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re: After Hurricane Ian, a low-lying Florida city starts to rebuild. Should it?

Posted on 10/6/22 at 8:53 am to
Posted by Flats
Member since Jul 2019
21765 posts
Posted on 10/6/22 at 8:53 am to
quote:

If you had means you were on your own from what I remember.


That's pretty much always the way our government operates. I had FEMA come around after Michael; they asked for a very rough income bracket, I told them, they walked off.
Posted by BengalOnTheBay
Member since Aug 2022
3855 posts
Posted on 10/6/22 at 8:55 am to
This discussion gets pretty asinine when you really think about what the federal government A) spends money on, generally; and B) how much they spend on disaster declarations, particularly.

The feds spend money on all kinds of disasters, including California forest fires, the Jackson water crisis, landslides in Alaska, and general flooding that occurs in virtually every corner of the US.

Yeah, people living on coastal areas should have to pay for it, but based on what's happening to insurance costs here on the Mississippi Gulf Coast, I feel like, in a significant way, we already are.

For the record, I am against federal government disaster declarations, in a philosophical sense, and I believe the states should bear more of that burden, BUT we are where we are and we have to deal with the feds.
Posted by Flats
Member since Jul 2019
21765 posts
Posted on 10/6/22 at 8:56 am to
quote:

Restrict builds to resist a Cat 5 and be 1ft above historic high flood levels or else they have to sign a waiver stating they are 100% responsible for any weather-related damage which insurance will not cover (ie: cannot apply for, nor accept federal nor state grants due to weather damage).

That should be the standard all along the coasts.




Fair enough, but is it standard for areas with ice storms? Flood plains along the Mississippi? Wildfires? People who live near fault lines? Tornadoes? The entire city of New Orleans?
Posted by tide06
Member since Oct 2011
11184 posts
Posted on 10/6/22 at 9:00 am to
quote:

Would it be possible to construct a residence on pilings that raise the house 20 feet above the ground and reinforce the superstructure such that it can withstand 150 mph hurricane wind?

All buildings in FL in coastal areas have to be built to 160mph wind ratings. Most of the houses you see that were destroyed were built prior to those codes being enacted post Andrew in the early 90s and there were a lot of trailers from the 60s down there as well which simply can’t stand up to a storm.

I could see requiring houses to be built on pilings or raising lot build requirements to get to 10’ minimums in the future due to insurance pressure.

Many insurers are also pushing for concrete construction as well because the structure becomes basically hurricane proof at that point and even with storm surge you are only fixing floors, drywall and cabinets.
This post was edited on 10/6/22 at 9:03 am
Posted by lowhound
Effie
Member since Aug 2014
7534 posts
Posted on 10/6/22 at 9:11 am to
The same articles come out after every hurricane. frick the climate change, your town won't be there in 50 years due to sea level rise, bullshite propaganda.
Posted by goofball
Member since Mar 2015
16864 posts
Posted on 10/6/22 at 9:13 am to
quote:

Many insurers are also pushing for concrete construction as well because the structure becomes basically hurricane proof at that point and even with storm surge you are only fixing floors, drywall and cabinets.


Most newer (mid 1990s or later) homes in south Florida have stucco over CMU walls with concrete. They also have wind rated windows and hurricane straps. That was code after Andrew.

The ones you see heavily damaged by wind were built before then.

Louisiana didn’t beef up their standards until the late 2000’s.
Posted by Tigahs24Seven
Communist USA
Member since Nov 2007
12125 posts
Posted on 10/6/22 at 9:17 am to
I guess when the big one hits LA we should just say.. frick it... and move everybody out permanently.
Posted by The Maj
Member since Sep 2016
27134 posts
Posted on 10/6/22 at 9:18 am to
quote:

But did every citizen affected get govt. assistance? I don’t think so.
If you had means you were on your own from what I remember.


It is the same after any disaster... Always has been...

quote:

NO is different.
Government has invested billions into a levee system providing an expectation of safety. When their system failed they felt they had to rebuild NO.


