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re: Why are cars not towed with no insurance ?

Posted on 8/11/24 at 12:03 am to
Posted by lostinbr
Baton Rouge, LA
Member since Oct 2017
12623 posts
Posted on 8/11/24 at 12:03 am to
quote:

I respect the hustle. Full automobile comprehensive coverage is easy $200/car, if you're insuring it with the lengths. That's $2,400 a year. Tons of lower class people can't afford $2,400 on car insurance.

Except the law doesn’t require them to have comprehensive coverage. Only state minimum liability. I don’t understand how the cost of comprehensive coverage is at all relevant here.
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
30011 posts
Posted on 8/11/24 at 12:32 am to
quote:

They get big bright orange papers put on the back glass. Which they all had.


In most states that indicates an abandoned car and it will have a time and date on it which triggers the clock. After X amount of time, depending on the jurisdiction, it is fair game to be towed and impounded.
Posted by lostinbr
Baton Rouge, LA
Member since Oct 2017
12623 posts
Posted on 8/11/24 at 1:08 am to
quote:

They get big bright orange papers put on the back glass. Which they all had.

That doesn’t mean they didn’t have insurance. They put those on vehicles that are left on the side of the road (for whatever reason) and tow them if the owner doesn’t pick the vehicle up within so many days.

Basically it’s a way for cops/DOTD (can’t recall whether it’s the police or DOTD that do this) to give folks time to get their shite taken care of if they break down or something, without just allowing abandoned vehicles to sit around forever.
Posted by Beauw
Blanchard
Member since Sep 2007
4043 posts
Posted on 8/11/24 at 5:32 am to
So it’s ok for them to avoid responsibility for their actions because they’re poor?
Posted by Finch
Member since Jun 2015
3695 posts
Posted on 8/11/24 at 6:22 am to
quote:

I did in 1995. I was finishing college, and rear-ended someone on the way to a job interview. Did $800 damage to an 88 Camaro. All I could do was promise the victim I would send him my first pay check coming out of college. I'm lucky the victim's father didn't kick my arse. But I paid him back within 2 months.



Seems like you wear this as a badge of honor as part of your “bootstraps” story. I’d be interested to know what line of work you’re in. How many times do you cut corners and roll the dice because the job has to get done but the budget isn’t there.
Posted by Asharad
Tiamat
Member since Dec 2010
6281 posts
Posted on 8/11/24 at 6:33 am to
quote:

Seems like you wear this as a badge of honor as part of your “bootstraps” story. I’d be interested to know what line of work you’re in. How many times do you cut corners and roll the dice because the job has to get done but the budget isn’t there.


Electrical engineering. And I don't. My job is to get to keep people from getting hurt, not to do stupid shite that gets people hurt.
Posted by Asharad
Tiamat
Member since Dec 2010
6281 posts
Posted on 8/11/24 at 6:34 am to
quote:

Seems like you wear this as a badge of honor
I don't. I just see a bunch of silver spoon opinions that make the lives of poors even more difficult. I thought I would try to explain what it's like.
Posted by The Torch
DFW The Dub
Member since Aug 2014
27467 posts
Posted on 8/11/24 at 6:36 am to
Dat would be racists
Posted by Proximo
Member since Aug 2011
21972 posts
Posted on 8/11/24 at 6:45 am to
Those vehicles are broken down and the officer leaves the orange notice on them after the fact
Posted by Finch
Member since Jun 2015
3695 posts
Posted on 8/11/24 at 7:15 am to
quote:

Electrical engineering. And I don't. My job is to get to keep people from getting hurt, not to do stupid shite that gets people hurt.


So it’s ok to disregard social responsibility and put others at risk but you can’t disregard professional responsibility to put others at risk?

Where exactly is the line when it becomes ok?
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 8/11/24 at 7:20 am to
quote:

I lived this life from 1990 to 1995. Being poor sucks. I'm not poor anymore, but I am opposed to fining a poor person for not buying something he can't afford.


I was poor right out of college, and if you can't afford to drive, take the fricking bus. I had to work two jobs to afford life, and now assholes driving around without insurance cost me additional money in uninsured, and will eventually hit me or my fiance and run, costing us more money. Uninsured motorists are scum.
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 8/11/24 at 7:21 am to
quote:

So it’s ok for them to avoid responsibility for their actions because they’re poor?


It's hilarious how often the people that defend groups the most generally infantile and coddle them, ultimately showing a bitter level of disrespect than the average citizen would.
Posted by Asharad
Tiamat
Member since Dec 2010
6281 posts
Posted on 8/11/24 at 7:48 am to
quote:

So it’s ok to disregard social responsibility and put others at risk
We're talking about being poor. You think the poor can solve the problem by spending more money.
Posted by Finch
Member since Jun 2015
3695 posts
Posted on 8/11/24 at 7:58 am to
Everyone can help solve problems by taking responsibility
Posted by Asharad
Tiamat
Member since Dec 2010
6281 posts
Posted on 8/11/24 at 8:07 am to
quote:

Everyone can help solve problems by taking responsibility
Liability insurance for a 19 year old poor is $2200 per year. What's your solution?
Posted by Finch
Member since Jun 2015
3695 posts
Posted on 8/11/24 at 8:23 am to
Get a bicycle

Catch a ride with a coworker

Ride the bus

Finance an additional $2200 on top of your student loans



The entire point of this is don’t put others at risk to justify your situation.
Posted by Dixie2023
Member since Mar 2023
4594 posts
Posted on 8/11/24 at 8:26 am to
If it had been you, you’d have gotten a ticket. Certain types are punished, certain types are let go.
Posted by Penrod
Member since Jan 2011
51867 posts
Posted on 8/11/24 at 8:36 am to
quote:

Why are cars not towed with no insurance ?

How would no insurance tow a car- or anything, for that matter?
Posted by dalefla
Central FL
Member since Jul 2024
3131 posts
Posted on 8/11/24 at 9:29 am to
The average auto insurance policy in 1990 was $171.87. Google search That's about $15 per month or 3.25 hrs of your wages per month or 50 cents per day. Tell us the rest of the story. You could have picked up enough cans on the side of the road to cover 50 cents per day.
Posted by lepdagod
Baton Rouge
Member since Jan 2015
5471 posts
Posted on 8/11/24 at 9:46 am to
quote:

What’s your solution for when a poor person rear-ends someone else?


Hate to say it... but the government probably needs to assume the responsibility... create a special tax for dealerships that sell 10+ year old cars and lenders who finance them
This post was edited on 8/11/24 at 9:47 am
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