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Started By
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re: Why do some people call a truck/car payment a "note"?
Posted on 3/31/25 at 7:37 am to TigersHuskers
Posted on 3/31/25 at 7:37 am to TigersHuskers
Why does government call them TBills and TNotes?
0
Posted on 3/31/25 at 7:58 am to DavidTheGnome
I’d much rather have LucasP here as a regular participant than your useless (to me) information about consumer loans.
Posted on 3/31/25 at 9:07 am to TigersHuskers
Because they payments were around $100?
Just a guess.
Just a guess.
Posted on 3/31/25 at 9:43 am to TigersHuskers
Also, mortgage payment commonly is often called a "house note"
Posted on 3/31/25 at 10:32 am to TigersHuskers
Might want to read the title of the documents you are signing when agreeing to make those payments.
Posted on 3/31/25 at 11:02 am to TigersHuskers
You are making payments on a promissory note secured by the vehicle.
Posted on 3/31/25 at 11:04 am to forkedintheroad
quote:
Hahaha. You think you own it then? Stop paying the taxes.
You could stop paying taxes if you aren’t driving it and turn in tags. At least in states I’ve lived in. My two older vehicles are permanently registered too so no taxes or reg fees.
ETA: why do people download actual 100% veritable facts? Retarded.
This post was edited on 3/31/25 at 1:27 pm
Posted on 3/31/25 at 11:06 am to TigersHuskers
The loan is a note payable
The payment is a payment on the note payable
The payment is a payment on the note payable
Posted on 3/31/25 at 11:26 am to TigersHuskers
Anyone ever hear someone who was buying something on credit call it "on the tick" as in "It didn't cost me nothing, I got it on the tick for $100 a month...."?
I haven't heard anyone buy anything on the tick in years but it used to be a pretty common phrase in North Georgia....
I haven't heard anyone buy anything on the tick in years but it used to be a pretty common phrase in North Georgia....
Posted on 3/31/25 at 12:19 pm to forkedintheroad
quote:
You think you own it then? Stop paying the taxes.
You don’t have to pay taxes on a vehicle. To drive on public roads yes you pay a tax for a tag, but I own several farm trucks that I don’t put tags on because they never leave the farm property
Posted on 3/31/25 at 12:28 pm to TigersHuskers
You sign a promissory "note" saying you will make the payments. Your payments are being applied to the note.
Posted on 3/31/25 at 12:41 pm to TigersHuskers
quote:
Growing up for me it was always called a payment
The best I can figure is it is just a regional colloquialism. It is called a payment in every place I have ever lived or had a lot of connection to except LA. It may be a Gulf Coast thing.
It is a bit imprecise since note comes from promissory note and neither a car or house loan is based on a promissory note. They are collateralized loans that give legal rights not given by a promissory note.
Outside of my wife and people I am around from LA I have never heard anyone else use it and I would have noticed it because it hits me when I hear it. It has always been car payment, house payment. mortgage payment or simply mortgage.
There are tons of regional colloquialisms. I remember when I used to help my wife's grandfather run trot lines, I don't think there was a single fish we called by the same name.
Posted on 3/31/25 at 1:06 pm to Obtuse1
The actual reason has been described many times in the thread, yet there are still people on page 2 taking guesses and talking colloquialisms.
Posted on 3/31/25 at 1:46 pm to TigersHuskers
quote:
Growing up for me
When's that gonna happen?
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