IbalLSUfaninVA

Yep. I cut out my fidelity guy years ago. I did an analysis of my return and his return. I beat him with simple etf, he had over 20 funds, some with high expense. You may want to look at the funds they have you invested in.

I’m doing Roth conversions. I started Roth too late so in a pickle

Ok troll.

Grow liquid net worth by 15%. Increase Roth accounts by 65K. B

I will be paying until death. Most likely denied, return to sender.

I Agree if there a company match. Contribute up to the match and then Roth IRA then brokerage if any money left over after setting up your emergency fund. As her income increases, agree to add traditional investments for flexibility. This allows you to manage taxes. Doing this will put her on a path to financial freedom. There are advanced tax strategies but will not bring them up here. Doing the above will put her on a great path.

I have worked over 40 years for experiences. My family taught me to be frugal. You can be frugal but have experiences that are impactful. It’s gives me memories of my rich life. Could be giving someone a helping hand. These experiences are priceless.

You can meet with a fa once to validate your strategy and then do it yourself.

I do spend on high end shoes and clothes that last a long time. Last pair of shoes I brought was over 15 years ago and they still look great

"Update: They are now positioned at the four corners. There's still one police car present. The crowd is mostly elderly, with a primary female presence. I noticed a sign that read 'No Kings Since 1776.' One older gentleman is in a wheelchair. They brought beach chairs, suggesting they might be there for a while. Approximately 50 people are gathered."

I'm at -4% in one area, -8% in another, and -9% in a third.