akimoto

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Get an HSA plan with the highest deductible allowed and contribute the max you can every year. Invest the money for long term growth and never use the money until you absolutely have to. The money is triple tax advantaged and if you die it goes into o your estate as an IrA would..

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Do this. Our insurance was roughly $1200 a month for a family of 4 with a middle tiered plan. We hardly have to go to the Dr except for yearly checkups. Switched to high deductible plan with HSA. Premium per month is like maybe $4-500. We take the difference and max out HSA. So still getting close to the $1200/month taken out of monthly checks, but we have $8500/year going into an account we can invest in. Look at the max deductible and out of pocket costs and it’s probably close to the $8500.

We pay all healthcare costs out of pocket and save the receipts to reimburse ourselves. I don’t plan to use those until retirement date.

If you have a good local pharmacy use them instead of the chains. My wife’s Adderall is cheaper each month paying cash price rather than the price we were paying when we were using insurance.

Dentist and vision insurance is a scam too. Cash price for visits are close to the amount you pay for insurance for the year. Vision covers yearly eye exams and discounts on glasses or contacts. If you actually have an eye problem that’s considered medical and vision insurance doesn’t cover it. Your health insurance does, that’s if they except your health insurance.

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Curious of starting and career progression?

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Pay depends on work setting and can vary. I would say hourly pay is probably in the range of $60-80/hr maybe 90 an hour for a regular NP. I think $100/hr plus for psychiatric NP. Neonatal NPs I think do really well.

Most NPs will be in the $60-80/hr range. As far as I know emergency room NPs make the same no matter the amount of experience. New grad makes the same as someone with 20 years of experience unless they negotiated into their contract. Same goes for PAs. This is my experience working for two different groups in southeast Louisiana and talking to other APPs that have worked for other groups.

Pay changes depending on speciality and work setting. She should think about that before taking a job if she gets multiple offers when she graduates. I was offered a position with a lower base pay salaried position with performance/production bonus, which would probably end up being higher than I make now in the ER & urgent care setting, but I couldn’t see myself doing the job for the next 15+ years until retirement so I turned it down.

The income potential is there, but it just depends on what she’s willing to do/sacrifice to get there. During COVID, I was making the same as an rn as I’m making now, which of course was a special circumstance, but she could do travel nursing and make the same as an NP. It just depends on what kind of stability and family/home life she wants.

One last thing, FNPs aren’t technically trained to work in the hospital inpatient setting, so that is something she should keep in mind when finding a job. She can always go back to school for a post masters/doctorate certificate or take the required skills and educational CEs to sit for boards. State nursing boards haven’t cracked down on this yet, but I think there is a move in that direction coming. There’s some cases where NPs have lost their license or were fined/sanctioned, because they graduated with an FNP and worked as an inpatient provider.

It’s pretty much an above ground pool that you sink into the ground, but have 4 foot ish walls around it. The deep end is dug deeper and has maybe a two inch slab and walls. You then install a linear over it which can be 32 mm thick.

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FWIW, Academy has this rig on sale right now for $48

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I’ve had this setup for years, except mine doesn’t have the rack next to it. It’s been good for me. Did about 100 chicken wings using it for Super Bowl one year. Also have done fish fries. The burner also works well for wok frying or searing steaks on a cast iron skillet.

I’ve done reverse sear with sous vide steaks on it. I just rotate the pan 1/3 of the way around every 45 seconds and then flip. Steaks come out perfect.

Just got a check from the state of California for $4700. I didn’t have to submit any documents, but my wife needs something proof of address with her name on it. We lived in California for a couple of years and it looks like a class action lawsuit was filed when we worked there. Her claim is for about the same, but we lived there over 10 years ago. Trying to sift through old emails for a copy of a receipt or something.

First got the notice we had unclaimed money from some PI firm. They wanted ~$500 to help us claim it, but after a quick search I found out you can just go to the states lost money website yourself.

My generator is not 8 ft from the meter maybe 3-4 feet at the most. I had a site plan drawn up and submitted to the parish for approval and they didn’t give me any trouble. I ran pipe from the meter along my walk and flexed it to the generator. Permit was approved and inspected by the parish without problems. Haven’t had any performance issues either. Ran through the ice storm 2 years ago without problems.

I had transfer switch installed when building and the meter was installed next to power when we built because I knew I would eventually install a generator. I ran gas myself and had a guy that installed generators hook up the wires once we were ready to install the whole unit. All permitted and inspected. Hope that helps. I guess it all depends on where you live for requirements.

If you’re looking for tools or specifically anything that Vevor makes, you can usually find it on Temu for a lot cheaper than Amazon or the Vevor website. Sometimes the pictures will have Vevor in it too.

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1 gallon of 30% vinegar, 1 cup salt, 1 Tablespoon dish soap (surfactant).

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I’ve tried this and yields same results as using the tractor supply stuff. Maybe I’m not spraying enough. Also it didn’t seem to be a cheaper option for me.

All my research says get a Bambu printer because it’s best plug and play. Makerworld is the website that has pretty much all the files you want to print.

Another poster said it and I’ll second it. The Elegoo Carbon seems to be a replica of the Bambu equivalent, but the software isn’t the same. Plenty of good YouTube videos to walk you through either printer.

I bought the Elegoo for my son that’s 7, and very happy with it so far. Your kid likely won’t know the difference between the two brands, because they only care about the end product. It comes down to what you want you put into it.

$100-$200 or even $500 doesn’t necessarily make a better end product, it comes down to how much effort you want to put into it.

I like to figure things out so I went the Elegoo route and took the difference in price to buy more filament. My son has waken up everyday and won’t go to sleep because he wants to see what is printing. He doesn’t care what it is, just that something is printing.

Good luck with whatever you choose, but it’s worth it because your kid will love it. Don’t know how old you are but I remember when we got the internet and a color printer at home and it was all I was obsessed about once we got it. Your kid will feel the same way.

These shelves are easy to build, pretty cheap, and sturdy.



Garage shelf plans



If you want to build tote storage this is also easy to build and cheap. There’s a calculator that shows you how to build and what lumber to buy to fit your needs.

Tote Storage Calculator