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Started By
Message
re: Will an unpaid hospital bill hurt my credit score?
Posted on 11/13/18 at 12:21 pm to TigersHuskers
Posted on 11/13/18 at 12:21 pm to TigersHuskers
I have like 4 of them on my credit report. has never negatively affected me. Just bought a car last month, bought a house 3 years ago when they were on the report as well and they were never brought up and i have great interest rates.
I'm not going through the trouble of getting the dumbasses at the billing department to correct the issue they fricked up. I'm also not paying for shite that is given to me at the doctors office when i'm not told how much it will cost. They hand shite out like everything is free. I always ask if this will cost extra, and the normal response is "i'm not sure, depends on your insurance". WELL FIND THE frick OUT THEN! that's like going to the mechanic and he says hey you want me to change this out for you too, and you say, how much will that costs, and he says, i don't know, i'll just add it to your bill, and you say, sure that sounds reasonable.
This country needs a revamp of our medical system from top to bottom. There is no reason an advil should cost $20 for one of them when in the hospital when you can buy 100 of them at CVS for $8.
I'm not going through the trouble of getting the dumbasses at the billing department to correct the issue they fricked up. I'm also not paying for shite that is given to me at the doctors office when i'm not told how much it will cost. They hand shite out like everything is free. I always ask if this will cost extra, and the normal response is "i'm not sure, depends on your insurance". WELL FIND THE frick OUT THEN! that's like going to the mechanic and he says hey you want me to change this out for you too, and you say, how much will that costs, and he says, i don't know, i'll just add it to your bill, and you say, sure that sounds reasonable.
This country needs a revamp of our medical system from top to bottom. There is no reason an advil should cost $20 for one of them when in the hospital when you can buy 100 of them at CVS for $8.
0
Posted on 11/13/18 at 12:21 pm to TigersHuskers
quote:
except I make between 7,000 and 10,000 a month.
Well if that is the case, pay whatever it is and use it as a life lesson.
Posted on 11/13/18 at 12:24 pm to Mingo Was His NameO
How does this make me scum of society?
Posted on 11/13/18 at 12:25 pm to TigersHuskers
quote:
How does this make me scum of society?
You stole frombthevhospital. It's pretty simple.
Posted on 11/13/18 at 12:26 pm to Mingo Was His NameO
quote:
You stole frombthevhospital. It's pretty simple.
ok bro
Posted on 11/13/18 at 12:27 pm to TigersHuskers
so youve never stolen a thing in your life? Never a towel from a nice hotel?
Posted on 11/13/18 at 12:27 pm to TigersHuskers
Credit my arse. You're going to jail, sure as hail!
Posted on 11/13/18 at 12:28 pm to TigersHuskers
The facts:
1. You were rendered $70 worth of services
2. You didn't pay them so the hospital had to sell it to someone else
3. The hospital lost $50 on the transaction
4. You stole from the hospital.
1. You were rendered $70 worth of services
2. You didn't pay them so the hospital had to sell it to someone else
3. The hospital lost $50 on the transaction
4. You stole from the hospital.
Posted on 11/13/18 at 12:30 pm to TigersHuskers
quote:Uhhh... Really? You think this is ubiquitous? How fricking trashy are you?
Never a towel from a nice hotel?
Posted on 11/13/18 at 12:30 pm to TigersHuskers
I will say, if you do not want to pay you will be OK.
If you make good money and are up to date on everything else, you have a strong argument against the Collections Company. You can tell them to frick off or take what your offer is.
If you make good money and are up to date on everything else, you have a strong argument against the Collections Company. You can tell them to frick off or take what your offer is.
Posted on 11/13/18 at 12:33 pm to TigersHuskers
quote:I almost got a contempt of court charge when I literally laughed out loud at a bankruptcy judge reading the riot act to a couple in a preceding during the Enron Scandal. Young couple bankrupting a couple thousand in med bills yet Enron bankrupted BILLIONS. Gimme a freakin break on how a few thousand is so dangerous to society.
How does this make me scum of society?
So somehow your $70 med bill in collections is worse than Sears bankrupting, shutting stores, laying off workers....people are screwed in the head with their superior morality thinking.
