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re: Texas A&M over 4 years with housing was over 40k

Posted on 7/1/23 at 7:05 pm to
Posted by johnnyrocket
Ghetto once known as Baton Rouge
Member since Apr 2013
9790 posts
Posted on 7/1/23 at 7:05 pm to
Your are a moron.

Again.
I figured out if I wanted to go to school I needed to pay for it.

Went into the Army for 2 years.
Lived with 2 roommates.
Started out guys and ended up their ex girlfriend’s after they left.
They paid the bills and shared food cost etc.

Used my GI bill.
Worked for Mack truck dealer 2nd shift as a flunkee learning how to work on trucks.
Went to college Tues and Thurs.
Some days had to stay late to get trucks repaired. Went to school smelling like transmission fluid or diesel.
MWF - I was at my entry level Job and eventually went to night school to become a diesel mechanic.
That was paid by my employer.
Still had to buy tools, tool box, etc.

Later on got a job with the city in law enforcement and worked nights. Still worked weekends for Ryder as a diesel tech.

When I graduated I still had some student loans add on wife, kids, and new financial obligations.

Working as a diesel tech on the side had debt with the tool truck rep. Needed tools and tool box. I had no credit or credit cards back then.
Just like any obligation I paid them off before getting a new or nice used vehicle.

House was a fixer up VA loan foreclosure in a decent area. Took 10 years to get fully restored inside and out.

Difference is free time back then people worked between college classes. We didn’t stand around playing the X-box or tweeting online.
This post was edited on 7/1/23 at 7:08 pm
Posted by BlindedMeWithScience
Member since Jun 2023
2302 posts
Posted on 7/1/23 at 8:34 pm to
quote:

And that’s one of the cheaper schools in Texas. Even if you found a job that pays 70k after school, with taxes, interest, etc you will be in poverty.


I don't think that's true at all, unless you're a hefty spender or you already have a family. That's plenty of money if you're single.
Posted by Powerman
Member since Jan 2004
162295 posts
Posted on 7/1/23 at 8:38 pm to
quote:

So basically yes students need to be aware and responsible when taking out loans, and yes college is unreasonably expensive and that needs to be fixed somehow. Both things can be true

You could probably make some headway by making the lenders responsible as well. Any other debts can be defaulted on.
Posted by ABearsFanNMS
Formerly of tLandmass now in Texas
Member since Oct 2014
17544 posts
Posted on 7/1/23 at 9:00 pm to
quote:

I did work part time at A&M for minimum wage of 7.25 which didn’t cover much. Scholarships are rare and there is too much competition to go to community college. Why do you expect the current generation to do stuff you didn’t do?


Sorry you are so average you couldn’t get a full scholarship. You decided to go to A&M with their associated costs. So take responsibility for that decision and quit you bitching.
Posted by Taxing Authority
Houston
Member since Feb 2010
57520 posts
Posted on 7/1/23 at 10:14 pm to
quote:

over 40k
quote:

And that’s one of the cheaper schools in Texas. Even if you found a job that pays 70k after school, with taxes, interest, etc you will be in poverty.
About half the cost of a new truck these days. Ever notice people that "can't" pay their student loans have no problem affording new cars? Weird how that works

quote:

You boomers who got 12k a year jobs with 3k student loans and a 5k house have no idea and that’s why our country is screwed
Posted by Taxing Authority
Houston
Member since Feb 2010
57520 posts
Posted on 7/1/23 at 10:16 pm to

quote:

Here's reality - life gets better and easier with time.
If you're successful at life. The millennials still haven't figured out that part.
Posted by The Boat
Member since Oct 2008
164657 posts
Posted on 7/1/23 at 10:28 pm to
quote:

Texas A&M over 4 years with housing was over 40k


$10,000/year.

If you worked a $10/hr job 20 hours a week you would make $10,480/year and pay for school. Work full time during the summer and make even more to cover for school.

What's your point here?
Posted by BillyBobfan24_7
R.I.P. SGT Nelson
Member since May 2004
18080 posts
Posted on 7/1/23 at 10:47 pm to
quote:

Ok good point so stop taking my taxes for stuff I don’t use like funding your retirement security or paying for poor peoples well being. Old people and poor people are the exact same to me. You are both leeches


You act like we haven’t been paying into that same system for 30 freaking years. Your the leech that wants a hand out.
Posted by CDawson
Louisiana
Member since Dec 2017
16528 posts
Posted on 7/1/23 at 11:27 pm to
College is more unnecessary and overrated than ever.
Posted by mbraud4
Baton Rouge
Member since Oct 2008
119 posts
Posted on 7/1/23 at 11:42 pm to
quote:

You act like we haven’t been paying into that same system for 30 freaking years. Your the leech that wants a hand out.


