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re: Ambulance chasers and JBE lost bigly on tort reform at the state capital in BR this week

Posted on 7/3/20 at 1:05 pm to
Posted by Motorboat
At the camp
Member since Oct 2007
24172 posts
Posted on 7/3/20 at 1:05 pm to
quote:

Hopefully, your auto insurance premiums will decrease a good bit.


Saved for the future. Your rates ain't going anywhere.
Posted by Jake88
Member since Apr 2005
80001 posts
Posted on 7/3/20 at 1:12 pm to
quote:

People will not like this once they start getting summoned for jury duty every other week
Like people in many other states with low jury thresholds? How do they do it?
Posted by LSUGrrrl
Frisco, TX
Member since Jul 2007
46369 posts
Posted on 7/3/20 at 1:26 pm to
quote:

Many people don't like it when plaintiffs sue. I'm not hating on those people - they're entitled to their opinion - it's just a fact.

The reason for the dislike is the systematic abuse of PI suits. Everyone needs a little more skin in the game to make it less lucrative to bring any and all claims to accept a settlement simply bc it’s cheaper for the insurance company to settle.
Posted by BeepNode
Lafayette
Member since Feb 2014
10005 posts
Posted on 7/3/20 at 1:30 pm to
How big of a victory will this really be if insurance doesn't go down and Louisiana still sucks?
Posted by PhDoogan
Member since Sep 2018
14977 posts
Posted on 7/3/20 at 1:31 pm to
quote:

People will not like this once they start getting summoned for jury duty every other week
Like people in many other states with low jury thresholds? How do they do it?


We do not need to disrupt our economy at this time by convening juries to decide if [plaintiff's] soft tissue neck pain injury is worth $15K or $17K, many of which will settle the day of trial.
Posted by teke184
Zachary, LA
Member since Jan 2007
104086 posts
Posted on 7/3/20 at 2:08 pm to
Jury rules are that anyone called for service and discharged can’t be called again for 2 years.

This applies even if they don’t actually sit on a case.

I’ve been called about 4 times in 20 years and the only time I ever got close to being on a jury was in federal court. They empaneled the jury and I missed being considered by about 5 jurors.

All other times I went, I sat there for about 6 hours at most then got dismissed for the week and my name removed from the juror pool for 2 years.


Where am I going with this? Point is that we are already calling pools anyway and a vast majority of them are just sitting around then sent home because there were either no cases or a settlement was reached.

About the only change I see is that it raises the chances that someone called for jury duty actually gets placed on a jury, and even then there is a high chance that everyone settles for the trial threshold amount or close to it.
Posted by northLAgoomba
Grand Cane, LA
Member since Nov 2009
3979 posts
Posted on 7/3/20 at 2:12 pm to
And it won't lower auto insurance rates one cent.
Posted by DevilDagNS
Member since Dec 2017
2976 posts
Posted on 7/3/20 at 2:32 pm to
quote:

On collateral source, plaintiff can still recover up to 40% of the difference between the billed/paid charges.


In other words, fraud is still legal.
Posted by Sundance
Shreveport
Member since Jan 2007
445 posts
Posted on 7/3/20 at 2:58 pm to
Consider the following State Law (of course J Bel and his crowd would not accept):
During a traffic stop all cars would be impounded, no exceptions, with a fine, etc. unless they produced the following:
1. proof of current insurance
2. proof of current registration
3. licensed driver whose name matches registration or
has permission to drive the vehicle.
4. current inspection sticker.

If enforced think of all the vehicles which would be removed from the highways!!!!!!!!!
Posted by Jake88
Member since Apr 2005
80001 posts
Posted on 7/3/20 at 3:04 pm to
quote:


We do not need to disrupt our economy at this time by convening juries to decide if [plaintiff's] soft tissue neck pain injury is worth $15K or $17K, many of which will settle the day of trial.
Posted by Mickey Goldmill
Baton Rouge
Member since Mar 2010
26833 posts
Posted on 7/3/20 at 3:21 pm to
quote:

Consider the following State Law (of course J Bel and his crowd would not accept):
During a traffic stop all cars would be impounded, no exceptions, with a fine, etc. unless they produced the following:
1. proof of current insurance
2. proof of current registration
3. licensed driver whose name matches registration or
has permission to drive the vehicle.
4. current inspection sticker.

