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Started By
Message
re: Truck purchased in early 2025
Posted on 9/13/25 at 11:32 am to Will Cover
Posted on 9/13/25 at 11:32 am to Will Cover
My $346 payment pisses me off.
0
Posted on 9/13/25 at 11:33 am to Will Cover
Literally more than my first house cost in 92
Posted on 9/13/25 at 11:33 am to Will Cover
I imagine 75% of my subdivision is in this predicament and tack on the boat and side by side while we’re at it.
Posted on 9/13/25 at 11:34 am to Will Cover
That’s a fake invoice.
It’s an Altima not a dodge ram
It’s an Altima not a dodge ram
Posted on 9/13/25 at 11:34 am to Will Cover
Look similar to my first mortgage, I think my monthly payment was $1,600.00 including escrow (taxes/insurance).
Problem with the above he still has to pay $400.00 a month for full coverage.
Problem with the above he still has to pay $400.00 a month for full coverage.
Posted on 9/13/25 at 11:36 am to The Torch
And it's a Ram.
Posted on 9/13/25 at 11:36 am to Will Cover
The person who did this is beyond mentally challenged
Posted on 9/13/25 at 11:37 am to kywildcatfanone
I doubt very seriously that's WCs invoice unless he had a mental health crisis 
Posted on 9/13/25 at 11:37 am to Will Cover
Talk about "a fool and his money". Somewhere Dave Ramsey just woke up angry and in a cold sweat.
Posted on 9/13/25 at 11:39 am to Will Cover
Yikes...
The truck was about $100K before taxes and fees?
With 6,000 (hard salesman demo) miles?
at 10.6% interest, which means your credit is shite (no judgment, just saying).
The classic rule, "never borrow money to buy a depreciating asset", is good, but not always practical.
If you must borrow, then the 2025-era rule should be, "buy within your means, and only if you already have good credit so you can get a lower rate, and then, even if you have to do without, pay off the note with all possible speed".
IF this is real, it is a recipe for disaster. But I'm thinking it's BS just to get people worked up. No one would actually do this, right?
Remember the words of Nick Saban, "There are two types of pain, the paid of discipline, and the pain of regret."
Guys, live small and save your money. You're going to need it.
Live below your means, do without, live simply, consume less.
I cannot say it enough.
Invest wisely, and resist the temptation to dip into your fund every 5 minutes (expensive car / truck / boat / house / camp / stereo gear, whatever).
Marry a girl who loves you for you, shares your values, and won't spend money like it's water.
Keep it up, and you can retire at 50 with lots of money.
And one other thing, 50 will be here before you know it. Trust me on that one.
The truck was about $100K before taxes and fees?
With 6,000 (hard salesman demo) miles?
at 10.6% interest, which means your credit is shite (no judgment, just saying).
The classic rule, "never borrow money to buy a depreciating asset", is good, but not always practical.
If you must borrow, then the 2025-era rule should be, "buy within your means, and only if you already have good credit so you can get a lower rate, and then, even if you have to do without, pay off the note with all possible speed".
IF this is real, it is a recipe for disaster. But I'm thinking it's BS just to get people worked up. No one would actually do this, right?
Remember the words of Nick Saban, "There are two types of pain, the paid of discipline, and the pain of regret."
Guys, live small and save your money. You're going to need it.
Live below your means, do without, live simply, consume less.
I cannot say it enough.
Invest wisely, and resist the temptation to dip into your fund every 5 minutes (expensive car / truck / boat / house / camp / stereo gear, whatever).
Marry a girl who loves you for you, shares your values, and won't spend money like it's water.
Keep it up, and you can retire at 50 with lots of money.
And one other thing, 50 will be here before you know it. Trust me on that one.
This post was edited on 9/13/25 at 11:43 am
Posted on 9/13/25 at 11:39 am to Will Cover
WTF
Posted on 9/13/25 at 11:44 am to Will Cover
Truck payment is more than my house note lol
Posted on 9/13/25 at 11:46 am to Will Cover
Hopefully, whoever read this purchase agreement is illiterate. No sane person can look at that and say, 'Yeah, I'll take it."
Posted on 9/13/25 at 11:47 am to Will Cover
That's insane.
Posted on 9/13/25 at 11:49 am to Will Cover
Pathetic choices bring pathetic results. Do better
Posted on 9/13/25 at 11:50 am to Will Cover
Oof
Posted on 9/13/25 at 11:51 am to Will Cover
That APR…
Posted on 9/13/25 at 11:51 am to Will Cover
NB4 the millennials/Gen Z blames this on Boomers...
This is why many people are broke...
This is why many people are broke...
This post was edited on 9/13/25 at 11:55 am
Posted on 9/13/25 at 11:52 am to Will Cover
That’s painfully stupid.
A vehicle like that does absolutely nothing more for you than a 40-50k vehicle does.
That’s a try hard look at me purchase
A vehicle like that does absolutely nothing more for you than a 40-50k vehicle does.
That’s a try hard look at me purchase
Posted on 9/13/25 at 11:54 am to Will Cover
They paid 112k for a ram?
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