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re: Would you let an insurance nurse come to your house?

Posted on 8/19/25 at 10:36 pm to
Posted by LRB1967
Tennessee
Member since Dec 2020
22911 posts
Posted on 8/19/25 at 10:36 pm to
I have BCBS. I told them I have a good doctor who sees that all medical needs are addressed and didn't need anyone coming to my house. I hadn't heard of this before and just wanted to see if anyone else is getting calls like this.
Posted by ElderTiger
Planet Earth
Member since Dec 2010
7668 posts
Posted on 8/20/25 at 8:22 am to
I’ve also been told they do an evaluation of the home and make suggestions about bars in the bathroom, remodel of rugs and other safety issues.

I do remember an old guy telling me he had a home nurse visit him a couple of times a week. He said he liked it because they bathed him.
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
30903 posts
Posted on 8/20/25 at 9:12 am to
quote:

you medicare


Not old enough for Medicare yet


Are you applying for a life insurance?
Posted by LRB1967
Tennessee
Member since Dec 2020
22911 posts
Posted on 8/20/25 at 10:56 am to
No, not applying for life insurance
Posted by LSU alum wannabe
Katy, TX
Member since Jan 2004
27580 posts
Posted on 8/20/25 at 11:48 am to
Getting old Baw.
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
30903 posts
Posted on 8/20/25 at 12:32 pm to
quote:

No, not applying for life insurance


Not applying for life insuarnce and not on medicare, how sick are you that an NP would need to come to your house?
Posted by profdillweed
Gulf of America
Member since Apr 2025
2190 posts
Posted on 8/20/25 at 12:33 pm to
quote:

Medical insurance company


You sure it wasnt Life Insurance?
This post was edited on 8/20/25 at 12:36 pm
Posted by Bridget O
Kilgarvan
Member since Dec 2020
406 posts
Posted on 8/20/25 at 1:34 pm to
Do not do it….the less insurance companies know about you, the better.
Posted by eatpie
Kentucky
Member since Aug 2018
1563 posts
Posted on 8/20/25 at 2:10 pm to
quote:

Medical insurance company called today and said they wanted to send a nurse practitioner to my house to do an evaluation.


Before you get excited and answer the door buck-nekkid, make certain it isn't a male nurse (if there is such a thing).

Unless, of course, you are into that...

Posted by LRB1967
Tennessee
Member since Dec 2020
22911 posts
Posted on 8/20/25 at 2:13 pm to
That is exactly what I told them on the phone. I shouldn't need an in home evaluation. I am 58, work multiple jobs, blood work done in February looked great.
Posted by LSUSkip
Central, LA
Member since Jul 2012
24717 posts
Posted on 8/20/25 at 2:26 pm to
You aren't going through a contested divorce are you? I swear I've heard this one before.
Posted by duckblind56
South of Ellick
Member since Sep 2023
4461 posts
Posted on 8/20/25 at 8:02 pm to
Good for you. Do you think someone reported she wasn't being properly taken care of or isn't able take care of herself?
Posted by akimoto
Thibodaux
Member since Jun 2010
616 posts
Posted on 8/20/25 at 9:28 pm to
The in home evaluations can be either good or bad. Guess it depends on your health and situation.

As someone else mentioned it does include an evaluation of your socioeconomic status to see if you need any help. So for the elderly living alone, a social services consult could be placed to help with safety in the home, but also things like transportation or assistance with paying for meds and food.

Could be bad, I guess because there is a review of your medications and any diagnosis that has been claimed or filed. The evaluator will either confirm, deny, or defer each diagnosis, medication, or claim.

Then there is a quick physical exam, which may or may not confirm a new diagnosis.

It’s another set of eyes on your health and it depends on who gets sent out to do your evaluation. Also, some people qualify for in home testing of different diseases.

Lastly some instances offer gift cards for your time anywhere from $25-$100.
Posted by Rick9Plus
Baton Rouge
Member since Jul 2020
2432 posts
Posted on 8/20/25 at 9:33 pm to
You guys don’t get it. The insurance companies that are medicare, medicaid, or part of obamacare that get paid by the government get so much per year per patient. This amount is partially determined by what conditions were coded for during the previous year. The provider who comes to your house makes sure to document all your health conditions, ensuring they are coded so the insurance company gets the max dollar amount for you for next year. None of it affects what is covered for you by insurance and they can’t deny you for anything based on the visit.
This post was edited on 8/20/25 at 9:35 pm
Posted by Landmass
Premium Member
Member since Jun 2013
24797 posts
Posted on 8/20/25 at 9:35 pm to
Posted by Spankum
Miss-sippi
Member since Jan 2007
60562 posts
Posted on 8/20/25 at 10:27 pm to
My insurance calls it a “wellness visit”. I did it one time and they just talked to me about being too fat, blood pressure, triglycerides, etc. I now just tell them I am not interested, it was a bunch of common-sense information that I took no action on.
Posted by awestruck
Member since Jan 2015
13304 posts
Posted on 8/20/25 at 11:38 pm to
quote:

Be naked when she shows up.
And what if she was a he.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
148276 posts
Posted on 8/20/25 at 11:40 pm to
quote:

Would you let an insurance nurse come to your house?
only if my wife isn’t home
Posted by BlueMoon59
Member since Mar 2014
66 posts
Posted on 8/21/25 at 2:23 am to
Humana calls repeatedly for my husband to have this done. They came a couple of times. They call incessantly and I keep telling them no, but they still call from several different numbers.
Posted by lsu777
Lake Charles
Member since Jan 2004
36713 posts
Posted on 8/21/25 at 7:25 am to
quote:

Medical insurance company called today and said they wanted to send a nurse practitioner to my house to do an evaluation. Seems that my yearly physical ought to be sufficient. Has anyone else here experienced this?


wait for medical insurance? frick no, i wouldnt let them

pretty normal for life insurance but they are just taking blood and BP for the most part and i think a urine sample.

but for medical insurance...frick off
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