If enforced think of all the vehicles which would be removed from the highways!!!!!!!!!


Are you kidding me? You think that would stop people from driving? All of those things are still the law to have yet people chance it all the time.

You are way too big government if you support automatic impounding of your personal property simply because your inspection sticker is a couple months behind.
Posted by lsufan1971
Zachary
Member since Nov 2003
24230 posts
Posted on 7/3/20 at 3:35 pm to
If it takes $$$ out of the pockets of scumbag PI trail lawyers it’s a win.
Posted by Redbone
my castle
Member since Sep 2012
20704 posts
Posted on 7/3/20 at 3:42 pm to
quote:

simply because your inspection sticker is a couple months behind.
bullshite way to look at it.

Maybe I shouldn't even be stopped when "simply because" I was doing 100 in a 70 zone.

A nation of laws which we select to enforce only which ones we want.
Posted by Mickey Goldmill
Baton Rouge
Member since Mar 2010
26833 posts
Posted on 7/3/20 at 3:56 pm to
You really gonna compare going 100mph vs not having an updated inspection sticker?

And we are a nation of laws. We have fines on late inspection stickers.
This post was edited on 7/3/20 at 3:57 pm
Posted by PhDoogan
Member since Sep 2018
14977 posts
Posted on 7/3/20 at 4:31 pm to
quote:

ury rules are that anyone called for service and discharged can’t be called again for 2 years.

This applies even if they don’t actually sit on a case.



I guess we ought to tell this to Doug Welborne. I've been called about 4 times in the past 2 years. Unreasonably low threshold. Maybe lower to $40K or $25K at most. One piece of the law I don't like and think is excessive.

I probably don't have the most popular opinions on this subject, but damn! Isn't it great to debate substantive topics for a change vs. whether or not pieces of granite are racist?
Posted by S
RIP Wayde
Member since Jan 2007
172363 posts
Posted on 7/3/20 at 4:45 pm to
quote:

to stand as a bulwark


This post was edited on 7/3/20 at 4:46 pm
Posted by ELVIS U
Member since Feb 2007
11821 posts
Posted on 7/3/20 at 5:09 pm to
Toothless legislation has no teeth
Posted by partyboy1930
Member since Jan 2014
1453 posts
Posted on 7/3/20 at 5:21 pm to
The windfall effect of this bill should definitely cause premiums to go down. SHOULD
Posted by partyboy1930
Member since Jan 2014
1453 posts
Posted on 7/3/20 at 6:51 pm to
The purpose of the reform is simple economics really.

Personal injury attorneys and liberals will try to tell you that the rates won’t go down because of tort reform, but the reason why the rates here are so high to begin with is because we pay out a lot more here for bullshite claims than anywhere else. Thus, by making the law similar to other places like Texas where they don’t pay out as much, the rates SHOULD go down eventually and a more friendly business environment created. A lot of Insurance companies won’t even write auto insurance policies here, such as nationwide. The idea is that they SHOULD start lowering rates because they can now and generate more policy holders. Other insurance companies will then have to adjust because of the lower rates the other ones are offering. I believe the insurance commissioner can do a lot to move the rates down too
Posted by Ace Midnight
Between sanity and madness
Member since Dec 2006
95666 posts
Posted on 7/3/20 at 6:53 pm to
quote:

I believe the insurance commissioner can do a lot to move the rates down too




Like "Jim Donelon", insurance commissioner?

The guy who has been insurance commissioner for 14 years? THAT Jim Donelon?

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