Doesn't matter, it is not different.... New Orleans will flood again...
Posted by Champagne
Already Conquered USA.
Member since Oct 2007
48357 posts
Posted on 10/6/22 at 9:28 am to
quote:

built to 160mph wind ratings


I did not know that it was possible to build wood frame structure of that strength.
Posted by CleverUserName
Member since Oct 2016
12618 posts
Posted on 10/6/22 at 9:45 am to
quote:

After Hurricane Ian, a low-lying Florida city starts to rebuild. Should it?


Was this ever a question about the media about New Orleans? Shoved in between the stories of how it was Bush’s fault? Somehow like the Jackson, MS water problem is the Governor’s fault?
This post was edited on 10/6/22 at 9:46 am
Posted by DUKE87
Covington, LA
Member since May 2021
674 posts
Posted on 10/6/22 at 9:55 am to


quote:

This is not what Louisiana thinks


We have one of the largest pump systems ever and its barely working when a storm hits.. insurance home/ car is sky high and electric is sky high for the state. Just so we can be resilient..

Funding is the biggest issue. LA is the poorest state. Relies on a lot of Federal funding.

The oil industry has shifted to Houston/ Texas area in the past 20 years.

The erosion from storms is increasing more than we can repair. Not just LA coast but everywhere on the coast.

Posted by notsince98
KC, MO
Member since Oct 2012
17992 posts
Posted on 10/6/22 at 10:48 am to
if you build in florida you should be required to build to higher structural standards than 2x4 framing. There are plenty of construction methods that would hold up to hurricanes. Would they be more expensive? Most likely. Would they be more than 2 or 3x the cost? probably not. Avoiding one rebuild would pay for it.

Insurance companies should not sell policies for structures that can't take it.
Posted by Flats
Member since Jul 2019
21765 posts
Posted on 10/6/22 at 10:53 am to
quote:

if you build in florida you should be required to build to higher structural standards than 2x4 framing.


It's not really necessary. Hell, there are new mobile homes that were untouched by Michael. The guy I get shrimp from lives in one, it's probably 3 years old. He had no trees around and the wind didn't touch it.
Posted by Ten Bears
Florida
Member since Oct 2018
3283 posts
Posted on 10/6/22 at 11:05 am to
quote:

Would it be possible to construct a residence on pilings that raise the house 20 feet above the ground and reinforce the superstructure such that it can withstand 150 mph hurricane wind?


There is a house on Pensacola Beach that was engineered and built to withstand a category 5 storm, and a 20' storm surge. Theoretically, it can supposedly withstand 300mph winds. It is a monolithic dome design.
This post was edited on 10/6/22 at 11:07 am
Posted by NC_Tigah
Carolinas
Member since Sep 2003
123918 posts
Posted on 10/6/22 at 11:42 am to
quote:

living just 7 feet above sea level.
quote:

But flooding was not unexpected. For decades, scientists, environmentalists, geographers and city planners have warned that large swaths of the U.S. coastline are at risk
Yeah.
Because prior to industrialization hurricanes never carried a storm surge >7ft.
Posted by Bard
Definitely NOT an admin
Member since Oct 2008
51614 posts
Posted on 10/6/22 at 12:02 pm to
quote:

Fair enough, but is it standard for areas with ice storms? Flood plains along the Mississippi? Wildfires? People who live near fault lines? Tornadoes? The entire city of New Orleans?



In certain areas there are higher building standards focused on some of those events you mentioned (but not as many as there probably should be).
Posted by Taxing Authority
Houston
Member since Feb 2010
57249 posts
Posted on 10/6/22 at 12:11 pm to
quote:

Taxpayer money should not be used to rebuild residential houses or commercial property.
Ultimately, this. And it's a good example of how government "help" is actually oppressive.

Because taxpayers hold the liability for future flooding (even 178 years in the future), the government gets to tell these people where they can live.

Dependency comes with a price. You become someone's b*tch.
Posted by The Maj
Member since Sep 2016
27134 posts
Posted on 10/6/22 at 12:20 pm to
quote:

Insurance companies should not sell policies for structures that can't take it.



They already do not OR they make you pay through the nose for them...

Coastal FL is covered under the State insurance pool...
Posted by blueridgeTiger
Granbury, TX
Member since Jun 2004
20273 posts
Posted on 10/6/22 at 12:21 pm to
quote:

If people want to spend their money or continue to stay, that’s their choice.


Their choice impacts us all. The expenses incurred rebuilding access to these low lying areas are considerable.
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