Why do most bank lobbies close at 4?

I don’t know any that do.
They al close at 5:00 and drive-thru at 5:30 or 6:00

Bank robbers wake up at 420

I wouldnt know. I havent set foot in a bank since like 2005.

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So the tellers can go have sex on top of your money.

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Just thinking about the old arse ladies that work the tellers at my bank doing that makes me never want to touch cash anymore.

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Infuriates me that they do this.

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Have you asked to speak to the manager?

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I havent set foot in a bank since like 2005.

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subtle I've adopted the gold standard brag

History. They used to close the lobby so they could manually process transactions, balance books, etc. Not really necessary now, so most are open much later.

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Back in the day when accounting entries were done manually, they closed early to balance the books. The custom has been maintained by some, although many/most have gone away from it

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To add to this, checks used to have to be manually transported to the Fed for processing. Which is why banks used to have a cutoff time for when your deposits would reflect the same day you made the deposit. Most banks now send check copies electronically.

That being said, the only bank that I'm aware of that still closes at 4pm is Metairie Bank. There are probably more, but that is no longer the norm.

Campus Federal closes at 5, and it used to piss me off a lot too. Seems strange to close before the average person is off of work.

Who the hell goes in a bank lobby in 2019?