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re: Interest to start accruing again on Aug. 1 for student loan borrowers on the SAVE plan
Posted on 7/16/25 at 11:35 am to Zipfer2022
Posted on 7/16/25 at 11:35 am to Zipfer2022
quote:
Absolutely terrible governance by Linda McMahon and Trump to not give warning before resuming the accrual of interest
That’s how a loan works. You have to make payments and pay interest on the principal
Those with loans should be happy they got an illegal subsidy for an extended period of time
0
Posted on 7/16/25 at 11:38 am to RunnersWorld
quote:
Good. Pay what you owe. I did.
agree lets eliminate all deductions and just have a flat tax.
SALT deductions are the dumbest thing ever
Posted on 7/16/25 at 11:58 am to NIH
Curious how you think RAP is friendlier to higher earners. It has no cap and you can pay more than the standard plan if you make enough money.
The main benefit is interest subsidy for lower earners. Everything else about it kind of sucks.
The main benefit is interest subsidy for lower earners. Everything else about it kind of sucks.
Posted on 7/16/25 at 12:09 pm to Hateradedrink
Isn’t the $40k max SALT deduction only available to people who earn less than $500k anyways?
Posted on 7/16/25 at 12:18 pm to NIH
quote:
Aren’t all borrowers going to be accruing interest? I am going to switch to the RAP plan when I can as it is friendlier to higher earners and it contains interest from ballooning.
You still have loans? Damn I figured you were older than me.
Posted on 7/16/25 at 1:09 pm to Bourre
quote:
He would have been paying down his principle without accruing interest, which would have saved him money at the end of the loan. Instead, he sat back and hoped the government would forgive his debts. People like you are why credit card companies and banks make so much money off retards
Nah. He wouldn’t have to pay the interest. After 20 years of payments the balance is adjusted to 0. Moreover, during the forbearance no payments counted towards the 240 payment schedule. There’s a court injunction prohibiting that.
Learn more before you criticize. Some may think you are the ignoramus.
This post was edited on 7/16/25 at 1:11 pm
Posted on 7/16/25 at 1:24 pm to SaintsTiger
Yep, you sound like you are justifying being a leach. Pay your debts, don’t wait for daddy government to bail you out
Posted on 7/16/25 at 2:01 pm to Bourre
quote:
Yep, you sound like you are justifying being a leach. Pay your debts, don’t wait for daddy government to bail you out
Again, why wouldn’t he abide by the terms of the loan when he borrowed the money? He’s still paying back more than the principal. I’ll go out on a limb and say you’ve never paid a lender more than was required under a loan contract.
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