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Started By
Message
re: Trump announces home affordability plan
Posted on 11/8/25 at 4:07 pm to SDVTiger
Posted on 11/8/25 at 4:07 pm to SDVTiger
quote:
97% of homeowners do not stay in a home loan longer than 7yrs
They will with a 50 year mortgage. It would take nearly 20 years to pay down the same amount of principle on a 50 year mortgage as it takes to reach the same amount on a 30 year mortgage.
I don't know why I'm trying to explain this to someone that thinks the fed controls mortgage interest rates and that California is a whisker away from turning red.
This post was edited on 11/8/25 at 5:57 pm
1
Posted on 11/8/25 at 4:12 pm to Green Chili Tiger
quote:
They will with a 50 year mortgage
Just stop
quote:
don't know why I'm trying to explain this to someone that thinks the fed controls mortgage interest rates
They dont and I have never said they do. But nice deflection from embarrassing yourself
Posted on 11/8/25 at 4:14 pm to Green Chili Tiger
50? No thank you! I prefer a 20.
Posted on 11/8/25 at 4:15 pm to Green Chili Tiger
I will be paying until death. Most likely denied, return to sender.
Posted on 11/8/25 at 4:17 pm to Green Chili Tiger
It’s going to raise the market artificially, prices will rise, property taxes and insurance go out and it equals a net zero change. Who comes up with these stupid fricking policies? Oh yeah, the banks
Posted on 11/8/25 at 4:18 pm to BigPerm30
quote:
It’s going to raise the market artificially, prices will rise, property taxes and insurance go out and it equals a net zero change. Who comes up with these stupid fricking policies? Oh yeah, the banks
This guy gets it
Posted on 11/8/25 at 4:20 pm to Green Chili Tiger
quote:
This guy gets it
Well hes wrong. But of course you 2 morons think you get it
Posted on 11/8/25 at 4:23 pm to SDVTiger
quote:
Well hes wrong. But of course you 2 morons think you get it
You know how I know I’m right? You offered no rebuttal and responded in name calling. Great argument. You argument is likely, the Trump administration came up with it so it’s a homerun.
Posted on 11/8/25 at 4:23 pm to Green Chili Tiger
Wouldnt this just jack up home prices more?
Posted on 11/8/25 at 4:24 pm to 50_Tiger
quote:
Wouldnt this just jack up home prices more?
Yes, without any real benefit to anyone except bankers and realtors (short-term, at least)
Posted on 11/8/25 at 4:24 pm to 50_Tiger
Yep. Increased demand leads to increase in supply. Every single time.
This post was edited on 11/8/25 at 4:26 pm
Posted on 11/8/25 at 4:26 pm to BigPerm30
quote:
You know how I know I’m right?
No you arent right. You are never right
What you just said will happen with just 30yr mortgages
And you clowns celebrate those loans
Posted on 11/8/25 at 4:26 pm to Free888
quote:
The Brits have been doing it for years.
You don't have to convince me it's a bad idea
Posted on 11/8/25 at 4:26 pm to Jason9782003
quote:
You don't have to convince me it's a bad idea
Posted on 11/8/25 at 4:27 pm to Green Chili Tiger
Long term rental. Hard pass.
Posted on 11/8/25 at 4:28 pm to Green Chili Tiger
This will just increase prices because people can afford more payment, my god. It should be 20 max.
Posted on 11/8/25 at 4:30 pm to SlowFlowPro
I cant take too much more TACO's this shite is depressing.
Posted on 11/8/25 at 4:30 pm to TrueTiger
Now that would super inflate house prices. Maybe for 1st time home buyers.
Posted on 11/8/25 at 4:34 pm to Green Chili Tiger
I love Trump, but this just encourages people to never really own anything at all. You're basically renting at that point.
If you buy a house at 22, you might not own it till you're 72? Think of all the interest you'll pay. A 30 yr mortgage is bad enough.
But, I'm willing to hear the whole plan out, if it's 1% interest or less, with the option to refinance pretty much whenever.
The government should create conditions/environment to encourage home ownership in a much more reasonable fashion. Not saying to give people money. Just give incentive.
If you buy a house at 22, you might not own it till you're 72? Think of all the interest you'll pay. A 30 yr mortgage is bad enough.
But, I'm willing to hear the whole plan out, if it's 1% interest or less, with the option to refinance pretty much whenever.
The government should create conditions/environment to encourage home ownership in a much more reasonable fashion. Not saying to give people money. Just give incentive.
This post was edited on 11/8/25 at 5:49 pm
Posted on 11/8/25 at 4:41 pm to The Torch
quote:Mine is approaching $20k annually. The recently passed amendments will reduce that by about 10% on taxes but it's the insurance that's gone crazy
In Texas you can add $1,000 a month for Taxes / Insurance.
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