re: Why do people insist on driving fast through subdivisions?

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That is a civic planning and POS developer issue and should be addressed with the local government, residential streets should never be laid out in a manner that encourages using them as cut throughs or alternates.

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I disagree. The problem isn't that these roads are cut throughs, the problem is that there're the ONLY cut-throughs. We need more street inner-connectivity not less. Baton Rouge traffic is so terrible in part due to the fact that so many surface streets do not connect, which forces traffic to bottle-neck onto very few avenues to get around. That's why when a random cut-through is found, it becomes highly exploited. If Baton Rouge's streets were more grid-like like New Orleans, it wouldn't be nearly as big of an issue because there would be far more routes down which traffic could diffuse rather than it being channelled and funneled onto the same few streets.

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Logical reason for driving 10 miles over the speed limit in a subdivision especially one that is not a cut-through?

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Because speed limits in many residential neighborhoods are posted arbitrarily low for the driving conditions. Most are perfectly safe to drive at 35-40mph rather than 25 mph.

Like I said before, if I'm going 33% over the speed limit in the residential neighborhood with a low speed limit, I'm likely going 33% over the speed limit most everywhere the conditions allow. That consistent speeding results in massive time savings reaped over the aggregate.

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is it safer to drive 25mph in a subdivision or 40 mph in the same subdivision?

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Depends entirely upon the subdivision. In some, it's really not, and in some it really is.

In my defense, I have never once lived in a subdivision. I've always lived either on rural state highways where people drive 70mph or on gridded city streets with either relatively high speed limits or stop signs ever 100 ft.

I really don't drive in classic dead-end subdivisions very often.

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If a child suddenly runs out into the street chasing a ball you can stop or swerve to miss the child just as easily going 40 as opposed to going 25?

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If we're talking about a subdivision with no street parking and relatively unobscured views of their front yards and minimum traffic in the opposite lane, well, yeah, I can see it coming. I can see that there is a child playing near the street in the yard ahead and slow down before I get there because I'm watching the road and paying attention to the driving conditions.

On the other hand, a subdivision where street parking obscures views of people's front yards or shrubs and foliage obscure what's ahead of me, then no. I could not maneuver as well at the increased speed. But, in that case, I likely wouldn't be driving as fast to begin with because those are obvious red-flag conditions.

Like I said, I drive as fast as I can safely go (for myself and others) based on the conditions of the road and surroundings.

You attempting to turn that statement into a "gotcha" is pretty damn pathetic.

The rampant stupidity exhibited in this thread by people who are all "I save 2 seconds a day over the course of 20 years, frick your kid" is yet another example of why the best option is to not have neighbors.

Because the frickers think their time is worth more than that of a child that they kill.