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Hateradedrink
| Favorite team: | LSU |
| Location: | |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 3872 |
| Registered on: | 5/20/2023 |
| Online Status: | Online |
Recent Posts
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re: Trump: H1B necessary because Americans lack talent
Posted by Hateradedrink on 11/12/25 at 9:59 am to Flats
At this point, the “muh illegal” falls flat.
The Trump administration has thumbed its nose up at “the law” because they can get away with it. No one gives a shite about the law anymore and it’s time to stop pretending you do.
The Trump administration has thumbed its nose up at “the law” because they can get away with it. No one gives a shite about the law anymore and it’s time to stop pretending you do.
re: Trump: H1B necessary because Americans lack talent
Posted by Hateradedrink on 11/12/25 at 9:54 am to NIH
Love flooding skilled jobs with cheap immigrant labor while deporting people who build houses and grow food
Really great policy
Really great policy
re: It's clear Charlie Kirk was the bulwark against the GOP going full out of touch neocon
Posted by Hateradedrink on 11/11/25 at 6:43 am to SDVTiger
quote:
You still havent provided a coherent answer on why a 50yr mortgage is any worse than a 30yr
this should be posterized as an example of why you should be summarily ignored
re: The 50-year mortgage is a good idea actually
Posted by Hateradedrink on 11/10/25 at 7:17 pm to cbree88
Why do what you describe?
Literally better off taking the down payment and putting it into an index fund than tying it up in a 50 yr
Literally better off taking the down payment and putting it into an index fund than tying it up in a 50 yr
re: The 50-year mortgage is a good idea actually
Posted by Hateradedrink on 11/10/25 at 7:12 pm to cbree88
quote:
Still better than renting perpetually
It’s better than renting perpetually
It’s worse than renting for 4 years and then buying with a 30y mortgage
re: Trump promoting a 50 year mortgage. Dave Ramsey will lose his mind. Terrible idea - imo
Posted by Hateradedrink on 11/9/25 at 8:06 pm to NC_Tigah
Fully agree there needs to be more regulation on corps buying up starter homes.
“The market will fix it” cuts both ways. Prices will drop if no one can afford them and corps can’t horde them.
“The market will fix it” cuts both ways. Prices will drop if no one can afford them and corps can’t horde them.
re: Trump promoting a 50 year mortgage. Dave Ramsey will lose his mind. Terrible idea - imo
Posted by Hateradedrink on 11/9/25 at 7:29 pm to SDVTiger
Meh. In your example, you don’t even pay enough principle over 7 years to pay for 5% realtor fees when you sell.
You are basically writing a check to sell your house unless you had some meaningful appreciation, and you had to do all the maintenance.
I don’t see the improvement over renting, financially.
That said, I get it from a standpoint of ownership. I have German shepherds and it’s almost impossible to find someone willing to rent.
But there is basically no financial incentive to do a 50y mortgage instead of rent, and then you have to do the real estate dance if you want to move instead of simply not renewing.
You are basically writing a check to sell your house unless you had some meaningful appreciation, and you had to do all the maintenance.
I don’t see the improvement over renting, financially.
That said, I get it from a standpoint of ownership. I have German shepherds and it’s almost impossible to find someone willing to rent.
But there is basically no financial incentive to do a 50y mortgage instead of rent, and then you have to do the real estate dance if you want to move instead of simply not renewing.
re: So Dems just caused all this bs for pretty much nothing
Posted by Hateradedrink on 11/9/25 at 7:20 pm to Townedrunkard
Yes.
re: Deal has been reached to reopen the gov
Posted by Hateradedrink on 11/9/25 at 7:18 pm to hawgfaninc
Pretty much. This is an awful look for democrats.
re: Trump promoting a 50 year mortgage. Dave Ramsey will lose his mind. Terrible idea - imo
Posted by Hateradedrink on 11/9/25 at 7:15 pm to SDVTiger
Not quite.
After 5 years, a 300k 30y loan at 6.5% has 281k remaining.
With a 50y loan, there’s 295k remaining. You barely pay down 1k/year the first 5 years.