Besides, without little $70 collection items the whole collection industry that employs thousands of people would cease to exist. You're simply providing a business opportunity and gainful employment.
Posted on 11/13/18 at 12:38 pm to TigersHuskers
Don't pay it. Claim it as a Christmas gift.
Posted on 11/13/18 at 12:40 pm to Mingo Was His NameO
quote:
he facts:
1. You were rendered $70 worth of services
You don't konw that as a fact.
The dumbass playing on facebook behind the desk might have simply coded it wrong, so the insurance didn't pay it and that's why you're getting the bill.
Billing mistakes are made all the time, and most people just pay them without question.
I get a check from a doctor probably 3 times a year b/c i overpaid for something. How many other times have i overpaid for something and didn't get that check back? We deal with doctors a lot with my youngest, and the billing is routinely a clusterfrick.
Posted on 11/13/18 at 12:40 pm to Sidicous
quote:
So somehow your $70 med bill in collections is worse than Sears bankrupting, shutting stores, laying off workers....people are screwed in the head with their superior morality thinking.
except no one said anything about Sears. Where the frick are you pulling this shite from?
OP claims to make 7-10K/month, but didn't pay a $70 hospital bill. Sure hes irresponsible, but he's fricking stupid to boot.
and all that money the hospital writes off is passed on to other consumers via higher helath care costs- whether its justified, collected, whatever. I mean it was a $70 bill! If hes the baller he says he is, why didn't he pay it?
He's either a broke dick or just a shithead.
Posted on 11/13/18 at 12:44 pm to TeddyPadillac
quote:
You don't konw that as a fact.
The dumbass playing on facebook behind the desk might have simply coded it wrong, so the insurance didn't pay it and that's why you're getting the bill.
Ok, I'll amend. He was rendered services for a fee that he did not pay. The hospital still sold it for probably about 20% of its value. He still stole from the hospital.
Posted on 11/13/18 at 12:51 pm to Mingo Was His NameO
quote:
Ok, I'll amend. He was rendered services for a fee that he did not pay. The hospital still sold it for probably about 20% of its value. He still stole from the hospital.
I'm gonna cut your grass tomorrow and send you a bill for it.
pay it or you're a piece of shite.
Posted on 11/13/18 at 12:55 pm to TeddyPadillac
quote:
I'm gonna cut your grass tomorrow and send you a bill for it.
pay it or you're a piece of shite.
Exactly the same thing. Great job.
Posted on 11/13/18 at 1:00 pm to TigersHuskers
quote:
I did that, they said I have to go through the outside collections agency now. Havent been contacted by one yet so I have no idea whats going on.
There is absolutely no chance that the hospital didn't attempt to collect this debt from you multiple times before turning it over to a debt collector. ZERO chance. They have without question attempted to call you and sent you multiple invoices before deciding "frick this deadbeat" and turning you over to a collections agency.
Just admit it, you refused to pay thinking the debt would just go away and now it's in collection.
And given that we now know you have lied about this story here on an anonymous message board, we must surmise that you probably have several bills in collection right now and your credit rating sucks anyway so no this probably won't hurt it further.
Posted on 11/13/18 at 1:03 pm to cas4t
quote:
tagged with what? it's a $70 bill and the CA has paid the hospital for it. They prob gave them $20 and the hospital moved on.
Hospitals pay the collection agencies.
Medical debt may go on your credit report, however, it does not affect your score.
Often times the agency will work with you to set up a plan as the first action. As long as they receive something regularly, they will leave you alone, afterwards.
Posted on 11/13/18 at 1:03 pm to Mingo Was His NameO
quote:
Exactly the same thing. Great job.
You don't like people assuming you wanted a service that cost money, without them actually asking you if you'd like that service?
As i said before, nurses and doctors operate as if everything is free so they give you shite and do shite without telling you it's costs and then hit you with a bill after.
If you had told me this test was going to cost money outside of my copay, or this x-ray would be extra, maybe i wouldn't have done it. Let me decide what happens based on financial decisions, don't just assume i want to do everything you recommend regardless of costs.
This post was edited on 11/13/18 at 1:04 pm
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