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I can tell you how I feel - about the same way I stand on pre-existing conditions of a used car I buy that's dinged up when I purchase insurance for it.

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Pre existing coverage is a joke.

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I agree. Have a special category for that.

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I hear ya. There's an entire thread on the hypocrisy of the Democratic party. Republicans have been incredibly inconsistent on healthcare. All over the map.

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You have to remember not every Rep or Rep group thinks alike whereas the Dems are in lockstep on every issue......not quite apples to apples.

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I don't believe anyone should be denied insurance for pre-existing conditions. But it should be determined by the market.

IE, suppose Zach is 35, a non-smoker and is 5-2, 410 pounds. I apply for health insurance. I receive it. But my premiums will be $2,000 a month. If I don't want to pay then I have chosen to go without health insurance. It's all about freedom.

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Let's take a harder example. A person has tons of health problems growing up while on parents' insurance plan. Comes of age and has to get own coverage. Insurer says their coverage will be 5 times the average, making it impossible to afford.

Should there be a provision for that situation or is that person just SOL?

Honestly just curious.

I think everyone would be better off if we went back to the model where insurance is for catastrophic health issues only, and not for everyday health expenses.

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I wish car insurance was mandated to include pre-existing conditions so I could ignore insurance until I got in a wreck and then force my new insurance policy to cover all my costs.

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That's not the same thing. If you don't have insurance and you break your arm, you can't go to hospital and get a cast. And then buy insurance and claim it. Pre-existing condition provisions do not cover accidents as far as I know. Only ongoing conditions.

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Then what was the point of fighting the ACA. Including anything involving pre existing conditions is going to cost alot of $$$. That's why prior to the ACA, people with serious conditions were paying outrageous prices or simply couldn't afford it. 

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For the one good thing the HCA did (PEC coverage), it absolutely destroyed most other aspects of healthcare for responsible working Americans that paid for their own plans. Personally I loved my previous plan and loved my previous doctors. Unfortunately despite many public promises my plan was no longer eligible and many of my doctors no longer accepted insurance due to the pain in the arse claims became. Also, my premiums have skyrocketed to where I am paying a little over twice as much a month as I was before the HCA for a plan that has been gutted on most of the coverage I would personally need.

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That's not the same thing. If you don't have insurance and you break your arm, you can't go to hospital and get a cast. And then buy insurance and claim it.

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Insurance was supposed to be something you paid into your whole life incase of a catastrophic/high expense scenario.

Thanks to pre-ex, you can never have or pay for insurance and then get diabetes or AIDS or herpes or hepatitis or smoker's lung or a clogged artory or other self-inflicted problems, go get insurance, and then make them pay for all the treatments.

The federal government solution to this? Force everyone to buy insurance, but then through exceptions and subsidies give everyone who didn't have it an out and thus everyone who already had insurance had their premiums skyrocket and their coverages drop to cover for the lazy deadbeats. This then forces negative consequences onto otherwise responsible people. This is always the end goal of socialism. Equality of outcome instead of opportunities.

Yes, there are a few good arguments for some people with pre-existing conditions to be protected. Of course some kid with a biological defect should be able to transition from his parents health plan to his own. But there are also a whole plethora of disgusting ways to take advantage of that and forcing the Responsibile Middle Class American Tax Paying Citizens to foot the bill for stupid lazy people's terrible life choices is depressing and ANTI-American

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Is it really possible to get insurance for a condition you already have? Do we really think that an insurance company is going to charge the same for someone getting insurance that does not have cancer... vs someone that is getting insurance that has lung cancer?

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You do know people can have undiagnosed lung cancer. Are you saying that if you get insurance, are later diagnosed with stage 3 lung cancer and the doctor says "this has been growing for 20 years", that if the 20 years puts it before you were insured it shouldn't be covered?