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re: Average yearly pension for a retired NYC fireman is $171k/year.

Posted on 8/15/25 at 3:51 pm to
Posted by dalefla
Central FL
Member since Jul 2024
3167 posts
Posted on 8/15/25 at 3:51 pm to
And 90% of them end up in Florida. Go home.
This post was edited on 8/15/25 at 3:52 pm
Posted by GeauxBurrow312
Member since Nov 2024
5002 posts
Posted on 8/15/25 at 3:52 pm to
quote:

So theres no amount of money you wouldn't give for these people? How about $300k/year for all firefighters and police? And servicemen.


Nice strawman, they dont get $300k and no one is proposing that

No one signs up to be police or fire fighters to get rich. They dont make a lot of a money during their career, and in return they get a nice pension. If you have 1 or 2 kids, you are not saving shite towards retirement with what they make in cities like NYT, Chicago or LA. The pension is basically backpay for underpaying them during their actual working career
Posted by baldona
Florida
Member since Feb 2016
23326 posts
Posted on 8/15/25 at 3:53 pm to
quote:

pointing out a contingent of fire fighters who worked 9/11 is just fricking stupid though Average NYC fire fighter salary is $64k, the median income for a small family in NYC is $145k LINK


First of all, it’s 2025. 9/11/2001 was almost 24 years ago. The new guys retiring are mixed bag of people that were in service in 2001. At what point do we stop using that?

Secondly, they are working shifts of whatever 2/2. Their base pay maybe $64k, but they get paid to sleep 3-4 days a week and I’m assuming they are pulling close to 20 hours of OT most weeks and really not feeling it as they are still getting 3 days off one week and 4 days off the following week.

I’m not suggesting they aren’t working hard. But let’s compare them to an enlisted soldier that did multiple tours of Afghanistan. Let’s compare the danger of their job and their retirement benefits. Then we can talk if that’s fair.
Posted by RohanGonzales
Member since Apr 2024
8142 posts
Posted on 8/15/25 at 3:54 pm to
Goggled this ("Alabama State Income Tax Rates")

The Alabama state income tax rates for 2025 are as follows:
2% on the first $500 of taxable income for single filers, heads of household, and married individuals filing separately.
4% on income between $500 and $3,000 for single filers, heads of household, and married individuals filing separately.
5% on income exceeding $3,000 for single filers, heads of household, and married individuals filing separately.
These rates apply to residents, immigrants, and visa holders in Alabama.

State taxes on $171,000 for be about $8,310.

I am thinking I could deal with that.

Fed taxes are the same everywhere, so they are what they are.
Posted by Diego Ricardo
Alabama
Member since Dec 2020
11387 posts
Posted on 8/15/25 at 3:54 pm to
quote:

So theres no amount of money you wouldn't give for these people? How about $300k/year for all firefighters and police? And servicemen.


What number would make you balk?


Well, for the first part: I never said that.

For the second part: I couldn't tell you because a pension has a ton of variables. For example, I suspect that football coaches who vest in state pensions have insanely high payouts too. I believe they usually hit some state mandated ceiling that is still very significant.
Posted by Diego Ricardo
Alabama
Member since Dec 2020
11387 posts
Posted on 8/15/25 at 3:55 pm to
quote:

Goggled this ("Alabama State Income Tax Rates")

The Alabama state income tax rates for 2025 are as follows:
2% on the first $500 of taxable income for single filers, heads of household, and married individuals filing separately.
4% on income between $500 and $3,000 for single filers, heads of household, and married individuals filing separately.
5% on income exceeding $3,000 for single filers, heads of household, and married individuals filing separately.
These rates apply to residents, immigrants, and visa holders in Alabama.

State taxes on $171,000 for be about $8,310.

I am thinking I could deal with that.

Fed taxes are the same everywhere, so they are what they are.


There's a reason you see so many of them migrate down South...figured the math still worked...it definitely doesn't work the other direction.
Posted by David_DJS
Member since Aug 2005
21794 posts
Posted on 8/15/25 at 3:55 pm to
quote:

Average NYC fire fighter salary is $64k

From the FDNY site itself, the salary of a firefighter at year 5 is $105K and that doesn't include overtime, fringe and holiday pay.
Posted by 4cubbies
Member since Sep 2008
59035 posts
Posted on 8/15/25 at 3:56 pm to
quote:

I don’t have to subsidize Swift.


But you subsidize NYC firemen?
Posted by David_DJS
Member since Aug 2005
21794 posts
Posted on 8/15/25 at 3:58 pm to
quote:

But you subsidize NYC firemen?

Yes, we all subsidize the NYC fireman's pension through our involuntary contributions to the federal government.
Posted by Bass Tiger
Member since Oct 2014
53708 posts
Posted on 8/15/25 at 3:58 pm to
quote:

I'm not sure if the retired firemen get SS


No not typically unless you worked a side job that paid into SS. If so it depends on how much you paid in and how long you did it like anyone else paying in.