After 5 years, a 300k 30y loan at 6.5% has 281k remaining.
With a 50y loan, there’s 295k remaining. You barely pay down 1k/year the first 5 years.
re: Trump promoting a 50 year mortgage. Dave Ramsey will lose his mind. Terrible idea - imo
Posted by Hateradedrink on 11/9/25 at 7:10 pm to Yaboylsu63
The only way this makes sense to me is if it’s limited to first-time home buyers since that limits impact on the market.
You’re basically renting the house from the bank for 5-10 years, but hopefully you get some equity back after selling if it appreciates…..or what’s left over after realtor fees.
You’re basically renting the house from the bank for 5-10 years, but hopefully you get some equity back after selling if it appreciates…..or what’s left over after realtor fees.
re: Who will be the new senate democrat leader?
Posted by Hateradedrink on 11/9/25 at 7:06 pm to NC_Tigah
The democrats got nothing for this besides Mamdani as mayor of NYC, which the establishment didn’t even want.
The GOP may have been originally blamed, but the democrats should be blamed after the fact. They stomped their feet and got basically nothing.
The GOP may have been originally blamed, but the democrats should be blamed after the fact. They stomped their feet and got basically nothing.
re: Deal has been reached to reopen the gov
Posted by Hateradedrink on 11/9/25 at 7:03 pm to IT_Dawg
The only real change to SNAP is saying it’s fully funded for the fiscal year, so it won’t lapse funding if there’s another shutdown. It’s not even a concession. Don’t know why people are melting over that.
re: Deal has been reached to reopen the gov
Posted by Hateradedrink on 11/9/25 at 7:02 pm to hawgfaninc
Completely pointless shutdown.
The only thing democrats got are reversals of things that came about because of the shutdown.
The promise to vote isn’t even meaningful because that’s what the GOP has been saying this whole time- to negotiate it later this year.
Just stupid to put the country through a shutdown for 40 days. It feels like they only did it so they can say the two longest shutdowns have come under Trump.
The only thing democrats got are reversals of things that came about because of the shutdown.
The promise to vote isn’t even meaningful because that’s what the GOP has been saying this whole time- to negotiate it later this year.
Just stupid to put the country through a shutdown for 40 days. It feels like they only did it so they can say the two longest shutdowns have come under Trump.
re: Official CryptoTalk Thread
Posted by Hateradedrink on 11/9/25 at 5:25 pm to beaverfever
Weekly close was good. Hope we have at least one more big run in us.
re: Trump promoting a 50 year mortgage. Dave Ramsey will lose his mind. Terrible idea - imo
Posted by Hateradedrink on 11/9/25 at 4:40 pm to NC_Tigah
Odd stance from someone who allegedly understands the concept “first do no harm”
50yr mortgages are just going to spike prices and transfer wealth to banks
50yr mortgages are just going to spike prices and transfer wealth to banks
re: Trump says 2k checks will be sent out to everyone, excluding high income earners
Posted by Hateradedrink on 11/9/25 at 4:05 pm to UltimaParadox
trumpers simultaneously bitching about “socialism” while sucking off Trump for literal wealth redistribution via taxation
re: Socialism has to be stamped out
Posted by Hateradedrink on 11/9/25 at 4:03 pm to DyeHardDylan
another thread where everyone circle jerks over their mutual misunderstandings of words
re: Trump promoting a 50 year mortgage. Dave Ramsey will lose his mind. Terrible idea - imo
Posted by Hateradedrink on 11/9/25 at 4:01 pm to NC_Tigah
I’m trying to understand your logic.
Does it essentially boil down to “x is less retarded than y, so x is a good idea”?
Does it essentially boil down to “x is less retarded than y, so x is a good idea”?
re: Trump announces Health Care Plan
Posted by Hateradedrink on 11/8/25 at 12:02 pm to TigerAxeOK
quote:
The Insurance Industrial Complex and the Pharmaceutical Industrial Complex are tied in symbiosis with federal funds and subsidies and they all need to be razed to the ground.
Agreed. It’s time for nationalized healthcare.
We can even call it trump care!
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