So you paid into a ponzi scheme for 30 years. You can be an idiot just like he can be an idiot. I shouldn't have to fund your poor retirement plan, nor should I fund his college education.
This post was edited on 7/1/23 at 11:45 pm
Posted by theunknownknight
Baton Rouge
Member since Sep 2005
57521 posts
Posted on 7/1/23 at 11:42 pm to
quote:

I was a grad student making $30k a year and managed to save $40k living comfortably over 4 years.


So you lived comfortably able to buy nice things from time to time on 20k/year (based on your math)?

What time-frame? The 80's? Were you living at home/with family?
Posted by Lightning
Texas
Member since May 2014
2314 posts
Posted on 7/2/23 at 12:41 am to
quote:

So you paid into a ponzi scheme for 30 years. You can be an idiot just like he can be an idiot. I shouldn't have to fund your poor retirement plan, nor should I fund his college education.


How do we opt out of this Ponzi scheme?
Posted by bgtiger
Prairieville
Member since Dec 2004
11451 posts
Posted on 7/2/23 at 1:48 am to
quote:

I just bought 1 for 1.2M at 7%


You are just a fricking moron
Posted by MasonTiger
Mason, Ohio
Member since Jan 2005
16299 posts
Posted on 7/2/23 at 5:00 am to
quote:

fareplay


Sounds like you wasted your money.
Posted by Placekicker
Florida
Member since Jan 2016
8472 posts
Posted on 7/2/23 at 6:05 am to
quote:

This is the issue with you morons. You think you get to live some life of luxury immediately out of undergrad. You took out loans. You live modestly until you pay it off.


I think that this is a huge part of it. Kids today feel entitled to live like their parents do right out of the gate. They don’t want to buy the small starter home and work their way up. No, they want the big house from the start.
Posted by 19
Flux Capacitor, Fluxing
Member since Nov 2007
33298 posts
Posted on 7/2/23 at 6:11 am to
quote:

over 40k
quote:

Even if you found a job that pays 70k after school, with taxes, interest, etc you will be in poverty.


WTF kinda payments do you think are required?

You didn't even go to college, did you?
Posted by 19
Flux Capacitor, Fluxing
Member since Nov 2007
33298 posts
Posted on 7/2/23 at 6:15 am to
quote:

Difference is free time back then people worked between college classes. We didn’t stand around playing the X-box or tweeting online.


Nor did we role play "POW" with nekked men in College Station.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124712 posts
Posted on 7/2/23 at 6:20 am to
quote:

Ok good point so stop taking my taxes for stuff
Your claim to be paying other's taxes is ironic.

We have an income tax structure where the the top 50% pay 97.7% of income taxes. Given your almost painful misunderstanding of economics, history, etc., as well as your apparent inability to take responsibility for your own situation, it seems unlikely you'd fall into a top 50% bracket.

If you do somehow fall into the top 50% bracket though, and if you do despite those personal detriments, you should consider yourself damn fortunate.

You should consider yourself fortunate, in part, because your predecessors (certainly including Boomers) built a system for you based on "can do" innovation, i.e., based on visualizing problems, not as impediments, but as challenges.

On the other hand, the richest guy on the planet isn't a Boomer. Is he? The founders of Google are not Boomers. Are they? The founder of Amazon, is not a Boomer, and the founder of Meta is a Millennial. Right? But they do each share a common thread with successful Boomers. They worked hard. They worked really hard to get there.

Your response is "Dude, they like slept in their office, and stuff. I'm not doin' that shite! I'd rather work from home, bitch about how tough life is, and blame my woes on others."

Yet, even given that attitude and work ethic, you're still in a situation, based on what you've been given by preceding Gens, where you're doing pretty well by comparison to the rest of the planet.
quote:




But Woe Is You.
This post was edited on 7/2/23 at 7:47 am
Posted by Houag80
Member since Jul 2019
9693 posts
Posted on 7/2/23 at 6:37 am to
Supposedly, his PHD is in economics. Lolololol.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124712 posts
Posted on 7/2/23 at 7:45 am to
quote:

Supposedly, his PHD is in economics.
Given his absurd take on SS, that is really hard to believe.
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