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Will an unpaid hospital bill hurt my credit score?

Posted on 11/13/18 at 12:10 pm
Posted by TigersHuskers
Nebraska
Member since Oct 2014
11310 posts
Posted on 11/13/18 at 12:10 pm
Got something in the mail today saying that its going to a collection agency. The worst part was this started out as an ER bill that was under $100 that I forgot to pay it.


Just wondering how much this will hurt me. And no im not poor, i just forgot about this.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
25455 posts
Posted on 11/13/18 at 12:11 pm to
quote:

Will an unpaid hospital bill hurt my credit score?


Yes retard, an unpaid debt will hurt your credit score.

Call the hospital and try to get them to pull it back from collections and pay it.

quote:

And no im not poor, i just forgot about this


So just irresponsible and/or dumb, got it.
This post was edited on 11/13/18 at 12:13 pm
Posted by Mouth
Member since Jan 2008
20962 posts
Posted on 11/13/18 at 12:11 pm to
quote:

Just wondering how much this will hurt me. And no im not poor, i just forgot about this.


exactly what a poor person would say.
Posted by Chappy
G-Town
Member since Jul 2007
3407 posts
Posted on 11/13/18 at 12:12 pm to
Ignore the collection agency and send the hospital $25 a month until it’s paid off
Posted by cas4t
Member since Jan 2010
70903 posts
Posted on 11/13/18 at 12:12 pm to
yes, it will. Just pay it. Sounds like this is a final warning before it goes to collections. Either way, it'll hit your credit.
Posted by WPBTiger
Parts Unknown
Member since Nov 2011
30991 posts
Posted on 11/13/18 at 12:12 pm to
Money board.
Posted by TigersHuskers
Nebraska
Member since Oct 2014
11310 posts
Posted on 11/13/18 at 12:13 pm to
quote:

Call the hospital and try to get them to pull it back from collections and pay it.



I did that, they said I have to go through the outside collections agency now. Havent been contacted by one yet so I have no idea whats going on.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
25455 posts
Posted on 11/13/18 at 12:14 pm to
quote:

Ignore the collection agency


If it's already in collections the debt is owned by the collection agency. Sending checks to the hospital would be nothing more than a donation while the credit agency will continue to harass you.
Posted by TigersHuskers
Nebraska
Member since Oct 2014
11310 posts
Posted on 11/13/18 at 12:14 pm to
quote:

exactly what a poor person would say.



except I make between 7,000 and 10,000 a month.
Posted by 14&Counting
Eugene, OR
Member since Jul 2012
37618 posts
Posted on 11/13/18 at 12:15 pm to
quote:

Got something in the mail today saying that its going to a collection agency. The worst part was this started out as an ER bill that was under $100 that I forgot to pay it.


I never pay my medical bills until they threaten to send it to collections. I am always hoping insurance will cover it. If they are sending it to collections, then you owe it.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
25455 posts
Posted on 11/13/18 at 12:15 pm to
quote:

I did that, they said I have to go through the outside collections agency now. Havent been contacted by one yet so I have no idea whats going on.


Of they've already sold it you're pretty much screwed. Pay it and move on. Be an a-hole to the collection agency and try to get them to remove it before you pay it.
Posted by LSURussian
Member since Feb 2005
126962 posts
Posted on 11/13/18 at 12:15 pm to
quote:

I forgot to pay it.
quote:

Will an unpaid hospital bill hurt my credit score?
I sure hope so.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
25455 posts
Posted on 11/13/18 at 12:17 pm to
quote:

I never pay my medical bills until they threaten to send it to collections. I am always hoping insurance will cover it. If they are sending it to collections, then you owe it.


Well that's just stupid, you not paying it is going to magically change your insurance plan. It's either covered or it's not.
Posted by cas4t
Member since Jan 2010
70903 posts
Posted on 11/13/18 at 12:17 pm to
quote:

I did that, they said I have to go through the outside collections agency now. Havent been contacted by one yet so I have no idea whats going on.



check your credit in a few days if you do't get a call. It will likely have a name and maybe a number for the collections agency.

Sometimes they'll call and give you the option to pay it before it hits your credit, but they also fricking lie, so make sure you check your credit either way.

and you can haggle with a CA. Don't pay more than what was owed. They bought the debt for pennies on the dollar, so even just paying what you initially owed is a winner for them. But there will be "additional fees" tacked on now. Don't pay those.
Posted by TigersHuskers
Nebraska
Member since Oct 2014
11310 posts
Posted on 11/13/18 at 12:17 pm to
Im just pissed because it was a $70 bill
Posted by cas4t
Member since Jan 2010
70903 posts
Posted on 11/13/18 at 12:18 pm to
quote:

I never pay my medical bills until they threaten to send it to collections. I am always hoping insurance will cover it.


jesus christ
Posted by tigerinthebueche
Member since Oct 2010
36791 posts
Posted on 11/13/18 at 12:18 pm to
quote:

I have to go through the outside collections agency now. Havent been contacted by one yet so I have no idea whats going on.



seems simple enough. you owe the hospital money. you are a deadbeat. They are trying to get paid. you have to pay them thru the agency.


PAY YOUR DEBT SCUMBAG.

the rest of us don't feel like getting tagged cause you suck, are poor and irresponsible.
Posted by go ta hell ole miss
Member since Jan 2007
13625 posts
Posted on 11/13/18 at 12:19 pm to
An unpaid any bill will hurt your credit. Unless it is to Johnny no-Thumbs for unpaid unsecured debt. In which case it will simply hurt your physical appaearance and anatomy.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
25455 posts
Posted on 11/13/18 at 12:19 pm to
quote:

Im just pissed because it was a $70 bill


I'm not sure what's funny about you being a scum on society and not paying for the services you were rendered. The hospital had to sell your debt for probably 20% of what it's worth because you were irresponsible and essentially stealing.

Hilariousv
Posted by cas4t
Member since Jan 2010
70903 posts
Posted on 11/13/18 at 12:19 pm to
quote:

the rest of us don't feel like getting tagged cause you suck, are poor and irresponsible.



tagged with what? it's a $70 bill and the CA has paid the hospital for it. They prob gave them $20 and the hospital moved on.
This post was edited on 11/13/18 at 12:20 pm
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