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Posters here with large families, regarding your stance on healthcare reform
Posted on 8/22/19 at 5:41 pm
Posted on 8/22/19 at 5:41 pm
People with large families (a lot of kids) are probably the most benefited by a switch to a single payer system (aside from those with expensive chronic conditions), because such a system severs the tie between family size and health care premiums. Your liability will be based on your income, not your family size.
Knowing this, does your position change at all?
The one thing to consider also is that family size is positively correlated with income. So higher income parents are more likely to have a larger number of kids. So perhaps some could end up paying more than they currently do because their income is so high.
Just curious if our large-family posters on here have thoughts on this.
Knowing this, does your position change at all?
The one thing to consider also is that family size is positively correlated with income. So higher income parents are more likely to have a larger number of kids. So perhaps some could end up paying more than they currently do because their income is so high.
Just curious if our large-family posters on here have thoughts on this.
12
Posted on 8/22/19 at 5:44 pm to HailHailtoMichigan!
I have 6 people in my immediate family. I was on Tricare for years and had zero issues. In fact it’s great for the cost (free). Private insurance is exorbitantly expensive.
This post was edited on 8/22/19 at 5:45 pm
Posted on 8/22/19 at 5:45 pm to HailHailtoMichigan!
quote:
So higher income parents are more likely to have a larger number of kids
I'm going to need a source on that.
Posted on 8/22/19 at 5:45 pm to HailHailtoMichigan!
Get govt out of healthcare.
When they fix dmv or public schools then we can talk.
Besides blatant theft, what does the govt do well?
Healthcare, lulz, get the frick outta here
When they fix dmv or public schools then we can talk.
Besides blatant theft, what does the govt do well?
Healthcare, lulz, get the frick outta here
Posted on 8/22/19 at 5:49 pm to carlsoda
quote:theyre about to fix climate change, they just need a small tax on the wealthy to keep the planet alive for us...
Get govt out of healthcare.
When they fix dmv or public schools then we can talk.
Besides blatant theft, what does the govt do well?
Healthcare, lulz, get the frick outta here
Posted on 8/22/19 at 5:50 pm to carlsoda
Wait ... what about the VA? #sarcasm
Posted on 8/22/19 at 5:54 pm to carlsoda
quote:
Get govt out of healthcare.
When they fix dmv or public schools then we can talk.
Besides blatant theft, what does the govt do well?
Healthcare, lulz, get the frick outta here
Posted on 8/22/19 at 5:57 pm to HailHailtoMichigan!
quote:
HailHailtoMichigan!
Not surprised that you're a fan of more pork barrel and tax-and-spend policies.
This post was edited on 8/22/19 at 6:53 pm
Posted on 8/22/19 at 6:01 pm to HailHailtoMichigan!
quote:
HailHailtoMichigan
Communists will be Communists
Posted on 8/22/19 at 6:10 pm to HailHailtoMichigan!
I have 4 kids.
If I had none, or if I had 10, I choose capitalism.
If I had none, or if I had 10, I choose capitalism.
Posted on 8/22/19 at 6:35 pm to HailHailtoMichigan!
I have 6 total in my family so I should have to pay more for my healthy children than others because my wife and I are considered upper middle class?
Posted on 8/22/19 at 6:47 pm to HailHailtoMichigan!
quote:Nope. I've worked in government run systems, the VA and Charity New Orleans. They are subpar in too many aspects. I'll pay my own way.
Knowing this, does your position change at all?
Posted on 8/22/19 at 6:51 pm to HailHailtoMichigan!
quote:
So higher income parents are more likely to have a larger number of kids
My bullshite meter actually broke on this statement.
Posted on 8/22/19 at 6:54 pm to Rock the Casbah
quote:
Communists will be Communists
Posted on 8/22/19 at 7:02 pm to HailHailtoMichigan!
Maybe I’m missing something. But both my wife’s and my insurance plan (my company actually covers mine for me) you can either do the following:
A) Employee
B) Employee/Spouse
C) Employee/Kids
D) Family
So we do A for me since my company covers me. And C for my wife through her job. But it doesn’t matter if we have 1 kid or 8 kids our premiums and such are the same.
A) Employee
B) Employee/Spouse
C) Employee/Kids
D) Family
So we do A for me since my company covers me. And C for my wife through her job. But it doesn’t matter if we have 1 kid or 8 kids our premiums and such are the same.
Posted on 8/22/19 at 10:06 pm to HailHailtoMichigan!
Family size doesn't effect premiums in any of the plans I have ever been on. The tiers have always been:
Single
Married (Couple)
Married (w/family)
Parent & Child(ren).
Never, not once have the number of children been a factor and I have 7 children.
Single
Married (Couple)
Married (w/family)
Parent & Child(ren).
Never, not once have the number of children been a factor and I have 7 children.
Posted on 8/22/19 at 10:45 pm to HailHailtoMichigan!
As others have said my insurance is the same if I have 1 kid or 10 kids. As to....
quote:Is complete BS. It is more likely that those with higher income have less kids than those with lower income. If you have a link to higher income promotes more kids I'd love to see it. I live in the higher income bracket and mingle with "those people" I know a few family's with 5 maybe 6 kids but for the most part its 2 or 3 at most. Those in the higher brackets actually think about how much they make versus how much kids cost (I know it sounds cold) but when you're looking at $150k-$200k to get the kid thru 12th grade at private school plus other expenses its not easy to have 6-10 kids.
The one thing to consider also is that family size is positively correlated with income. So higher income parents are more likely to have a larger number of kids.
Posted on 8/22/19 at 10:56 pm to Geaux-2-L-O-Miss
I thought the general rule is that if you have more than 4 kids, the 4 oldest add to your monthly health premium
Posted on 8/22/19 at 11:09 pm to HailHailtoMichigan!
There you go working without proper tools again. The general rule is 1 kid or MORE is the same price. There may be some exceptions but not the general rule. I have 3 and my second was born with a heart condition (thank God its a mild condition) but we have to see the cardiologist once a year for a check up (use to be twice a year) and I pay the same as others with 2 healthy kids. Oh and this was before ACA which made my rates go up significantly. Since ACA passed, I've started my own business and pay a little over $20k per year in premiums. That's 20k just to have insurance, yep its "affordable".
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