
It's an aggravating factor (and to your credit, it's the 2nd biggest one, next to aging—yeah, this has actually been studied), but it's not the cause.
Posted on 12/13/24 at 2:55 am to jawnybnsc
quote:
Why can't we do what Singapore or Switzerland do?
1. Their military budgets are a tiny fraction of what ours are relative to the total budget of each respective country. They get taken care of rather than take care of many other countries, so they have a lot of money that they can re-purpose for other things.
2. The homogenous nature of their populations.
3. We pay for their medical R&D for them. And everyone else, for that matter. Every country that someone says, "If Japan/Singapore/Switzerland can do it, why can't we?" at least a big part of the reason why is that we are practically the only ones paying for any medical R&D that everyone else benefits from.
There are probably more reasons than that, but that's three reasons off the top of my head.
Posted on 12/13/24 at 4:53 am to RaoulDuke504
A 100% free market with zero government intervention.
Ending Medicare and Medicaid
Zero lobbying from insurance and pharmaceutical companies
Ending Medicare and Medicaid
Zero lobbying from insurance and pharmaceutical companies
Posted on 12/13/24 at 5:20 am to RaoulDuke504
get rid of obama care. You are not only paying for your insurance, but you are also paying for the lazy bastard that is sitting on his/her couch watching the view, cashing government checks. We pay thousands for a family, they pay $25 or some bs.
Posted on 12/13/24 at 5:32 am to RaoulDuke504
Healthcare systems are like our Constitutional Republic system of government in that Freedom “only works for a moral and religious “ (think self-discipline) people. To the degree that people cannot discipline their unhealthy habits, to that degree the system becomes dysfunctional. Discipline will either have to be imposed or the system will crash. Same on the economic aspects. Do or die.
Posted on 12/13/24 at 6:02 am to RaoulDuke504
Fixing healthcare is easy.
#1 Make Illegal Immigrants ineligible for ANY healthcare. Period. That means no doctor visits period. No using emergency rooms or urgent care facilities as your Primary Care Provider. This is a huge money, time, resources waster and it’s part of the reason a single aspirin is $40
#2 Obesity. People who are obese are no longer afforded subsidized healthcare. They must pay 100% for all visits and medications. Again, just like Illegal Immigrants they are making healthcare more expensive for the rest of us.
Ridding the system of these two groups would drive healthcare costs down substantially.
#1 Make Illegal Immigrants ineligible for ANY healthcare. Period. That means no doctor visits period. No using emergency rooms or urgent care facilities as your Primary Care Provider. This is a huge money, time, resources waster and it’s part of the reason a single aspirin is $40
#2 Obesity. People who are obese are no longer afforded subsidized healthcare. They must pay 100% for all visits and medications. Again, just like Illegal Immigrants they are making healthcare more expensive for the rest of us.
Ridding the system of these two groups would drive healthcare costs down substantially.
Posted on 12/13/24 at 6:09 am to Hayekian serf
quote:
A 100% free market with zero government intervention.
Yep.
Competition is the key to fixing health care. There should be dozens of companies pushing to get your account.
This post was edited on 12/13/24 at 6:11 am
Posted on 12/13/24 at 6:16 am to RogerTheShrubber
quote:It's major key.
Competition is the key to fixing health care.
Transparency (public access to complication rates, etc) ia another. But transparency will not happen given our current medical malpractice cesspool. EU style med mal laws would fix that, cost less, and remunerate at higher rates, more quickly.
Posted on 12/13/24 at 6:20 am to wackatimesthree
quote:
3. We pay for their medical R&D for them. And everyone else, for that matter. Every country that someone says, "If Japan/Singapore/Switzerland can do it, why can't we?" at least a big part of the reason why is that we are practically the only ones paying for any medical R&D that everyone else benefits from.
if by "we" you mean the US GOVT, then yes. but we're also subsidizing the pharma companies that make billions buying drug patents developed by federally funded research, then clearing them through trials, doing next to 0 research themselves.
i dont have a solution, but its not my job to come up with one. if you think our healthcare system isn't fricked, top to bottom, idk what to tell you. it is
Posted on 12/13/24 at 6:52 am to TBoy
quote:The ACA is FAR from a "low cost option." It appears "low cost" d/t supplements paid (without thanks) by the rest of us.
we've never needed that ACA or any other lower cost option.
Posted on 12/13/24 at 7:16 am to RaoulDuke504
Go back to when insurance was actually insurance and not a mechanism to supplement the cost of every single healthcare item. Insurance paying for a regular doctors visit is not insurance.
Posted on 12/13/24 at 7:21 am to RaoulDuke504
Require doctors and hospitals to post their prices so that consumers can decide where to shop.
Posted on 12/13/24 at 7:23 am to Westbank111
quote:
#1 - STOP paying for and subsidizing the International “Big Pharma Drug Usage”
this is what i read somewhere recently:
we pay more in-order to reduce it Globally
Bunch of horse crap!
True. Same thing with our agriculture.
Posted on 12/13/24 at 7:25 am to RaoulDuke504
quote:
Now how to fix it?
We have to unwind insurance form paying for routine medical care. I mean this in the psychological-cultural sense. We need insurance to be for major issues and for consumers to directly pay for routine care as a culture.
We need to unwind employment from insurance. Removing the tax incentives for health insurance for employers is a start.
Repeal the ACA (obviously) and permit new and creative forms of partial or emergency insurance to be offered again.
Scale back Medicaid and Medicare. Make them similar to how we are molding private insurance.
Repeal EMTALA and permit medica facilities to not treat patients who present non-emergency conditions.
Posted on 12/13/24 at 8:18 am to bama1959
quote:
You make my point. Why should they get it for free. Make the minimum $200-$500 and they'll stop showing up for every little thing.
A person who is trying to figure out how to pay their light bill and feed their kids until their next paycheck isn’t going to choose paying $500 to get an ailment checked.
Not having that $500, and not being checked may lead to a catastrophic medical event that disables them and possibly costs millions of $$ in care.
I see your point, but there aren’t good answers.
Posted on 12/13/24 at 9:14 am to DaveyJones12
quote:
if by "we" you mean the US GOVT,
I mean US citizens. I've already posted what that means.
quote:
if you think our healthcare system isn't fricked, top to bottom, idk what to tell you. it is
Where in anything I have posted have I communicated that I don't think the system is messed up?
Why are so many people here SO stupid?
Posted on 12/13/24 at 9:16 am to SlowFlowPro
quote:
We have to unwind insurance form paying for routine medical care. I mean this in the psychological-cultural sense. We need insurance to be for major issues and for consumers to directly pay for routine care as a culture.
Like I posted earlier, that's fine, but there will be predictable consequences. Everybody just needs to make sure they are ready for them.
And only doing what you just posted does nothing to bring down pharmaceutical prices.
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