IbalLSUfaninVA

I will be paying until death. Most likely denied, return to sender.

I Agree if there a company match. Contribute up to the match and then Roth IRA then brokerage if any money left over after setting up your emergency fund. As her income increases, agree to add traditional investments for flexibility. This allows you to manage taxes. Doing this will put her on a path to financial freedom. There are advanced tax strategies but will not bring them up here. Doing the above will put her on a great path.

I have worked over 40 years for experiences. My family taught me to be frugal. You can be frugal but have experiences that are impactful. It’s gives me memories of my rich life. Could be giving someone a helping hand. These experiences are priceless.

You can meet with a fa once to validate your strategy and then do it yourself.

I do spend on high end shoes and clothes that last a long time. Last pair of shoes I brought was over 15 years ago and they still look great

"Update: They are now positioned at the four corners. There's still one police car present. The crowd is mostly elderly, with a primary female presence. I noticed a sign that read 'No Kings Since 1776.' One older gentleman is in a wheelchair. They brought beach chairs, suggesting they might be there for a while. Approximately 50 people are gathered."

I'm at -4% in one area, -8% in another, and -9% in a third.

Back floating rate debt can be a concern in various economic conditions, particularly if interest rates rise significantly. Here are some points to consider regarding its potential impact on the financial system:

1. Interest Rate Sensitivity: Floating rate debt is tied to market interest rates. If rates rise, borrowers may face higher repayment costs, which can strain their finances, particularly for those with tight cash flows.

2. Borrower Profile: The risk associated with floating rate debt often depends on the creditworthiness of borrowers. If many borrowers are highly leveraged or have poor credit, the risk of default increases during economic downturns.

3. Market Conditions: A significant rise in interest rates can lead to tighter financial conditions, impacting both consumers and businesses. This could lead to increased defaults and financial instability if not managed properly.

4. Economic Growth: If the economy is strong and growing, the impacts of floating rate debt may be manageable. However, if economic conditions worsen, the risks associated with this type of debt could be exacerbated.

5. Financial Institutions: Banks and financial institutions that hold significant amounts of floating rate debt may face challenges if borrowers begin to default. This could potentially lead to broader financial instability.

Knee locking can be caused by several factors, even in the absence of a known injury. Here are some potential causes:

1. **Meniscus Tear**: A tear in the cartilage of the knee can cause locking, especially if a fragment is caught in the joint.
2. **Patellar Issues**: Conditions related to the kneecap, such as patellar subluxation, can lead to locking sensations.
3. **Ligament Issues**: Although you mentioned no injuries, ligament injuries can occur without a specific traumatic event and may lead to instability or locking.
4. **Arthritis**: Osteoarthritis or other forms of arthritis can cause swelling and mechanical issues in the joint.
5. **Plica Syndrome**: This occurs when a fold in the lining of the knee joint becomes irritated or inflamed, potentially leading to locking.

Until your doctor's visit, consider these tips:

- **Rest**: Avoid activities that cause pain or further strain on your knee.
- **Ice**: Apply ice to reduce swelling and discomfort.
- **Compression**: Use a knee brace or wrap for support.
- **Elevation**: Elevate your knee to help reduce swelling.
- **Gentle Movement**: Engage in gentle range-of-motion exercises if they don’t cause pain.

Be sure to share all your symptoms with your doctor for a comprehensive evaluation and appropriate treatment.

Voo, schg and qqqm in brokerage account. Add schd in traditional and Roth accounts.