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Message
Posted on 2/10/24 at 9:14 am to jp4lsu
quote:
Is this for Real? $3000/mth GMC Denali
The meme is fake but the numbers sound somewhat realistic. I know people paying $1500/month for f150 lariat fx4 for 72 months. For a truck that costs almost twice as much and for someone with poor credit, $3000/month doesn’t seem far off.
Posted on 2/10/24 at 9:50 am to Squirrelmeister
Worked with a guy in early 2000 that was underwater with a f150, $800/mo for 72mo. He was a baller.
Posted on 2/10/24 at 9:50 am to jp4lsu
24 year old millionaire told Dave Ramsey recently his monthly car payments are slightly higher..
3200.. For a rolls royce ghost
3200.. For a rolls royce ghost
This post was edited on 2/10/24 at 9:53 am
Posted on 2/10/24 at 10:08 am to jp4lsu
No way that’s real.
A 100,000 dollar loan, 8 years, would take a 32 to 33 percent interest rate to yield 3000 per month.
Can a dealer even offer that?
A 100,000 dollar loan, 8 years, would take a 32 to 33 percent interest rate to yield 3000 per month.
Can a dealer even offer that?
Posted on 2/10/24 at 10:10 am to jp4lsu
Guy I work with was looking at used Durangos for $89k. I was trying to ignore him but thought he said something about financing.
Posted on 2/10/24 at 10:15 am to OysterPoBoy
quote:
You sound so jelly.
I am so jealous of some idiot paying a total of $288,000 for a GMC pickup truck. I just can't stand it.
Posted on 2/10/24 at 12:06 pm to jp4lsu
quote:
$3000/mth GMC Denali
and you can buy it in 3 years for $15k with only 100k miles or less on it.
anyone buying anything new today is beyond stupid
Posted on 2/10/24 at 12:12 pm to jp4lsu
I couldn't imagine it. I haven't had a car note in about 5 years, but $300/m is my limit on principle. If I can't get the note down to that either its too much car or I need to save more for the down-payment.
Posted on 2/10/24 at 12:19 pm to lsufan1971
None of those are real. You can’t finance past 84 months. And unless they have credit over 750, no bank is guaranteeing that loan without proof of income to back it up.
Posted on 2/10/24 at 1:50 pm to CleverUserName
quote:
Can a dealer even offer that?
Max for lenders is 29.9%, I believe.
Posted on 2/10/24 at 1:51 pm to riccoar
quote:
no bank is guaranteeing that loan without proof of income to back it up.
They guaranteed home loans for people with no income, job, or assets. No telling what sort of special programs are out there for our most special citizens.
This post was edited on 2/10/24 at 1:52 pm
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