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re: Will insurance repair or total this?

Posted on 12/9/17 at 8:29 pm to
Posted by Martini
Near Athens
Member since Mar 2005
49697 posts
Posted on 12/9/17 at 8:29 pm to
quote:


My info is the truth - not a O-T Lounge opinion - I live in the real world of the car business


Such as?

You race cars, sell cars, wash cars? What?
Posted by AncientTiger
Mississippi- Louisiana - Destin
Member since Sep 2016
2104 posts
Posted on 12/9/17 at 8:30 pm to
Yes ? In Mississippi we got our DL @ 15 ( 1979 ) - so licensed to drive for 37 years! Thanks for reminding me.
Posted by bayou choupique
the banks of bayou choupique
Member since Oct 2014
1848 posts
Posted on 12/9/17 at 8:32 pm to
It's. A dodge, pray it's totaled and buy something else.
Posted by BamaFan89
T-Town
Member since Dec 2009
19303 posts
Posted on 12/9/17 at 8:34 pm to
quote:

My info is the truth - not a O-T Lounge opinion - I live in the real world of the car business.


Congratulations. I’m an actual insurance adjuster.
Posted by AncientTiger
Mississippi- Louisiana - Destin
Member since Sep 2016
2104 posts
Posted on 12/9/17 at 8:34 pm to
How can I be of assistance? Proud to say my career has led from car sales to sales management to operating the largest brand specific Luxury dealership in the country.
Posted by AncientTiger
Mississippi- Louisiana - Destin
Member since Sep 2016
2104 posts
Posted on 12/9/17 at 8:37 pm to
Ok ? I work with insurance adjusters on a daily basis. My relationship with adjusters swings a car from a non total to a total on a daily basis. If you say otherwise I call BS!
Posted by MGP
Louisiana
Member since May 2014
377 posts
Posted on 12/9/17 at 8:38 pm to
That will most probably be repaired. Airbags are not always a total.
Posted by BamaFan89
T-Town
Member since Dec 2009
19303 posts
Posted on 12/9/17 at 8:41 pm to
quote:

I work with insurance adjusters on a daily basis.


Again, congratulations. That doesn’t mean much.

quote:

My relationship with adjusters swings a car from a non total to a total on a daily basis.


Sure thing, buddy.
Posted by Tiger in the Sticks
Back in the Boot
Member since Jan 2007
1929 posts
Posted on 12/9/17 at 8:45 pm to
I think the threshold for total loss in Louisiana is when repairs reach 75% of retail according to NADA guide.
Posted by AncientTiger
Mississippi- Louisiana - Destin
Member since Sep 2016
2104 posts
Posted on 12/9/17 at 8:49 pm to
I understand - BamaFan. Actually I managed a large family luxury dealership in Birmingham before moving to larger opportunities.

Remember in life & business sometimes it’s not what you know, it’s whom you know - cheers & best of luck. Remember take care of the customer & don’t cheat them on repairs.

Posted by BamaFan89
T-Town
Member since Dec 2009
19303 posts
Posted on 12/9/17 at 8:52 pm to
quote:

Remember take care of the customer & don’t cheat them on repairs.


Never
Posted by Retrograde
TX
Member since Jul 2014
2914 posts
Posted on 12/9/17 at 9:25 pm to
It has frame and is totaled, no doubt. No way that left center rail is untouched.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
76217 posts
Posted on 12/9/17 at 9:49 pm to
quote:

In Mississippi we got our DL @ 15 ( 1979 )
Fun Fact:
In Mississippi in 1976 you could get your Learner’s Permit at age 14 and 1/2.

You had to have a licensed driver with you (of any age!) in the passenger seat and the Learner could drive from 6:00 AM until Midnight.

This is how a shitty State stays at #50.
Posted by 3deadtrolls
lafayette
Member since Jan 2014
7092 posts
Posted on 12/9/17 at 9:51 pm to
Do the doors all open and close correctly? Drivers side of the vehicle looks tweaked at least to the back of the driver door. Corner impact?
Posted by jordan21210
Member since Apr 2009
14228 posts
Posted on 12/9/17 at 9:59 pm to
Citadel

I know nothing regarding repairs, but my guess is there is no frame damage, they may repair it. Looks mostly cosmetic on the front end + airbags. Value is a little higher pending the mileage since it's a Citadel.
Posted by HubbaBubba
North of DFW, TX
Member since Oct 2010
52654 posts
Posted on 12/10/17 at 11:27 am to
quote:

Citadel

I know nothing regarding repairs, but my guess is there is no frame damage, they may repair it. Looks mostly cosmetic on the front end + airbags. Value is a little higher pending the mileage since it's a Citadel
Yeah, not only is it a Citadel, it has the optional Technology package, second row captain's chairs, adaptive cruise control, towing package and a brand new set ($1300+) of tires, plus a lifetime warranty. So it's the costliest Citadel available without the Hemi engine.
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59454 posts
Posted on 12/10/17 at 12:09 pm to
If they total it, you won't get any $ for your new tires.
Posted by Charlie Arglist
Wichita, Kansas
Member since Nov 2012
5550 posts
Posted on 12/10/17 at 12:15 pm to
(no message)
This post was edited on 12/10/17 at 1:10 pm
Posted by Sao
East Texas Piney Woods
Member since Jun 2009
68469 posts
Posted on 12/10/17 at 12:26 pm to

It's astonishing to me we are at a place with automobiles that damage like that is considered junk. I swear there has to be a bubble in here somewhere. How on Earth did we get to this point?
Posted by HarryBalzack
Member since Oct 2012
16369 posts
Posted on 12/10/17 at 2:11 pm to
quote:

If they total it, you won't get any $ for your new tires.
Allstate gave us money for new tires on a car my wife totaled. At least they said they did...
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