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187undercover
Member since May 2019
1377 posts

I don't grasp how families make it.
My sister and her husband make decent money and live modestly. He works a great job in Sterlington at the plant and she is a teacher.

But They have three kids. She comments often on how difficult it is to get ahead and stay ahead. They will begin to save and then some occurrence will happen and the price is outrageous.

For example. Her insurance is pure shite. She pays for insurance each month for the family, and when it is needed most they are fricked. My nephew got the flu. The cost of his medicine is $204.

I told her they may need to downsize their life and live in a smaller home. But the home isn't big at all: 3 bedroom 2 bath. Nothing special. Combined income is about 80,000 a year I suppose.

She broke down crying in drug store.


But the federal reserve and trumpeter says inflation is in control and best economy ever.

Truth is the destruction of the dollar and the absent rise in wages to match is fricking the middle class. You can blame the family for not living within their means, but if all these families did so you would see how poor we have truly become. Debt and easy credit is what makes things look better than they really are.

The federal reserve talking about negative interest rates and Trump never addressing these scoundrels and destroying those who save forcing them to chase returns in the monopoly is not sound policy.


This next downturn in economy we face, which will happen regardless of politician affiliation, will be worst than we likely ever seen.

I keep tabs on the price of food personally weekly with an app on my phone. The rise in groceries has been ridiculous just the past year alone. 30%-50% jumps in goods that I have bought for years.

How long they can keep the charade going with economy will be as long as people continue to live with their heads up their arse or don't care or willing to do anything about it.

Many families know-how to cheat the system. I know some myself. Rich folks who kids are able to get on Medicaid or receive benefits through tricks. Small business owners never giving an inch to employees as everything is right with margins and can't afford to do so.

Nation will be East Baton Rouge, Detroit, Baltimore, New Orleans, Austin, West Coast, in next 20 years. Bank on it.


airlinehwypanhandler
LSU Fan
Airline Highway
Member since Feb 2019
2130 posts

re: I don't grasp how families make it.
I think there is some truth to this.


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764
CAD703X
Toledo Fan
Liberty Island
Member since Jul 2008
61261 posts

re: I don't grasp how families make it.
have a downvote.

move to a state with jobs.


roadGator
Florida Fan
Member since Feb 2009
100721 posts

re: I don't grasp how families make it.
Three kids on $80k is tough. Need to live small as heck. Why three kids with so litttle income?


jchamil
Member since Nov 2009
6600 posts

re: I don't grasp how families make it.
quote:

He works a great job in Sterlington at the plant


quote:

Her insurance is pure shite.


Does he not have insurance where he works, or is his that much more expensive?


Rammin TX
Colorado State Fan
DFW Texas
Member since Oct 2018
786 posts

re: I don't grasp how families make it.
Poors


DarthRebel
USA Fan
Member since Feb 2013
12838 posts

re: I don't grasp how families make it.
They should learn how to code.


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4324
Nguyener
UNO Fan
Member since Mar 2013
11302 posts

re: I don't grasp how families make it.
quote:

Combined income is about 80,000 a year


Then they shouldn't have had 3 kids.

People need to learn to live within their means.


Vecchio Cane
Mississippi St. Fan
Ivory Tower
Member since Jul 2016
16653 posts

re: I don't grasp how families make it.
quote:

He works a great job

quote:

She pays for insurance each month for the fam


does not compute. Sounds like neither have a good job. Good jobs these days have good insurance, even in poor states like MS.
This post was edited on 11/18 at 4:23 pm


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598
Engineer22
Member since Nov 2012
1250 posts

re: I don't grasp how families make it.
$80k with 3 kids, need to learn how to budget. I know families that get by with less that don't struggle and aren't on that government teat either.


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USA
Member since 2001
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uway
LSU Fan
Member since Sep 2004
31519 posts

re: I don't grasp how families make it.
Have you ever worked for a business that you knew was failing?

That's kind of how the economy and really our whole economic system seem to me.

Who is to say we won't have another great depression? Except now families are small and scattered, and shared communal trust is severely lessened if not gone completely.

I do think we have our heads in the sand. I hope that the answer lies in something we don't know about yet.


TigerMyth36
River Ridge
Member since Nov 2005
38488 posts

re: I don't grasp how families make it.
quote:

30%-50% jumps in goods that I have bought for years.
Crock of absolute shite.

My grocery bill is about the same it has been for years. Slightly and i do mean slightly higher.

Don't try to make a point and then load your point with pure bull shite. Groceries have not gone up 30 to 50%. Nope.



ragincajun77
Member since Jul 2019
890 posts

re: I don't grasp how families make it.
Why three kids? I would imagine it's because of sex.

There is a lot of truth to this. My wife and I make pretty good money (I'm an attorney and she is a banker), but with three kids it is tough as hell. I dont see how I could do it on 80k per year


Slingin Pickle
LSU Fan
Fancy side of the North Shore
Member since Jun 2008
1778 posts

re: I don't grasp how families make it.
quote:

East Baton Rouge, Detroit, Baltimore, New Orleans, Austin, West Coast


hmmmm....


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100
ApexTiger
LSU Fan
cary nc
Member since Oct 2003
41372 posts

re: I don't grasp how families make it.
quote:

This next downturn in economy we face, which will happen regardless of politician affiliation, will be worst than we likely ever seen.


agreed

quote:

I keep tabs on the price of food personally weekly with an app on my phone. The rise in groceries has been ridiculous just the past year alone. 30%-50% jumps in goods that I have bought for years.


my wife hasn't said anything about this

quote:

Nation will be East Baton Rouge, Detroit, Baltimore, New Orleans, Austin, West Coast, in next 20 years. Bank on it.


as long as Democrats continue to sell this idea that government can fix our problems, you're probably right.


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415
Engineer22
Member since Nov 2012
1250 posts

re: I don't grasp how families make it.
quote:

The current median family income for Louisiana is $60,510


Lots of people making it, hell some even thrive. Couldn't make it in parts of California or New York, but $80k in the most of the South is a decent amount of money.


AubieinNC2009
Auburn Fan
Costal NC
Member since Dec 2018
371 posts

re: I don't grasp how families make it.
not sure what state this is in but ever teacher I have ever seen had great insurance.


AubieinNC2009
Auburn Fan
Costal NC
Member since Dec 2018
371 posts

re: I don't grasp how families make it.
quote:

need to learn how to budget


bet they have a house they can barely afford, 2 car payments, expensive cable, internet and phones and the kids probably do a lot of activities.


crazy4lsu
USA Fan
Member since May 2005
24581 posts
 Online 

re: I don't grasp how families make it.
quote:

Who is to say we won't have another great depression?


We already had it in terms of the Great Recession. Another event on that scale would be crazy.


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20
REB BEER
Laffy yet
Member since Dec 2010
11267 posts

re: I don't grasp how families make it.
I doubt they make $80K or less if he works in a plant. She probably makes close to $40k as a teacher.

Sounds to me like they 1. either they can not manage money or 2. should not have had 3 children.
This post was edited on 11/18 at 4:32 pm


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