Teachers didn't get SS because of their pension plan but they have made a change where teachers do get some SS payout now.
Posted by GeauxBurrow312
Member since Nov 2024
5002 posts
Posted on 8/15/25 at 3:58 pm to
If you enlist as a lieutenant you are making about $68k a year including the housing credit, soldiers make the same as firefighters. I would also argue underpaid. No one is going to sign up for a job where they have to put their body on the line if they could get paid the same being a barista

The bigger issue is how teachers do an objectively shitty job, work half the year, make 6 figures during their working career, and get the cushy pension. Their unions are also weaponized to work for the DNC and they use their pensions to bully companies into ESG bullshite
Posted by Mushroom1968
Member since Jun 2023
5250 posts
Posted on 8/15/25 at 4:00 pm to
quote:

But let’s compare them to an enlisted soldier that did multiple tours of Afghanistan. Let’s compare the danger of their job and their retirement benefits. Then we can talk if that’s fair.


Ehh I don’t know. A buddy of mine who will be retiring from Dallas fire within the next year says the opposite. He was in 1st Marines iirc, fought in 2nd battle of Fallujah in Iraq. I can’t remember if he did 2 terms or not. He gives speeches about ptsd and has told me as bad as Fallujah was, nothing compares to working decades in the fire service regarding injuries and PTSD.
Posted by Grumpy Nemesis
Member since Feb 2025
2033 posts
Posted on 8/15/25 at 4:01 pm to
I don't think most people are getting the real point here.

The question isn't, "Is 171K reasonable for a firefighter". The simple truth is, no matter what you think of the 171K, this much is true. It is A LOT BETTER BY A MILE of a fricking deal than 99.9% of the people paying taxes to support it are getting.

Governments all end up doing the same thing. Barely different than European kingdoms. The King/Government demands payments from the citizens and then promptly makes everyone connected to the King/Government substantially better off than the people doing the paying.

It's not some grand accident than the average Salaries in the DC area and average household income are so out of whack compared to the nation as a whole. That pretty much describes every government center since the dawn of time.
Posted by Rooski
Member since Dec 2024
98 posts
Posted on 8/15/25 at 4:03 pm to
They were at 9-11.
Posted by Diego Ricardo
Alabama
Member since Dec 2020
11387 posts
Posted on 8/15/25 at 4:04 pm to
quote:

The bigger issue is how teachers do an objectively shitty job, work half the year, make 6 figures during their working career, and get the cushy pension. Their unions are also weaponized to work for the DNC and they use their pensions to bully companies into ESG bullshite



My wife is an educator in Alabama and almost all of the six-figure "educators" aren't in the classroom. They're admin of some form or another. Our gripe is that school systems tend to have way too much above-the-line personnel when they can't even find enough educators to be in the classroom. Frankly, I think the federated aspect of education is sometimes a negative because local school districts end up duplicating a lot of management and strategic positions that could be more efficiently done from the top down at the state department level. Local school districts should be sorta managerially thin and focus on making sure the students have qualified full-time staff and not temps or subs.
Posted by Mushroom1968
Member since Jun 2023
5250 posts
Posted on 8/15/25 at 4:06 pm to
quote:

No one is going to sign up for a job where they have to put their body on the line if they could get paid the same being a barista


That’s the thing, nobody is going to work fdny making $68k a year or whatever with a 401k retirement and 4% match It’s just not going to happen.
Posted by David_DJS
Member since Aug 2005
21794 posts
Posted on 8/15/25 at 4:07 pm to
quote:

If you enlist as a lieutenant you are making about $68k a year including the housing credit, soldiers make the same as firefighters. I would also argue underpaid. No one is going to sign up for a job where they have to put their body on the line if they could get paid the same being a barista

You keep posting like NYC firemen are paid the $60K you first cited. That's not the case. They are making $105K (5 years) without overtime and holiday pay. Look it up - a 10 year vet, with holiday and overtime pay, is making $150-170K.

quote:

The bigger issue is how teachers do an objectively shitty job, work half the year, make 6 figures during their working career, and get the cushy pension. Their unions are also weaponized to work for the DNC and they use their pensions to bully companies into ESG bullshite

It's the same issue. You think teachers because there's a shite ton more of them but the issue is how public service has morphed into lucrative work over the last 30-40 years. It didn't used to be like this.
This post was edited on 8/15/25 at 4:08 pm
Posted by GeauxBurrow312
Member since Nov 2024
5002 posts
Posted on 8/15/25 at 4:07 pm to
Its nit picking the highest earning segment of firefighters, in the most expensive city in america. Would $171k be reasonable in Cleveland? Jacksonville? Mobile? Absolutely not

Getting all huffed up over first responders is called how to lose an election and make everyone think your an a-hole. These guys arent the DMV workers getting paid to do menial tasks
This post was edited on 8/15/25 at 4:09 pm
Posted by Diego Ricardo
Alabama
Member since Dec 2020
11387 posts
Posted on 8/15/25 at 4:09 pm to
quote:

Teachers didn't get SS because of their pension plan but they have made a change where teachers do get some SS payout now.



I think that is a state level decision, right? Some states have opted-in and others have not. Alabama educators have both a pension withholding and social security payroll tax. Additionally, they offer an optional 403b/457b plan for retirement investment plans. So they have less take-home but they can have up to three different contributions to retirement. Since I make good money, my wife contributes to all three. Some educators can't afford that kind of haircut from their paycheck though.
Posted by Mushroom1968
Member since Jun 2023
5250 posts
Posted on 8/15/25 at 4:11 pm to
quote:

They are making $105K (5 years) without overtime and holiday pay.


According to ChatGPT the 5 year pay is $85k-110k depending on rank and overtime at fdny.
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