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Started By
Message
re: Truck insurance just went up 25%, for no apparent reason
Posted on 11/21/23 at 1:44 pm to High C
Posted on 11/21/23 at 1:44 pm to High C
quote:
In the past I’d switch companies in a hot second. Problem with doing that now is that my home and auto are bundled with FB, and it’s becoming really difficult to get homeowners in south Louisiana.
Yep you nailed it. Just got finished shopping. My home insurance went up 30% but remarkably my car insurance basically stayed the same. However only 3 companies quoted me both home and auto (statefarm, Allstate, and geico). I’m currently with progressive and none could beat the bundled cost I got from progressive even with a 30% increase in home insurance. I couldn’t find any other companies to quote me home and I live in BR, been in my house for 10 years and never flooded or had a claim. So looks like I’m stuck with progressive for now. Seems like the days of shopping insurance may be over atleast for now in Louisiana until they can figure out this home insurance mess.
0
Posted on 11/21/23 at 1:44 pm to Klark Kent
quote:
Mine sure AF won’t be driving something similar
Mine got her mom's old 2012 Honda Accord
Posted on 11/21/23 at 1:45 pm to fallguy_1978
quote:
And I just added a 16 yr old driver and a 3rd vehicle this year
Thank goodness my kids are off my policies now. That was miserable.
Posted on 11/21/23 at 1:47 pm to fallguy_1978
quote:
Mine got her mom's old 2012 Honda Accord
mine haven’t even started Elementary and we are already thinking, “When do we need to buy a safe driving vehicle” for them
quote:
Thank goodness my kids are off my policies now. That was miserable.
has to somewhat offset how expensive kids are in general tho huh? (says this hoping you’ll say ‘hell yeah’)
This post was edited on 11/21/23 at 1:48 pm
Posted on 11/21/23 at 1:48 pm to High C
quote:
for no apparent reason
This is always the best part
Posted on 11/21/23 at 1:52 pm to High C
It’s because the price of the cars went up this shouldn’t be shocking
Posted on 11/21/23 at 1:53 pm to High C
My insurance just went up $200 a month. Paying $550 a month for two vehicles now.
Posted on 11/21/23 at 2:15 pm to wutangfinancial
quote:
It’s because the price of the cars went up this shouldn’t be shocking
I could actually buy the exact same truck that I bought at this time last year for a bit less now.
Posted on 11/21/23 at 2:16 pm to AU_RX
quote:
Because they can
Posted on 11/21/23 at 2:18 pm to High C
Our family's 2 vehicles went up $170 from 12/2022 to 6/2023.
Posted on 11/21/23 at 2:19 pm to High C
How about 3 years ago? It takes time for price increases to flow through into insurance rates
Posted on 11/21/23 at 2:20 pm to High C
Replacement cost have tripled in the last 3 years.
i had the same conversation with my insurance guy at farm bureau about 2 months ago.
My wife had a wreck and it was not her fault and State Farm was the other guys insured. i saw the iteimized bill from the repair shop and it was stupid.
Example a little panel inside the car that covered up some screws to access a tail light in the trunk....literally 4"X 4" plastic panel = $97.50
i had the same conversation with my insurance guy at farm bureau about 2 months ago.
My wife had a wreck and it was not her fault and State Farm was the other guys insured. i saw the iteimized bill from the repair shop and it was stupid.
Example a little panel inside the car that covered up some screws to access a tail light in the trunk....literally 4"X 4" plastic panel = $97.50
This post was edited on 11/21/23 at 2:22 pm
Posted on 11/21/23 at 2:20 pm to btnetigers
quote:They could drop you if that would be better?
What a great way to pay back their long time customers
Posted on 11/21/23 at 2:22 pm to High C
Wait til your retired on a fixed income and this happens. Thanks bidenomics
Posted on 11/21/23 at 2:23 pm to wutangfinancial
quote:
How about 3 years ago? It takes time for price increases to flow through into insurance rates
Fair enough, but as the post below yours noted, we are being absolutely gouged on auto replacement parts.
Posted on 11/21/23 at 2:24 pm to High C
Idiot who ran a red light and nearly hit me on Sunday is trying his best to contribute
This post was edited on 11/21/23 at 2:25 pm
Posted on 11/21/23 at 2:24 pm to High C
Tail light assemblies now cost as much as a cheap car - maybe if people stopped buying vehicles like that, the costs would come down.
Posted on 11/21/23 at 2:36 pm to GeauxLSUGeaux
quote:
Stolen elections have consequences
So inflation would not be occurring somehow if trump had been elected president?
Posted on 11/21/23 at 2:44 pm to High C
Mr. Insurance Man has to buy some Christmas gifts for his wife.
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